Financing in Indiana : Advice

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Curly Sue, Real Estate Pro in Texas
Curly Sue answered:
I'm looking to finance $30,000 but have low credit score bad credit. Is there any financing available?
Most lenders have minimum loan amounts. My company's minimum is $70,000
0 votes Share Flag Mon Apr 15, 2013 Financing in 46410
Iyad Allis, Real Estate Pro in Denver, CO
Iyad Allis answered:
As as second-time home-buyer, will I be able to qualify for a mortgage with my current low income (which is soon to increase due to changing jobs)?
Hello. In addition to a good credit score, some other factors which lenders will take into consideration is LTV (Loan To Value) and DTI (Debt To Income). With a low income, currently, ... more
0 votes Share Flag Wed Mar 27, 2013 Financing in Indianapolis
Debbie Hemph…, Real Estate Pro in 46410
Debbie Hemphill answered:
Can you get financed for fha with a judgement against you?
The judgement would have to paid before a loan could be made. The reason is because the judgement would become a lien on the house you want to purchase. It would be a superior lien to ... more
0 votes Share Flag Mon Mar 25, 2013 Financing in Merrillville
Phil Rotondo, Real Estate Pro in 32940
Phil Rotondo answered:
Starting out with nothing
I think we all do. Do you have a question??
0 votes Share Flag Sun Mar 17, 2013 Financing in Mooresville
Sathya Kattr…, Real Estate Pro in Indianapolis, IN
Sathya Kattragadda answered:
Can a foreign student obtain a conventional mortgage with F1 visa?
Hello, how are you doing? I had a client in your same position recently and unfortunately, we were not able to get them financed. Unless you are a permanent resident, I don't believe ... more
0 votes Share Flag Sun Jul 7, 2013 Financing in 46202
Connie Wicks, Real Estate Pro in Mooresville, IN
Connie Wicks answered:
What is the current lowest interestrate?
interest rates can still be found in the 3's. Of course this is dependent on your financial information, and if you are refinancing or buying. What financial company are you working wit ... more
0 votes Share Flag Fri Mar 8, 2013 Financing in 46158
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
Is it a good idea to offer a cash deal as a bargaining tool. can you later refinance your house to get some of that cash back out?
If you have the cash, you should definitely consider using it to your advantage. Especially in a competitive market environment, a cash offer may be your only chance to win a deal. Ye ... more
0 votes Share Flag Sat Jan 26, 2013 Financing in 46392
Chance Schub…, Real Estate Pro in Bentonville, AR
Chance Schubert answered:
I am still not cleared to closed and my appraisal expired today and no one can tell me why. Can I get any recourse for whats lost?
They have to keep you informed as to why it is needing extended...
Is it the lender??? If it is the lender, I would highly recommend you move to a new lender after 6 months of waiting. ... more
0 votes Share Flag Fri Jan 11, 2013 Financing in Indianapolis
Peter Knight, Real Estate Pro in Fishers, IN
Peter Knight answered:
Is it true that FHA will not guarantee loans on condos where more than 10% of the condos are owned by one owner.?
Janet,

I am not aware of that requirement, but keep in mind that the condo complex must be certified by HUD.

Peter Knight
0 votes Share Flag Wed Mar 27, 2013 Financing in Indianapolis
Tom McCollis…, Real Estate Pro in 46038
Tom McCollister answered:
Where can I find a nontraditional lender I need $20,000.00 to $30 ,000.00 I have a business that clears $150.000 after expenses credit score 600
I have some contacts that may be able to help. Is your main goal to get a loan to consolidate some of the debt or working towards getting a loan approval for a home purchase? Send me ... more
0 votes Share Flag Tue Jul 16, 2013 Financing in Indianapolis
Joshua A. Le…, Real Estate Pro in Saint Petersburg, FL
Joshua A. Lerette answered:
USDA Home Mortgage in Indiana
Great question shooter, realtiy is if your "lender" can't give you an answer on how long it will take for underwriting, you should RUN! I don't know who you are going with and/or what k ... more
0 votes Share Flag Tue Nov 27, 2012 Financing in Union Mills
Bart Gabe, Real Estate Pro in California
Bart Gabe answered:
I tried finding the nearest lender/mortgage broker in 46241 but they couldn't find any results?
I lend in Indianapolis if you want to contact me at 800 315 8803.
0 votes Share Flag Fri Nov 9, 2012 Financing in 46241
Lucinda Ande…, Real Estate Pro in Demotte, IN
Lucinda Anderson answered:
May I go through Urban Rual Development for a loan for this home?
Yes, call Jenn Jurs New Mill Mortgage Demotte, IN very knowledgable with that program. 219-208-0966
0 votes Share Flag Tue Jan 14, 2014 Financing in Demotte
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
can i rent my home, i have an obama mortgaga?
What is an Obama Mortgage? As far as I know the only government entities that guarantee mortgages are the Federal Housing Agency and the USDA and they were doing this and around for YE ... more
0 votes Share Flag Fri Nov 2, 2012 Financing in 46112
Shanna Rogers, Real Estate Pro in Murrieta, CA
Shanna Rogers answered:
how can i get a deceased owners property when they still show as the owner on the deed?help help help
Hi Kim,

You need to contact a Real Estate Attorney. Make sure you have all your paperwork available.

Shanna Rogers
SR Realty
www.RealtyBySR.com
0 votes Share Flag Sun Oct 21, 2012 Financing in 46761
Drew, Home Buyer in Thompsonville, MI
Drew answered:
Do any builders accept a USDA direct loan as financing for a new construction?
I'm with ya!
We should talk.
I did Not think it was going to suck!
0 votes Share Flag Fri Oct 19, 2012 Financing in 47012
Deb Ranek, Real Estate Pro in 46032
Deb Ranek answered:
I am an expat living in Dubai and currently Looking for to buy house in Carmel, IN, zip code 46033 as I have a relative in the same area to watch the
I sent you an email. Please review and respond for further assistance.
0 votes Share Flag Wed Sep 12, 2012 Financing in Carmel
Brett Martin, Real Estate Pro in Indianapolis, IN
Brett Martin answered:
Looking for a mortgage lender or broker for help...
Here are a couple of locals:


Local: Union Savings Bank, Raymond Hardie

Call: (317) 658-3505 or 843-1006
Ask: rhardie@usavingsbank.com
Apply: http://www.usavingsbank.com/ ... more
0 votes Share Flag Tue Aug 28, 2012 Financing in Indianapolis
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Looking for a construction loan with a low down payment. Anyone know of any lenders?
You should start by meeting with a local and trusted loan officer who can look at your credit and financials and see if you quailify for a construction loan. Although the scope of build ... more
0 votes Share Flag Thu Aug 9, 2012 Financing in Columbus
Adam Catron, Real Estate Pro in 46220
Adam Catron answered:
Morgage loan without US-credit history ?
If you have good job security, some bank statements and good credit you should be able to get financed. Contact Tony Hart at Tucker Mortgage 317-849-5050.
And for finding the right ho ... more
0 votes Share Flag Mon Aug 6, 2012 Financing in Indianapolis
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