Home Buying in Hempstead : Advice

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Dillon Chan, Home Owner in New York, NY
Dillon Chan answered:
is first time buyers credit still available for new buyers for 2013?
Please see the link below which can help with your questions. http://www.irs.gov/uac/First-Time-Homebuyer-Credit:-Scenarios
0 votes Share Flag Wed Mar 20, 2013 Home Buying in 11550
Shanna Rogers, Real Estate Pro in Murrieta, CA
Shanna Rogers answered:
Hello, my boyfriend and I are house hunting. Should we be talking to a loan officer first or just keep looking until we find something?
H Kbrown130,

If you are not paying all cash, get your pre-approval first. This lets you know what price range you should be looking in. Also, when you submit an offer, most (if not ... more
0 votes Share Flag Sat Feb 9, 2013 Home Buying in Hempstead
Sarah, Other/Just Looking in Outside U.S.
Sarah answered:
is there anyway to get a 1st time home buyer tax credit if you already have the loan and did not know about MCC?
I am trying to find the answer to this exact question myself. So far I continue to find the answer "no" :(
0 votes Share Flag Sun Feb 2, 2014 Home Buying in 11550
Javier Menes…, Real Estate Pro in Farmingdale, NY
Javier Meneses answered:
Bank approves you for a loan & you find a cheaper house, does bank give you the entire loan?
You will ONLY get what's needed for the house.

Javier Meneses
NMLS #23130
Senior Loan Officer
Sterling National Bank
jmeneses@snb.com
(516) 606-9648
0 votes Share Flag Sat Feb 2, 2013 Home Buying in 11550
Vincent Paige…, Real Estate Pro in Orlando, FL
Vincent Paige - RE/MAX answered:
Hello, can we claim an additional child tax credit or the first time home buyer credit and get a return without owing in the first place?
You have to speak to a tax professional or accountant, realtors can not give this type of advice!

VP
0 votes Share Flag Wed Feb 6, 2013 Home Buying in 11550
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
I recently bought my first home in another state. How do I do my taxes for 2012 as a first time home buyer for a home in another state?
Use your home address. How did you file them last year?

Jim Simms
NMLS # 6395
JSimms@cmcloans.com
Financing Kentucky One Home at a Time
0 votes Share Flag Mon Dec 31, 2012 Home Buying in 11550
Betty Stroll, Real Estate Pro in Westport, CT
Betty Stroll answered:
Are there any downpayment / closing assistance program for livingston county?
Hi Princess: If there is any assistance on closing cost/down payments I would look into home that have been foreclosed upon. They are usually HUD homes, where they pay up to 3% of closi ... more
0 votes Share Flag Sun Jan 13, 2013 Home Buying in Hempstead
Philip Lilav…, Real Estate Pro in 11429
Philip Lilavois answered:
Looking for a single home - price range 150K - $200K. Having 3 bedrms and two baths.. Is there a good professional Agent that could assist?
There are many homes in long Island in your price range. I'd be happy to assist.

Philip Michael 917-200-7742
Licensed Real Estate Agent
0 votes Share Flag Thu Nov 1, 2012 Home Buying in Hempstead
Javier Menes…, Real Estate Pro in Farmingdale, NY
Javier Meneses answered:
Should I order a C.LU.E Report of my own or is this the job of my real estate agent?
Typically it's something that insurers pull as part of their underwriting a policy. I've never heard of a Realtor pulling a C.L.U.E. report, so I would assume that of you want ... more
0 votes Share Flag Wed Aug 8, 2012 Home Buying in Hempstead
Laura Feghali, Real Estate Pro in Stamford, CT
Laura Feghali answered:
If I make a offer on a home and after inspection find out that there is alot of repairs needed can I lower my offer amount?
Hello New Homebuyer,
If you discover many needed repairs after your home inspection, then it is usual to request that the seller make these repairs or you can ask for a credit at clo ... more
0 votes Share Flag Mon Jun 9, 2014 Home Buying in 11550
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Are there any home remodeling Grant programs in Nassau County?
Ask your loan officer the question; is a 203K rehab loan an option...
0 votes Share Flag Tue May 29, 2012 Home Buying in Hempstead
Thomas Brady, Real Estate Pro in Suffolk County, NY
Thomas Brady answered:
Is it true that a seller can be so offended by my low offer that they refuse to sell to me at any price?
It shouldn't happen, but on occasion it does. Hopefully you have a buyer's agent that can guide you through the offer and negotiation process.

Tom Brady SFR, e-Pro, SRES, GREEN
Lice ... more
0 votes Share Flag Mon May 28, 2012 Home Buying in Hempstead
Gail Gladsto…, Real Estate Pro in 11743
Gail Gladstone answered:
Can I offer 50K below selling price for a 100 yr old home on the market for almost 2 years?
You can offer anything you believe you are willing to pay for any property. You may want to leave a little wiggle room for negotiations.

Do you have a Realtor representing your inte ... more
0 votes Share Flag Wed May 23, 2012 Home Buying in Hempstead
Camille Dand…, Real Estate Pro in 11710
Camille Dandola answered:
Are there any firstime home buyer tax credit available for 2012/2013?
No.
There should be.

But interest rates have never been this
Low and housing prices are 8-10
Years ago prices
Very good environment for the first time home buyer.

Good luck. ... more
0 votes Share Flag Sun Dec 29, 2013 Home Buying in 11550
Javier Menes…, Real Estate Pro in Farmingdale, NY
Javier Meneses answered:
Are there any Downpayment/closing costs assistance programs in Nassau County with no income requirements or even upcoming areas where they offer this?
As far as I know, all down paynent & closing cost assistance programs have income restrictions. The only form of assistance for buyers whose income exceed income restrictions, is ob ... more
0 votes Share Flag Wed May 23, 2012 Home Buying in Hempstead
Barbara E. N…, Real Estate Pro in Oceanside, NY
Barbara E. Nowak, CDPE, CBR answered:
ARE THERE RENT TO OWN HOMES?
There are some homes that are rent to own, not too many, but we definitely have them.

I would be glad to send you some. Contact me.

Barbara E. Nowak
516-232-6658
Realtor@Barbar ... more
0 votes Share Flag Thu Apr 25, 2013 Home Buying in 11550
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
When should a seller's concession be introduced in an offer on a house?
If you don't have an agent, consider the idea--concession should be introduced when making an initial offer...
0 votes Share Flag Sat Oct 8, 2011 Home Buying in Hempstead
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
How much of an effect does a middle school (right next door to a house) have on the potential sale of a house? If it does, to what extent?
Nona,
It's a factor to consider. Some buyers with kids may find it a benefit, but more will likely prefer not to be right next door. When buying a home with a location issue whi ... more
0 votes Share Flag Thu Aug 25, 2011 Home Buying in Hempstead
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
would you buy a house in hempstead, NY?
Real estate professionals are prohibited from steering, enticing a buyer to purchase, or not, in specific neighborhoods--therefore if looking to purchase in the area, it's a decisi ... more
0 votes Share Flag Tue Mar 8, 2011 Home Buying in 11550
Deborah Rigs…, Real Estate Pro in Durham County, NC
Deborah Rigsbee Miller answered:
THERES A HOUSE THAT WAS FOR SALE AT 179,000 IN APRIL 2010 AND NOW THEY ARE SELLING IT FOR 260,000 AND THEY BROUGHT THE HOUSE FOR 150,000
Son - you need to select real estate professional to act as your buyer's agent. Ask them to research the market and do the analysis and help you so that you can make the best offe ... more
0 votes Share Flag Wed Sep 22, 2010 Home Buying in 11550
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