Home Buying in Jacksonville : Real Estate Advice

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Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
How do you know when an offer has too many or too few contingencies?
Trulia,
You can't know beforehand. You'll know for sure when you find out if your offer has been accepted or rejected.
0 votes Share Flag Fri Feb 22, 2013 Home Buying in Jacksonville
Rosina Eisen…, Other/Just Looking in Jacksonville, FL
Rosina Eisenmann 904-482-8666 answered:
Foreclosure realtor recommendation? Cash deal/owner financing
Good morning. I see you are in Texas, if you are looking in Jacksonville, FL, I would be more than happy to discuss your options. I work with several investors and have had great succes ... more
0 votes Share Flag Thu Feb 21, 2013 Home Buying in Jacksonville
Brian McLogan, Real Estate Pro in Jacksonville, FL
Brian McLogan answered:
How is the area San Jose Manor Drive, Jacksonville, fl?
Look like home prices range under $80,000 with rental rates around $700. Best bet to check out the street if it is right for you is to drive through it on Friday night to see the activi ... more
0 votes Share Flag Wed Feb 20, 2013 Home Buying in Southpoint
Brenda Waters, Real Estate Pro in Jacksonville, FL
Brenda Waters answered:
How can a home buyer work best with their agent?
Make a list of what you are really looking for in a home; check with your Mortgage Broker to find out what you qualify. Drive around different areas at different times of the day, find ... more
0 votes Share Flag Tue Feb 19, 2013 Home Buying in Jacksonville
Phyllis Stai…, Real Estate Pro in Ponte Vedra Beach, FL
Phyllis Staines answered:
What are some ways to build a bigger down payment?
If you're planning on getting married and wondering how you'll save for a down payment, not to worry. The FHA has a bridal registry program which allows contributions to your down payme ... more
0 votes Share Flag Mon Feb 18, 2013 Home Buying in Jacksonville
Charles Chor…, Real Estate Pro in Orange Park, FL
Charles Chorman answered:
We're pretty sure we qualify for the Florida First Time Home Buyers Program ($7500 toward down/closing, repaid when we sell the house).
Hi,

Mortgage lenders are on top of these types of questions as programs vary and change. Suggest that you speak with your bank or credit union to determine your options. If you lik ... more
0 votes Share Flag Sun Feb 17, 2013 Home Buying in Jacksonville
Brian McLogan, Real Estate Pro in Jacksonville, FL
Brian McLogan answered:
looking to find out what are the safest areas to live in jacksonville fl?
Best bet is to drive te areas and look up government websites for crime statistics
0 votes Share Flag Tue Feb 12, 2013 Home Buying in Jacksonville
Keven Brennan,  in Atlantic Beach, Jack...
Keven Brennan answered:
Looking for an Investor Friendly Realtor in Jacksonville FL
I am not a realtor. I am, however, a mortgage banker that works with many very good realtors in the Jacksonville area.
Depending on the price point and other factors I would be willing ... more
0 votes Share Flag Thu Apr 21, 2016 Home Buying in 32256
Eric Hooper, Real Estate Pro in Maple Grove, MN
Eric Hooper answered:
Made an offer on a short sale, seller accepted it, 60 days later mortgage company wants seller to bring money to closing, seller and seller agent
Typically the answer is yes you should be able to walk away depending on your purchase agreement. We are seeing more lenders ask for seller contributions on short sales, especially FNM ... more
0 votes Share Flag Wed Feb 6, 2013 Home Buying in 32223
Mack McCoy, Real Estate Pro in Seattle, WA
Mack McCoy answered:
What are prepaids?
By "pre-paids," they mean: your first year of homeowner's insurance premium and lender-required reserves for property taxes and the following year's insurance. They call them "pre-paids ... more
0 votes Share Flag Sat Feb 2, 2013 Home Buying in Jacksonville
Rosina Eisen…, Other/Just Looking in Jacksonville, FL
Rosina Eisenmann 904-482-8666 answered:
Nurse in Florida
Yes! I work with several lenders who specialize in the medical field as well as first time home buyers. Call me and I will share my contacts with you.
0 votes Share Flag Mon Feb 11, 2013 Home Buying in Jacksonville
Frank & Shar…, Real Estate Pro in Fleming Island, FL
Frank & Sharon Alters answered:
What are mortgage discount points?
Hi DkSmith,

You are asking some great questions.

Mortgage discount points are paid at closing and they reduce the interest rate on the loan. The amount reduced varies, depending o ... more
0 votes Share Flag Thu Jan 31, 2013 Home Buying in Jacksonville
Frank & Shar…, Real Estate Pro in Fleming Island, FL
Frank & Sharon Alters answered:
Is there a such thing as second time home owner, or is down payment assistance available if you already own a home.?
Hi DkSmith,

If you buy the home in your name, there is down payment assistance for first time homebuyers, provided that you meet income and other guidelines. This is usually availabl ... more
0 votes Share Flag Fri Feb 1, 2013 Home Buying in Jacksonville
Rosina Eisen…, Other/Just Looking in Jacksonville, FL
Rosina Eisenmann 904-482-8666 answered:
Does a buyer need title insurance if they're paying cash for a new-build home?
Best to check with a real estate attorney who will have your best interests at heart. Many will give opinions, but it's your money at the end of the day. If you are in Jacksonville ... more
0 votes Share Flag Fri Feb 1, 2013 Home Buying in Jacksonville
Henry Pruitt, Real Estate Pro in Orlando, FL
Henry Pruitt answered:
How much are the amenities per year at Bartram Springs?
Which part of Bartram Springs are you looking at? Also the amenities are covered in the HOA fees.

Henry Pruitt
904.635.4861
0 votes Share Flag Thu Jan 31, 2013 Home Buying in Jacksonville
Miguel Ojeda…, Real Estate Pro in Jacksonville, FL
Miguel Ojeda Jr. answered:
can anyone tell me how to find a reasonably priced home ion the 32246 or 32225 zip codes with 4 or more bedrooms?
Hello Mike,

Everybody's opinion of "reasonable" is different. You have to be more specific on these forums so we can best help you.

Also, sounds like your missing a REALTOR ... more
0 votes Share Flag Sat Feb 2, 2013 Home Buying in 32246
Kathie & Neil…, Real Estate Pro in Jacksonville, FL
Kathie & Neil McGuinness answered:
What can you tell me about Jacksonville, FL. I've heard there are a number of different areas to live. I have no idea where to being my home search!
Please visit ListToSell.com. There are good descriptions of Jacksonville's neighborhoods, plus, you can find price points in each. Good luck
0 votes Share Flag Mon Feb 22, 2016 Home Buying in Jacksonville
Hickory & Do…, Real Estate Pro in Jacksonville, FL
Hickory & Donna Delegal answered:
What can you tell me about the Jacksonville, FL Real Estate Market? I am looking at investment property and heard mixed reviews.
There are fantastic opportunities for investors here in Jacksonville.Be SURE to work with real estate agents who have successfully owned /own investment property.There are KEYS to succe ... more
0 votes Share Flag Wed Jan 30, 2013 Home Buying in Jacksonville
Lenee' Purdy, Real Estate Pro in Jacksonville, FL
Lenee' Purdy answered:
What is the ideal down payment percentage for buying a home?
Hello there, It really depends on what type of Financing you choose to do..
There is FHA which requires 3.5 % down payment of the sale price.
Conventional which could be several di ... more
0 votes Share Flag Thu Jan 24, 2013 Home Buying in Jacksonville
Steve (888)…, Other/Just Looking in 33496
Steve (888) 662-4404 answered:
Anyone know a lender that will provide a mortgage for someone a few months after receiving a Chapter 13 discharge with 20% down? Thanks.
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Below are some of the best programs from A to Z available, including the all new Stated Income Alt Loans for Self Employed borrowers

After reviewing these programs below, please e ... more
0 votes Share Flag Sat Jan 26, 2013 Home Buying in Jacksonville
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