Elk Grove : Advice

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Tracey Martin, Real Estate Pro in Salinas, CA
Tracey Martin answered:
Does anyone know how long it takes to get kicked out of the house after defaulting on a Cal-Vet home loan? My brother is currently 5 months past due.
He needs to contact the VA. They work very hard to keep vets. in their home. If you can't figure out who to contact, at the VA, contact your local US Congressman's office. Th ... more
0 votes Share Flag Mon Aug 23, 2010 Foreclosure in Elk Grove
Belinda Popo…, Real Estate Pro in Elk Grove, CA
Belinda Popovich answered:
Can Somebody tell me if this house sold? The MLS # is 10045526
Hi Sara,

The status is currently showing as "Pending" so that means it is awaiting Buyer financing, so if the Mortgage is approved it will be off the market. Sometimes a ho ... more
0 votes Share Flag Mon Jul 5, 2010 Home Buying in Elk Grove
Tina Harnish…, Real Estate Pro in Rockford, MI
Tina Harnish Johnson answered:
How is the crime in Elk Grove? Is it better than in Citrus Heights? What if we want to live in the country--can we do that for $200K?
The best way to get that information is to call the police department yourself. They will be happy to give you that information. I can tell you from personal experience having lived in ... more
0 votes Share Flag Sun Sep 12, 2010 Home Buying in Elk Grove
Michael Barr…, Real Estate Pro in Irvine, CA
Michael Barron answered:
What is a "Q" letter?
Hi thee Patty. Need more details about your question but most lilely the Loan Qualification or pre qual letter letter

Kind Regards
Michael Barron
Realtor/MBA
First Team Real Estat ... more
0 votes Share Flag Wed May 5, 2010 Foreclosure in 95624
Sue Archer R…, Real Estate Pro in Tampa, FL
Sue Archer Reynolds answered:
Is home owners insurance more expensive on a teo story home than a single story home?
I asked Jennifer Mandelik of State Farm insurance (916) 966-7111.

She said that it is more based on square footage than whether it's a one or two story home. They take in to ac ... more
0 votes Share Flag Sat May 1, 2010 Home Selling in Elk Grove
Roswell Moore…, Real Estate Pro in Scottsdale, AZ
Roswell Moore, CMPS answered:
FHA loan refinance to conventional
Hi Dave,

As long as the borrower qualifies for a conventional loan and the property appraises, there shouldn't be any problems refinancing from an FHA to Conventional loan.

A ... more
0 votes Share Flag Fri Apr 30, 2010 Financing in 95757
Norm Robert, Real Estate Pro in Elk Grove, CA
Norm Robert answered:
In 95758, what is the average price per square foot for single story home
Right around $125/sf but it is higher for smaller homes and it goes lower for the larger homes
0 votes Share Flag Thu Apr 29, 2010 Home Insurance in 95758
James Gordon…, Real Estate Pro in Cincinnati, OH
James Gordon ABR PBD SFR SRS answered:
Seller's bank in short sale wants monies transferred to them by 4/29/10?
Dj there should be plenty of time to get this done. Once the closing package hits the title company you could close in just a couple of hours. Wire transfers take no more than 4 hours a ... more
0 votes Share Flag Tue May 11, 2010 Home Buying in 95757
Ray Calnan, Real Estate Pro in Los Angeles, CA
Ray Calnan answered:
Can HOA's block the sale of a home to a non-owner occupant (investor) or to a second home owner occupant? (occasional part time use)
Yes. In some cases the HOA will have rules that require a certian percentage of the units to be owner occupied. These restrictions are often based upon financing standards such 51% or m ... more
0 votes Share Flag Thu Apr 8, 2010 Home Buying in Elk Grove
Kyle Groves, Real Estate Pro in 95864
Kyle Groves answered:
FHA loan Q: Can the 2.25% FHA cost be paid as part of closing costs instead of adding to loan??
Yes, if the buyer has the funds to pay up front, it can be paid in full, at closing.
0 votes Share Flag Tue May 22, 2012 Financing in 95757
Barbara Van…, Real Estate Pro in Folsom, CA
Barbara Van Duyn answered:
I want to refinance my current residence and make some needed repairs, then purchase another property; what impact will this have on my credit score
The act of refinancing a loan has no impact on credit scores. If you want to know what it takes to qualify for a second home, that's a different question.

Barbara
0 votes Share Flag Fri Apr 2, 2010 Financing in 95757
Voices Member,  in
Voices Member answered:
For FHA loans, why MIP(mortgage insurance premium) is charged, in addition to PMI??
It helps offset the costs (i.e. offset the costs of the defaults) of taking on such a risky loan such as an fha loan (as little as 3.5% down). Come April 15th, fha will be increasing ... more
0 votes Share Flag Tue Mar 23, 2010 Financing in 95757
Keisha Mathe…, Real Estate Pro in Sacramento, CA
Keisha Mathews answered:
Need to know the HOA for Kapalua Estates in Elk Grove
Are you asking for the name of the HOA management company or specific HOA info? Specific HOA info can only be obtained by requesting it from the management company and there is usually ... more
0 votes Share Flag Wed Mar 17, 2010 Traffic & Public Transportation in Elk Grove
Jacob Varghe…, Real Estate Pro in San Jose, CA
Jacob Varghese answered:
Bought a home 5 months ago. Would lenders be ok to lend if I buy another one??
As long as your income, debt ratio, FICO are good no body can stop you.

Please feel free to contact me for a free consultation
0 votes Share Flag Thu Apr 1, 2010 Financing in 95757
Anna Boyd Re…, Real Estate Pro in El Dorado Hills, CA
Anna Boyd Re/Max answered:
How Do I find out the builder for 5155 Laguna Park Dr. Sacrameno, CA 95758?
This particular listing is pending sale as of Feb 22.

It "appears" that Laguna Park 1 was developed by R E Development as per property tax records. I looked up R E Develop ... more
0 votes Share Flag Wed Mar 3, 2010 Home Buying in Elk Grove
James Lyon, Real Estate Pro in Sacramento, CA
James Lyon answered:
Sticky mortgage scenario for a client
Dave,
Seems like a question to ask the mortgage broker you work with. From the sound of it he has been turned down at more than one lender which would point to a lack of ability to bor ... more
0 votes Share Flag Fri Feb 19, 2010 Financing in Elk Grove
Rob Spinosa, Real Estate Pro in Mill Valley, CA
Rob Spinosa answered:
new house appraised lesser than sale price. builder not willing to go with appraised price
Edward,

In most cases, you would then need to make up the difference in your down payment. Lenders will use the lesser of the sales price or the appraised value when they determine ... more
0 votes Share Flag Sat Oct 12, 2013 Home Buying in 95757
Dianne Hicks, Real Estate Pro in San Diego, CA
Dianne Hicks answered:
is there a possibility if we were to foreclose that the bank will erase the principle.?
Voyles
YOu mean not come after your for the money? Did you ever refinance for any reason? If you did I would suggest your try a short sale, that is one of the advantages of the short s ... more
0 votes Share Flag Wed Jan 5, 2011 Foreclosure in Laguna Springs
Maria Estrada, Real Estate Pro in Tampa, FL
Maria Estrada answered:
I am tryiing to purchase a home. The appraisal came back $5,000 lower the my loan. Is there anything I can do to bring the value equal to loan? I am
I would think that the seller should be willing to come down to the appraised value or risk of not selling the property for 5K. That would not be a good decision of the seller if he dec ... more
0 votes Share Flag Mon Jun 30, 2014 Home Buying in Laguna Springs
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