Folsom : Advice

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Michele Pete…, Real Estate Pro in Rocklin, CA
Michele Peterson answered:
Does anyone know if it's possible to obtain a VA or FHA mortgage 2 years post bankruptcy?
I have the perfect lender for you to call.
He will walk you through each and every step and tell you "WHY" he is asking
or setting up the loan that way.

Please call ... more
0 votes Share Flag Tue Apr 9, 2013 Financing in Folsom
Peter Patkos, Real Estate Pro in Lansdale, PA
Peter Patkos answered:
Expert advice on buying a home
If a realestate agent cant give you a CMA,Then the best thing to do is hire a pro apprasier (about $300 +/-).
This will give the true update value.
0 votes Share Flag Fri May 6, 2011 Home Buying in Folsom
Mati Rosa Mo…, Real Estate Pro in Folsom, CA
Mati Rosa Morphis answered:
Are there good rental property investments in Folsom?
Folsom has many various areas and some great deals. Two of my Investors have purchased in Folsom - their strategy was to purchase 3+/2+ at least 1800 square feet and 10 years or newer. ... more
0 votes Share Flag Tue Mar 8, 2011 Rentals in 95630
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
How will 2011 market do in Parkway in Folsom. Since int rates are on the rise it is a good time to buy or wait
Unfortunately, none of us can answer with accuracy as to where the market will lead tomorrow or in the days to come, as none of us knows; therefore, if you need to buy, are ready to buy ... more
0 votes Share Flag Mon Feb 21, 2011 Home Buying in 95630
Matt Puzz, Real Estate Pro in ,
Matt Puzz answered:
Interested in possibly purchasing a home using the USDA Rural Development Loan Program somewhere within commuting distance to Rancho Cordova, CA.
I would imagine you can find a local lender or if you want to work with someone in AZ my partner that is licensed in California can help you. The important thing for you to remember is ... more
0 votes Share Flag Tue Apr 9, 2013 Financing in Folsom
Cynthia Bell, Real Estate Pro in Cedar Park, TX
Cynthia Bell answered:
What do you think about the new homes at Hideaway @ Treehouse built by KB Home in Folsom?
The best answer to find out about homes in the area you’re interested in. Talk to those already living in the neighborhood. Drive through on a Saturday morning; look for people ... more
0 votes Share Flag Tue Feb 8, 2011 Home Buying in 95630
Mike Malvey, Real Estate Pro in Fort Collins, CO
Mike Malvey answered:
Is ANYONE offering a home construction loan for doctors at 80-100% LTV in California? Looking to finance $850K-1million.
Check with your local Bank of America because they have great loans for doctors with higher LTVs.
0 votes Share Flag Sun Mar 1, 2015 Financing in Folsom
Sally Grenier, Real Estate Pro in Longmont, CO
Sally Grenier answered:
So the Mello Roos (in Folsom, Ca) could be removed in say 5 yrs? Houses were built there in 1995...
And your question is....?
0 votes Share Flag Tue Jan 4, 2011 Home Buying in 95630
Adrian Hunti…, Real Estate Pro in SAN FRANCISCO, CA
Adrian Huntington answered:
what do you guys think about living near powerlines?
Most people do not like seeing, or being near power lines. Yes people buy these homes, but these homes generally sell for less. In the big picture you must think resale. When the mar ... more
0 votes Share Flag Thu Sep 12, 2013 Home Buying in 95630
Ed & Judy An…, Real Estate Pro in ,
Ed & Judy Anderson answered:
how long are the Mello Ross in the Essex Community in Folsom , Ca. specificly on Clapton Street
Hi Kelly,

The Mello Rollos bonds are 20-year bonds. They started at the time the land was subdivided not when the home was built. Early to mid-90's.

Ed Anderson
Cornerst ... more
0 votes Share Flag Wed Jan 5, 2011 Home Buying in 95630
Phil Rotondo, Real Estate Pro in Melbourne, FL
Phil Rotondo answered:
Where can I seach Loan Broker to broker me for Private money Lenders?
Good Morning Myrna;
There are numerous private lenders available on-line.
Do a search for private mortgage lenders.
0 votes Share Flag Mon Nov 29, 2010 Home Buying in La Donna Glen
Diane Wheatl…, Real Estate Pro in Upland, CA
Diane Wheatley answered:
Can you file a restraing order or a prelimanary injunction in a quiting of title action brought by my mortgage company, that a week before that, took?
Wow, was a story! I'm not an attorney and do not represent myself as an expert in the field of real estate law so any comments I make are from my opinion alone.

It appears to m ... more
0 votes Share Flag Tue Mar 1, 2011 Foreclosure in Folsom
Gregorio Den…, Real Estate Pro in ,
Gregorio Denny answered:
FHA refinance - streamline vs regular
1. You need to have made 6 payments to do a streamline
2. The cost would not make sense for you to do this
3. The UFMIP is 2.25% regardless
4. After you have made 6 payments, you can ... more
0 votes Share Flag Fri Jul 16, 2010 Financing in 95630
Mechelle Rea…, Real Estate Pro in Folsom, CA
Mechelle Reasoner (Gooch) answered:
Is Willow Springs in Folsom good place to buy for our family? Do I need to worry about asbestos especially in new Elliot houses in Empire Ranch?
Willow Springs is a great family neighborhood in Folsom. Lots of walking and biking trails around. The lake in the middle is a nice feature. You will see and hear all sorts of birds, ... more
0 votes Share Flag Mon Jul 12, 2010 Home Buying in Folsom
Rowland Fell…, Real Estate Pro in Folsom, CA
Rowland Fellows answered:
How is American River Canyon (North) area in terms of buying a first time home for a young family ?
ARCN is a great neighborhood for all ages! There are probably more grand children around than children... in any case, it's still a great neighborhood!
0 votes Share Flag Tue Jul 6, 2010 Home Buying in Folsom
Debra McAlis…, Real Estate Pro in Naples, FL
Debra McAlister-Brown answered:
I have been in negotiations with my mortgage company for months now, but looking at the court records, I see a 'NTC TRUSTEE SALE" recorded
You stated you have an attorney that you hired, what has he said about the questions you have? It may be best to speak directly to him to handle
0 votes Share Flag Wed Jun 30, 2010 Home Buying in Folsom
Jay Emerson, Real Estate Pro in Fair Oaks, CA
Jay Emerson answered:
Call the title officer that closed the transaction. If the liens were never recorded, the title company has an "out" (and so may you). Call a real estate attorney. It will ... more
0 votes Share Flag Mon Jul 9, 2012 Home Buying in Folsom
Lenderchris,  in Valencia, CA
Lenderchris answered:
How assessed value and bank loan are related (assuming credit score is not an issue)?
Can you clarify the question? Are you talking about "appraised value" when purchasing a home and subsequent mortgage on same property?
0 votes Share Flag Wed Jun 16, 2010 Home Buying in Folsom
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
How the assessed value and home price are related ?
Assessed value has no bearing on market value--keep in mind that market value can and should be defined as the price at which both buyers and sellers are willing to enter into a contrac ... more
0 votes Share Flag Tue Jun 15, 2010 Home Buying in Folsom
Rachelle Osb…,  in Folsom, CA
Rachelle Osborne answered:
I was trying to get a loan mod and it didn't happen - a NOD was filed over a year ago. Do they have to refile or can they just set the auction?
Lenders do not have to refile NOD"s for a foreclosure. They simply set the auction date, however, I would be interested in hearing more about why you were told you don't qual ... more
0 votes Share Flag Thu Aug 15, 2013 Foreclosure in Folsom
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