Foreclosure in El Dorado County : Advice

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Morgan Larson, Real Estate Pro in Folsom, CA
Morgan Larson answered:
Hi. We just filed for bankruptcy and our house will be foreclosed eventually.We are with wells fargo mortgage.Do we get Cash for Keys?
Cash for keys is always a maybe.

Instead you might think about the short sale route. By doing a short sale you may qualify for HAFA which does include some guaranteed money toward m ... more
0 votes Share Flag Sun Aug 5, 2012 Foreclosure in 96150
ROBERT STILES, Real Estate Pro in 96150
ROBERT STILES answered:
wells fargo cash for keys program
Never heard of someone countering a CFK. I'd take it and run before they reduce the amount.
0 votes Share Flag Tue Apr 17, 2012 Foreclosure in 96150
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
How can I get my Trust Deed Upon Sale from my substituted Trustee. They won't record til I pay them and I have no money to pay til I sell the
I would borrow the money from a friend or a relative. If they are concerned about security offer them a position on the property as collateral until and pay them off once you've se ... more
0 votes Share Flag Sat Aug 27, 2011 Foreclosure in 95762
Cynthia Clark, Real Estate Pro in Modesto, CA
Cynthia Clark answered:
I have a question about Bank of America Loan Modification
Give them a call. I have nothing to say about them. I will not promote them.
0 votes Share Flag Wed Mar 16, 2011 Foreclosure in Pollock Pines
Michele Pete…, Real Estate Pro in Rocklin, CA
Michele Peterson answered:
my house was forclosed for the same amount I owe. what does that means?
Sorry about your loss.
If you would like to email me, I can look up the transaction for you
and explain the details and amounts to you. It is difficult to give an exact answer
witho ... more
0 votes Share Flag Thu Feb 24, 2011 Foreclosure in 95762
Voices Member,  in
Voices Member answered:
if I walk from my home what are the risks of having to pay taxes, penalties, etc?
Those will be placed as liens against the property. The consequences for you would be that it would appear on your credit report and any financing thereafter would be difficult. You ... more
0 votes Share Flag Mon Feb 27, 2012 Foreclosure in Placerville
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
my home is due to be auctioned off on the 29th of this month. How long do I hage to pack and get out after that date? I live in CA. thanks
they will go through the evcition process, it differs form area to area, mostly gives you 30 day notice than if you request a hearing it takes another 30 days. your best bet is once the ... more
0 votes Share Flag Thu Jun 27, 2013 Foreclosure in 95762
Douglas Zell…, Real Estate Pro in El Dorado County, CA
Douglas Zeller answered:
HelloSince all foreclosure properties offer no data on lot size, how can i find that information ?
Property details and pictures are available at: www.eldoradocountyforeclosures.com or www.sierraproperties.com

You may also call (530) 409-8351 for additional information, with n ... more
0 votes Share Flag Tue Aug 3, 2010 Foreclosure in Garden Valley
Penny Morgan…, Home Buyer in Ryde, CA
Penny Morgan Parker asked:
0 votes Share Flag Fri Jul 9, 2010 Foreclosure in 95762
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
Our first loan foreclose and now we are dealing with our second. Is it better to pay off the second or settle the debt?
Hi Marley:

Regret to hear about your problem. It is prudent for you to get advise from a Credit counselor
who can advise you or a Real Estate / Bankruptcy Attorney.

Check the ... more
0 votes Share Flag Wed Jun 30, 2010 Foreclosure in 95667
Dp2, Other/Just Looking in Virginia
Dp2 answered:
A homeowners association foreclosed on a home, how can I purchase the property from them?
Yes, you can--provided the other owners, who are members of that HOA, don't have the first right of refusal to purchase them.
0 votes Share Flag Tue May 18, 2010 Foreclosure in El Dorado Hills
Jane Grant, Real Estate Pro in Temecula, CA
Jane Grant answered:
We are interested in seeing foreclosures, what agent do you recomend to see these properties
Michelle: There are many Real Estate networks where you can find experienced buyer's agents to assist you. A buyer's agent can show you all of the listings in the area and n ... more
0 votes Share Flag Thu Jun 3, 2010 Foreclosure in El Dorado Hills
Hannah Flieg…, Real Estate Pro in Larkspur, CA
Hannah Fliegel answered:
My mom's house was foreclosed on and the bank states they own it while a 3rd party says they do and showed her a trustee's deed upon sale
Hi Marie,

Well she needs to move at some point so why not listen to the one who is offering the cash to move? Make sure they do not pay her moving truck. They might put all her bel ... more
0 votes Share Flag Sun Feb 14, 2010 Foreclosure in 95762
Keith Manson-…, Real Estate Pro in Milwaukee, WI
Keith Manson- Metro Milwaukee Wisconsin answered:
we are behind 3 payments/upside down/debtors hounding/what would you suggest?
I would contact your lender and try to apply for a modification. It will depend on you income , your current mortgage payment and your outstanding debt. The best way to start is by co ... more
0 votes Share Flag Mon Aug 12, 2013 Foreclosure in Shingle Springs
DeeDee Riley, Real Estate Pro in El Dorado Hills, CA
DeeDee Riley answered:
what is the foreclosure status for 3741 Millbrae Road in Cameron Park, CA 95682? recently sold on 8/20/09.bank owned now.isn't it up for a
Hi Jack,

This property is not currently listed for sale. If you would like I could enter your email in a search for that address and you would be notified when it came on the the ML ... more
0 votes Share Flag Tue Feb 2, 2010 Foreclosure in Cameron Park
Espie Agbaya…, Real Estate Pro in Union City, CA
Espie Agbayani answered:
Trustee Sale vs New owners
Lenders are starting to get it to the property management business as they have overflow of properties. Simply said, there is no titleship since the relationship is between a landlord ( ... more
0 votes Share Flag Tue Dec 1, 2009 Foreclosure in 95762
Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
Are lenders making loan modifications or principal reductions if you threaten to walk away from loan?
Hi Marley
All you can do is approach them about it. Quite honestly, most lenders right now have their hands full and have bigger fish to fry than someone "threatening" to walk away. ... more
0 votes Share Flag Sat May 9, 2009 Foreclosure in 95667
Shel-lee Dav…, Real Estate Pro in 90274
Shel-lee Davis - BRE #01817412 answered:
If you have two properties and one is in trouble will the bank be able to go after your other property in a
Teryl:

Generally speaking, in California, a Deed of Trust foreclosure goes after the underlying collateral or the home and a judicial foreclosure can go after any and all assets. A ... more
0 votes Share Flag Thu Jun 18, 2009 Foreclosure in South Lake Tahoe
Cameron Piper, Real Estate Pro in Minnesota
Cameron Piper answered:
what does trustees deed upon sale mean?
http://definitions.uslegal.com/t/trustees-deed/

At the end of the day it is a deed given to a trustee but not so that they own the house but rather so that they may, acting as the tr ... more
0 votes Share Flag Sat Feb 5, 2011 Foreclosure in 95762
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
I'm interested in the Promontory are of EDH - anyone have comments, good or bad? How are the HOA's? And
Lovely area, with views of the Sierra Nevada to the east, Folsom Lake, and the city lights of Folsom below. Also the local vistas are very nice too. It is a hilly area. Some of the slop ... more
0 votes Share Flag Thu Feb 21, 2008 Foreclosure in El Dorado Hills, CA
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