You should use the internet to research your mortgage such as rates, closing costs, what type of service or who locally to use. But nothing beat smeeting face to face with a local and trusted loan officer. one you can see, talk to and give your financials to in person. You know where they are, when they work and when they dont. The customer service can be a million times better if things go wrong having a real person to talk to and help.
Please see my blog with tips and advice on getting a mortgage... more
Have your mortgage broker and CPA review all particulars with you. Without full disclosure of all matters difficult to render and opinion. Take inconsideration your short and long term goals of owning home, amount of difference between two.
Excel spread sheet could assist you compare "apples to apples"
WAY TO GO with 9% discount !
National Featured Realtor and Consultant, Texas Mortgage Loan Officer, Credit Repair Lecturer
Follow me on Twitter: http://twitter.com/Lynn911
Manuel it really depends on what part of the country you are living in and what your market is like. Where I am a Realtor in Texas there is a appreciation rate anywhere from 3 to 7 percent per year. You s/b able to call you local association of Realtor and they s/b able to relay some information in regards to your questions.... more