Home Buying in Georgia : Advice

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Thomas Hagan, Real Estate Pro in Atlanta, GA
Thomas Hagan answered:
ELLENWOOD, GA REO
Give me a call in the am ill find out about it I know the area well thanks
Tom Hagan 954-553-0847
0 votes Share Flag Wed Apr 17, 2013 Home Buying in Atlanta
Marge Bennett, Real Estate Pro in Fort Myers, FL
Marge Bennett answered:
Who will finance a home for under 60k?
Bank of America , third federal , and I think PNC do.
0 votes Share Flag Wed Apr 17, 2013 Home Buying in Forest Park
Michael Gian…, Real Estate Pro in Cumming, GA
Michael Giangiobbe answered:
just FYI, move in month of May early to mid part optional ..
Hey Wanda,

Call me at 770-842-1370. I will take down your personal email and send you a list of rental properties. This allows you to see for yourself what is out there.
Thanks!
0 votes Share Flag Tue Apr 16, 2013 Home Buying in Cumming
Joshua Jarvis, Real Estate Pro in Duluth, GA
Joshua Jarvis answered:
Can you sweeten a purchase offer, without raising it?
Absolutely! In a short sale, the terms (due diligence period, contingencies, etc) are more important than price much of the time. Also, stronger financing options can often make the d ... more
0 votes Share Flag Sun Apr 21, 2013 Home Buying in Atlanta
Tyler L. Wil…, Real Estate Pro in Atlanta, GA
Tyler L. Willis answered:
We are a Bi-racial couple (black and white) from NV looking at making a move to Cumming GA. Would we have problems in Cumming?
Hi Justine,

We realtors are unable to speak on those things legally. I will say this; I am in a interracial relationship with my wife, we are originally from Philadelphia, since we h ... more
0 votes Share Flag Sat Apr 20, 2013 Home Buying in Atlanta
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
Hi, Can someone tell me what is the best school district in Alpharetta,Milton,Johns Creek area? We are relocating in Atlanta and looking for a house.
Real Estate Agents are not allowed to comment on a variety of topics. The Fair Housing Act restricts the information that can be provided by a Real Estate Agent.

Off Limit Topics ... more
0 votes Share Flag Sat Apr 27, 2013 Home Buying in Atlanta
Rusty Cole, Real Estate Pro in Douglasville, GA
Rusty Cole answered:
We are searching for a home for sale in or around Douglasville, Ga. area with at least 3 bedroom and 2 baths.
Hello,

I would be glad to help. Please call me at 770-882-9069 or email me at rusty@swiftchange.com and we will discuss all of the details and we will start your home search.

Th ... more
0 votes Share Flag Sun Jul 28, 2013 Home Buying in 30135
erica071678, Real Estate Pro in Atlanta, GA
erica071678 answered:
how do i find out what houses are in forclosure in heritage park subdivision in college park without having to pay realty trac?
Good Morning! Any real estate agent can assist. If you email me your email address I will send you listings.
Erica@mymaximumone.com

Thanks!
Erica Goodwin
678-416-9722
0 votes Share Flag Wed May 15, 2013 Home Buying in College Park
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
First time home buyer and looking to make the right decision
James,

"Smart decision" about what?

Buying real estate vs. a new car or buying property with a mobile home in need of repair?

Absent additional vital information either choice ... more
0 votes Share Flag Mon Apr 15, 2013 Home Buying in Americus
Bruce Ailion, Real Estate Pro in Marietta, GA
Bruce Ailion answered:
does paying cash on a short sale require less paperwork plus excellent credit on the buyers part ??
Not really, proof funds would be needed instead of loan approval. Most of the paperwork is on the seller side.


Bruce Ailion,
RE/MAX Greater Atlanta
An Atlanta Real Estate Exp ... more
0 votes Share Flag Sat Sep 7, 2013 Home Buying in 30319
Bruce Ailion, Real Estate Pro in Marietta, GA
Bruce Ailion answered:
Can I use an FHA 203k loan for this scenario?
No, you would have to use a construction loan, construction permanent, or hard money loan.

Bruce Ailion,
RE/MAX Greater Atlanta
An Atlanta Real Estate Expert Serving Clients Sin ... more
0 votes Share Flag Sat Oct 12, 2013 Home Buying in Atlanta
Linda Lorenzo…, Real Estate Pro in 75070
Linda Lorenzo - (214) 578-3131 answered:
As a first time home buyer , do you have to put down a deposit on an initial loan for a house?
Depends on your area. There are some programs like a VA loan or a USDA loan that do not require down payments. You need to check with a local lender as they can guide you in what you ... more
0 votes Share Flag Sat Feb 28, 2015 Home Buying in Atlanta
Charles Bagl…, Real Estate Pro in Atlanta, GA
Charles Bagley answered:
Can you become a homebuyer without great credit or a big down payment?
The simple answer is maybe. The only way to know is to contact a competent loan officer.
0 votes Share Flag Mon Apr 15, 2013 Home Buying in Atlanta
John Biank, Real Estate Pro in Oak Brook, IL
John Biank answered:
Would it hurt to get a house with 2 car garage in a 3 garage neighborhood? How much difference does it make on the overall value of the house.?
Value is in the “eye of the beholder” as they say! Does your home have more living space than the one with the extra garage? Maybe someone has no need for that and would pre ... more
0 votes Share Flag Fri Jun 27, 2014 Home Buying in Marietta
Jim Olive, Real Estate Pro in Key West, FL
Jim Olive answered:
What should I do with my home inspection findings?
An excellent question for your Realtor. It depends largely on the inspection clause of your contract. Many contracts allow you to void the contract without penalty for ANY reason ("at ... more
0 votes Share Flag Fri Apr 12, 2013 Home Buying in Valdosta
Rjjrlord, Home Buyer in Jekyll Island, GA
Rjjrlord asked:
0 votes Share Flag Thu Apr 11, 2013 Home Buying in Jekyll Island
Stephen Webb…, Real Estate Pro in Seattle, WA
Stephen Webber answered:
Is my loan officer avoiding me or is this just normal?
Not to worry yet. Many of the loan officers are overwhelmed with todays market. I would call the lenders front desk and ask for your loan officer and mention you are worried. Everything ... more
0 votes Share Flag Fri Apr 12, 2013 Home Buying in Atlanta
Michele Kole, Real Estate Pro in San Diego County, CA
Michele Kole answered:
How do I go about finding the best mortgage co?
Hello Patricia,
There simply is not one best mortgage company. Mortgage companies usually represent many investors and their fee structure is competitively priced with each other. Yo ... more
0 votes Share Flag Thu Apr 11, 2013 Home Buying in Auburn
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
First time buyer. FICO of 619; DTI of 10% $50K yr. DP coming as gift. Should i even try to apply for a loan? Do I need the gift before we apply?
For an FHA mortgage, most lenders require a 640+ credit score for the last 2-3 years now.

Prospect Mortgage is one of the few direct lenders to offer an FHA 580-639 FICO loan progra ... more
0 votes Share Flag Fri Apr 12, 2013 Home Buying in Snellville
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