Financing in Garland : Advice

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Barbara Coker, Real Estate Pro in San Antonio, TX
Barbara Coker answered:
I am wondering what are the qualifications for a FHA loan? Your credit, down payment etc. It would be for a HUD house. Thanks
As a mortgage loan officer, I can finance a HUD home with an FHA mortgage ONLY for an owner-occupant. Since you are asking from California, my first question would be about your inten ... more
0 votes Share Flag Mon Oct 8, 2012 Financing in Garland
Sam Young, Real Estate Pro in Wylie, TX
Sam Young answered:
I'm interested in purchasing a home with the USDA loan how long does it take to close in the DFW area? Heard mixed results any do this
It generally takes about 45 days depending on the lender. Approximately 21 to 30 days for lender to process the loan and another 10 to 15 days for USDA approval. The areas for USDA loa ... more
0 votes Share Flag Wed Mar 27, 2013 Financing in Garland
Brian Rayl, Real Estate Pro in Frisco, TX
Brian Rayl answered:
I am ready to place a bid on a HUD home in Garland, Texas. I am wanting to get an FHA loan with 3.5% down and with an interest rate of 5% or less
Unfortunately, since you already have a realtor who is representing you, it would be against the code of ethics for another realtor to advise you.

Your realtor should also be able t ... more
0 votes Share Flag Thu Apr 21, 2011 Financing in Garland
Shawn Sidhu, Real Estate Pro in San Jose, CA
Shawn Sidhu answered:
Closing Cost?
If you're able to get a seller credit towards closing costs it should cover a majority or all of the closing costs. Typically, it ranges from 3-6% of the sales price. Your Realtor would ... more
0 votes Share Flag Thu Aug 13, 2009 Financing in 75043…, Real Estate Pro in Dallas, TX Dallas Realtor answered:
i have 50k for a downpymt on a 65k home can i get a loan for 10 or 15k to pay the remaining amt w/ iffy credit
You would most likely need contact a local bank for a personal loan for remaining balance. Happy assist if yoiu need search

Direct link ... more
0 votes Share Flag Sun Jul 19, 2009 Financing in Garland
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