Financing in Folsom : Advice

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Steve Heard, Real Estate Pro in El Dorado Hills, CA
Steve Heard answered:
90% LTV Construction Financing?
Construction financing is still very risky, and most banks want no part of it. There are a few out there, usually smaller regional banks, but some nationals as well. 90%? I'm guessing ... more
0 votes Share Flag Fri Nov 1, 2013 Financing in Folsom
Michele Pete…, Real Estate Pro in Rocklin, CA
Michele Peterson answered:
Does anyone know if it's possible to obtain a VA or FHA mortgage 2 years post bankruptcy?
I have the perfect lender for you to call.
He will walk you through each and every step and tell you "WHY" he is asking
or setting up the loan that way.

Please call ... more
0 votes Share Flag Tue Apr 9, 2013 Financing in Folsom
Matt Puzz, Other/Just Looking in Phoenix, AZ
Matt Puzz answered:
Interested in possibly purchasing a home using the USDA Rural Development Loan Program somewhere within commuting distance to Rancho Cordova, CA.
I would imagine you can find a local lender or if you want to work with someone in AZ my partner that is licensed in California can help you. The important thing for you to remember is ... more
0 votes Share Flag Mon Nov 23, 2015 Financing in Folsom
Mike Malvey, Real Estate Pro in Fort Collins, CO
Mike Malvey answered:
Is ANYONE offering a home construction loan for doctors at 80-100% LTV in California? Looking to finance $850K-1million.
Check with your local Bank of America because they have great loans for doctors with higher LTVs.
0 votes Share Flag Wed Nov 4, 2015 Financing in Folsom
Gregorio Den…,  in San Diego, CA
Gregorio Denny answered:
FHA refinance - streamline vs regular
1. You need to have made 6 payments to do a streamline
2. The cost would not make sense for you to do this
3. The UFMIP is 2.25% regardless
4. After you have made 6 payments, you can ... more
0 votes Share Flag Fri Jul 16, 2010 Financing in 95630
James Ryan, Real Estate Pro in Leesburg, VA
James Ryan answered:
FHA 'owner-occupied' loan restriction
FHA allows up to a 60 day rent back period as spelled out in the purchase contract or an addendum to same. You should have no issue with two weeks. Best of luck, and congratulations on ... more
0 votes Share Flag Thu May 6, 2010 Financing in 95630
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Do you have a story regarding your experience with a flipped property relative to FHA's recent flipping waiver?
I have not been able to get the 3 month flip rule waived on any of recent sales, i have investors buying foreclosures and totally renovating form top to bottom, when we find a buyer it ... more
0 votes Share Flag Thu Mar 25, 2010 Financing in Folsom
Jesse Sierra, Real Estate Pro in Chino Hills, CA
Jesse Sierra answered:
will i qualify for the fha loan if i'm a first time home buyer in ca but had previously owned a house in nc?
Hi Mailyn.
You can't have 2 FHA mortgages.
Unless you transfered to a different job or got divorced.
Is the house in NC paid off, sold or still paying a mortgage?
Talk to a direct ... more
0 votes Share Flag Fri Oct 23, 2009 Financing in 95630
,  in Sacramento, CA
Which mortgage lender in folsom/EDH gives the best rates, ...
I work for a direct lender in Gold River. Hazel and 50. I can give you a good faith estimate.
0 votes Share Flag Tue Aug 19, 2008 Financing in Folsom, CA
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