Foreclosure in Detroit : Advice

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Cicely Brook…, Real Estate Pro in Birmingham, MI
Cicely Brookover answered:
I was wondering what is going on. My house was forclosed on and the sherriff sale was may-27-09 i assume my right of redemption would end on 11-27-09
Be very quiet and stay as long as you can. My guess is that the lien holder who foreclosed has so many homes that they now "own", they just haven't gotten to you. Just ... more
0 votes Share Flag Sun Mar 28, 2010 Foreclosure in Detroit
Nicole Curtis, Real Estate Pro in Minneapolis, MN
Nicole Curtis answered:
Is there anyone who could inspect foreclosure properties for me in Detroit 48235?
As an investor in Detroit properties, let me tell you...they all need work. I would be happy to recommend a few great agents, contractors and property managers in the area. Typically ... more
0 votes Share Flag Fri Nov 2, 2012 Foreclosure in 48235
CCC, Home Owner in San Diego, CA
CCC answered:
Do I offer more or less on the listed price of a property for sale?
Hi, have you check if there are any City requirements to buy/occupy the property?

30 days and no offers... well, I will say offer less than listing price but, but, but, enough to ope ... more
0 votes Share Flag Tue Mar 30, 2010 Foreclosure in 48235
Jane Grant, Real Estate Pro in Temecula, CA
Jane Grant answered:
Included home in a bankruptcy and was told that it was going to foreclosure 3/2009. I am apparently still on the title and got a ticket. Bankruptcy
Zarine: Contact the attorney that helped you with your bankruptcy. If you are not on title I don't see how they can make you responsible for the problems connected with the prop ... more
0 votes Share Flag Wed Feb 24, 2010 Foreclosure in Detroit
Manu Kapoor, Real Estate Pro in Queens, NY
Manu Kapoor answered:
I am currently in the redemption period of my foreclosed home. I included the house in the bankruptcy because the bank would not work with me.
Sorry to hear this. But the lenders managent will get in contact with you. Also the Freddie/Fannie Mac have a 90 day rental policy if you could get in talking to them.
It also depends ... more
0 votes Share Flag Wed Feb 24, 2010 Foreclosure in Detroit
Doug Beiswan…, Real Estate Pro in Jackson, MI
Doug Beiswanger answered:
How can I find out if a house is up for sale or in foreclosue?
Ruth,

The best way to move forward is to have an agent work with you. If your looking to pick up a foreclosure, I can help you do so, just shoot me an email at the contact informati ... more
0 votes Share Flag Wed Feb 24, 2010 Foreclosure in Detroit
Keith Manson-…, Real Estate Pro in Milwaukee, WI
Keith Manson- Metro Milwaukee Wisconsin answered:
I bought my home 7 years ago. Prices have dropped so rapidly that the home which was actually my first choice back then is selling for less than a
It is a difficult decesion. Of course your creidt will be hit hard if you let the home be foreclosed on. The typical hit on your credit report will be 200-300 points. This reduction ... more
0 votes Share Flag Sat Feb 27, 2010 Foreclosure in Detroit
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
FORECLOSURE HOMES ONCE YOU PAID THE ASK PRICE DO YOU STILL HAVE A MORTGAGE TO PAY OR IS IT JUST YOU HAVE TO PAY THE YEARLY TAXES
It basically depends on how you purchase the home. if you purchase the foreclosure at auction , you could be resposnible for back property taxes, any second mortgages, water, sewer bill ... more
0 votes Share Flag Sat Jan 9, 2010 Foreclosure in Greensbriar
Derek Bauer,…, Real Estate Pro in Livonia, MI
Derek Bauer, Door to Dreams... answered:
A foreclosed home listed at 175K in Farmington Hills,MI. Needs a lot of work (30k to 40k) to make it liveable. What would be a reasonable offer?
That is a very loaded question as it depends on the location, architecture, condition, amenities, and much more. By default, real estate professional represent the SELLER, UNLESS you h ... more
0 votes Share Flag Sun Dec 27, 2009 Foreclosure in Detroit
Sonya Loose, Real Estate Pro in 48612
Sonya Loose answered:
what happens when a house sold in march 2009 and then it's on the mcbreo site for forclosure. what makes a house move this fast?
Gillweb, if a house sold in March and they went into default immediately the foreclosure process could be complete already. Mcbreo is the site for HUD homes and they are available for ... more
0 votes Share Flag Sun Dec 20, 2009 Foreclosure in Detroit
Catherine Ca…, Real Estate Pro in Freehold, NJ
Catherine Cataletto answered:
Hello, How acturate is this information?
Trulia I have found to be somewhat accurate. I would check the tax records as well.
0 votes Share Flag Mon Nov 23, 2009 Foreclosure in Detroit
Sonya Loose, Real Estate Pro in 48612
Sonya Loose answered:
us bank bought my house at sheriff sale how do contact them to see when i have to leave
Tony, you should have received information from US Bank about your redemption period. The redemption period begins the day after Sheriff's Sale. The length of the redemption depen ... more
0 votes Share Flag Mon Nov 16, 2009 Foreclosure in Detroit
Catherine Ca…, Real Estate Pro in Freehold, NJ
Catherine Cataletto answered:
OK, Let's say you have a FHA mortgage in Michigan, the home was sold during the sheriff sale , so the home is now in foreclosure, but you find a
Pat,

You have some very serious concerns and you should seek legal advise.
0 votes Share Flag Fri Oct 30, 2009 Foreclosure in Detroit
Jay Ferguson, Real Estate Pro in Austin, TX
Jay Ferguson answered:
CAN MY LANDLORD EVICT ME FOR NON PAYMENT OF RENT IF HIS PROPERTY IS IN FORECLOSURE? IN THE STATE OF MICHIGAN & CITY OF DETROIT?
Google for your area tenants rights for your area. They could possibly have some sort of representation for you as well. It is worth looking into. You have rights for the most part, ... more
0 votes Share Flag Sat Jun 25, 2011 Foreclosure in Detroit
Keith Sorem, Real Estate Pro in Glendale, CA
Keith Sorem answered:
I 'v tried to get help with saving my home. Bank of America said there was nothing they could do for us and the case has been closed. Is there?
Jeanette
I am sorry for your situation. My suggestion is to speak with a Realtor who specializes in short sales and have them analyze your situation.

There is very little that we ... more
0 votes Share Flag Mon Oct 12, 2009 Foreclosure in Detroit
Angela Sarge…, Real Estate Pro in Austin, TX
Angela Sargent answered:
I think I made an big mistake. My mom passes away earlier this year. Her home is just their. No mortgage has been made or nothing. So far no payment
Ms. T-I'm really sorry for your loss. It is hard to know what to do or where to turn under normal circumstances, let alone when you are grieving with such loss.

There are fact ... more
0 votes Share Flag Thu Nov 10, 2011 Foreclosure in Detroit
Maureen Fran…, Real Estate Pro in Birmingham, MI
Maureen Francis, Birmingham MI answered:
What is a reasonable amount of time for a bank to accept an offer on a foreclosed home when there are?
Phil,

It depends on the bank and the house. Some banks respond very quickly. Others drag their feet. Perhaps your buyer's agent has experience with this bank?

Banks also v ... more
0 votes Share Flag Sun Oct 18, 2009 Foreclosure in Detroit
Derek Bauer,…, Real Estate Pro in Livonia, MI
Derek Bauer, Door to Dreams... answered:
A Short Sale May Not Mean You're Home Free
Steven,

Obviously in a foreclosure the bank can take whatever legal action deemed necessary.

Part of the beauty of a short sale is negotiating with the bank in how the debt will b ... more
0 votes Share Flag Sat Aug 8, 2009 Foreclosure in Detroit
Blaison Samu…, Real Estate Pro in Fremont, CA
Blaison Samuel answered:
I can't keep up the payments on my Detroit rental and foreclosure is imminent. What options do I have?
Sorry to hear your situation. Have you thought about short sale if there's no equity in your home? If there's no equity then short sale is one of the option. You need to work with an e ... more
0 votes Share Flag Thu Aug 6, 2009 Foreclosure in Detroit
Maureen Fran…, Real Estate Pro in Birmingham, MI
Maureen Francis, Birmingham MI answered:
i tried to save my home,but the bank wouldn't negotiate,other agencies couldn't get the bank to negotiate why?
Jackee,

I am very sorry you are losing your home.

It is hard for anyone here to speculate why the bank would not negotiate without knowing much more. Did you contact MSHDA? Or ... more
0 votes Share Flag Tue Aug 4, 2009 Foreclosure in Detroit
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