Gardner : Real Estate Advice

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Stephanie Le…, Real Estate Pro in Miami Lakes, FL
Stephanie Leon answered:
my husband has a credit score of 623 we will have a bankruptcy that will be finalized for 2 years in november
USDA Rural development loans are an option in your area. These loans will allow for 100% financing but, you will need to qualify for the program.

Here is a link to see you are eligi ... more
0 votes Share Flag Fri Aug 16, 2013 Home Buying in Gardner
Angela Shopp…, Real Estate Pro in Lenexa, KS
Angela Shopper answered:
Husband has credit score of 646, mine is 601. Want to get a fha loan.Can we qualify for an fha loan? We do have 3.5% down. Help.
Yes - you should be able to get qualified providing there aren't unpaid collections etc on your credit. Would you like me to get you with a lender who can do loans at 600+ credit score ... more
0 votes Share Flag Tue May 13, 2014 Home Buying in Gardner
Ben Edsall, Real Estate Pro in Kansas City, MO
Ben Edsall answered:
I'm a first time homebuyer, if i have a co-signer with the best credit score do i still have to put money down?
Mortgages without money "down" are pretty much a thing of the past. Most will require at least 3% down.
0 votes Share Flag Tue Nov 10, 2015 Financing in 66030
Rhonda Holt, Real Estate Pro in New York, NY
Rhonda Holt answered:
We have an offer in on a house, and it has been approved by the sellers, but it is a short sale and we have not heard anything back from the bank...
Hello, I do many short sales (check my just sold properties on my site) and the bank can take a long time to respond sometimes. Just check your contract to see if your attorney put a ti ... more
0 votes Share Flag Thu May 20, 2010 Home Buying in Gardner
Charlotte Pa…,  in Wichita, KS
Charlotte Patterson answered:
What is the best way to negotiate with an already firm seller after the home inspection?
Negotiations are not always easy. I presume you are working with an agent? Ask them how they plan to negotiate on your behalf. In regards to the Federal Pacific panel, many insuranc ... more
0 votes Share Flag Thu Sep 16, 2010 Home Buying in Gardner
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