Financing in Ellicott City : Real Estate Advice

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Brian Pakulla, Real Estate Pro in Ellicott City, MD
Brian Pakulla answered:
appraisel
Cassandra,

Do you have a specific question regarding appraisals? If so, the question is not fully showing up.
0 votes Share Flag Fri Apr 15, 2011 Financing in Ellicott City
Brad Benson, Other/Just Looking in Sarasota, FL
Brad Benson answered:
Rates have dropped since we began refi process. Can we get the lower rate?
Some lenders allow you to return to "unlock" your rate or "return to floating" for a fee to take advantage of bigger swings in the interest rate market; however, eac ... more
0 votes Share Flag Thu Oct 7, 2010 Financing in 21043
Brian Pakulla, Real Estate Pro in Ellicott City, MD
Brian Pakulla answered:
can we pay of our loan quickly? will it reduce the intrest amount? if so how
Yes, if you pay your loan off faster, it will reduce the total interest you pay on the loan. It will not effect the actual interest rate, but since interest is factored on the principa ... more
0 votes Share Flag Tue May 3, 2011 Financing in Ellicott City
Tina Beasley, Real Estate Pro in Richmond, VA
Tina Beasley answered:
I want to buy my firstn property however, I want to turn it into a rental property as soon as I buy it. I
If you are trying to purchase a home in order to receive the federal tax credit, then you must owner occupy the property. This credit is not for investment properties. Same goes with ... more
0 votes Share Flag Sun Aug 2, 2009 Financing in 21043
Shelly Terry, Real Estate Pro in Vestavia Hills, AL
Shelly Terry answered:
I am a first-time home buyer in MD and would like to know whether I am exempted from paying the MD state
Hi Prasad,
My son Marc Terry can answer your question. He's a Howard County real estate agent. Give him a call or send him a text. His number is 410-984-7014. His e-mail is marcterry@w ... more
0 votes Share Flag Wed Jun 10, 2009 Financing in Ellicott City
Brian Pakulla, Real Estate Pro in Ellicott City, MD
Brian Pakulla answered:
I recently put in an offer for a town home/condo unit in Ellicott City and am ready to put down 20%. My FICO
Prasad,

I would highly recommend contacting a lender to get such technical questions answered. Here are some great ones:

C&F Mortgage (Jeff Modeski) – 443.474.0303
PHH M ... more
0 votes Share Flag Wed Jun 10, 2009 Financing in Ellicott City
George Zavas, Real Estate Pro in Wolfeboro, NH
George Zavas answered:
My credit score is 780 and am planning to buy a townhome/condo in Ellicott City, MD. My lender told me that
I would shop around. if this is going to be your primary residence you might be able to get FHA Financing with as little as 3% down and rates around 5%.
If your local lender doesn't ha ... more
0 votes Share Flag Sat Jun 27, 2009 Financing in Ellicott City
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