Home Buying in Dearborn : Advice

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Baha Agassi, Home Buyer in Dearborn, MI
Baha Agassi answered:
Is this property is a flood zone?
This property is not in a flood zone, but it is close. About 1 block away from the flood zone.
0 votes Share Flag Sat Apr 6, 2013 Home Buying in Dearborn
A. Charles E…, Real Estate Pro in Royal Oak, MI
A. Charles Edwards answered:
Credit score 596, need home loan
I'd be happy to take a look at your situation and provide you with solid solutions. I am a credit coaching expert, there are often times quick, simple fixes.
0 votes Share Flag Tue Jul 16, 2013 Home Buying in Dearborn
Jeff Gushman, Real Estate Pro in Plymouth, MI
Jeff Gushman answered:
i need one bedroom with finished basement in area code 48126
Hi Dadia,

Please drop me an email at JeffGushman@gmail.com and I will send you some homes. What is your search criteria, where are you looking, and what is your price range?

Thank ... more
0 votes Share Flag Wed Oct 24, 2012 Home Buying in Dearborn
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
When bidding a bank foreclosure is it ethical for listing agent to tell people calling to inquire about the house, all the current bids?
If the owner says it is OK to share this information, then it is perfectly ethical. In fact, it could be a very good tactic to get top dollar for the house. The alternative is you get ... more
0 votes Share Flag Wed Oct 3, 2012 Home Buying in Dearborn
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
VA appraised 62K lower. Now bank wants to terminate negotiations. What are my options to keep bank in negotiations with and sell house to me?
Didn't you have your Realtor do a CMA before you put together your offer?
You shouldn't have wasted your time.
It also sounds like you shouldn't have fallen in love too early.

Move ... more
0 votes Share Flag Mon Aug 13, 2012 Home Buying in 48126
Karen Paytas, Real Estate Pro in Macomb County, MI
Karen Paytas answered:
Hello there: I need your help to find out house with 3 bedroom at least and any bathroom located in chase Rd in Dearborn, MI. no more than 35000.00
Amj190,

Good Afternoon. There are currently no active listings on Chase Rd in Dearborn that meet your criteria. Does the home have to be on Chase Rd?

Good Luck,

Karen Paytas, ... more
0 votes Share Flag Tue Feb 14, 2012 Home Buying in Dearborn
Pamala  Bava,…, Real Estate Pro in Macomb, MI
Pamala Bava, SRES answered:
I have a 5 years valid touristic US visa. Can I own a house in Dearborn MI?
Are you planning on paying cash or getting a mortgage. If getting a mortgage the question is can you get credit. That is a question that needs to be answered by a mortgage person. If ... more
0 votes Share Flag Sun Apr 15, 2012 Home Buying in Dearborn
Cicely Brook…, Real Estate Pro in Birmingham, MI
Cicely Brookover answered:
I'm currently looking for an agent that can assist me in purchasing 3-4 investment properties in Dearborn. I've emailed many agents but no
When you e-mail agents, provide some sort of proof of funds, mortgage preapprovals etc. You may also just want to pick up the telephone and call the listing agent of one of the invest ... more
0 votes Share Flag Wed May 4, 2011 Home Buying in Dearborn
Maria Morton, Real Estate Pro in 64113
Maria Morton answered:
to buy home or lot? which one is better?
That depends. Do you want a house to live in or do you want a lot of land? If you mean should you build new or buy resale, that depends on what you want. Right now, real estate is relat ... more
0 votes Share Flag Wed Sep 11, 2013 Home Buying in 48126
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
Unable to get a FHA or Conventional loan on H1B visa.
Anyone that understands the guidelines can get you a mortgage with an H-1B visa. Your employer will need to provide a letter stating the nature of your employment and the likelihood of ... more
0 votes Share Flag Tue Apr 12, 2011 Home Buying in Dearborn
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Is it safe to rent a house I might be buying as a short sale?
Consider consulting with an attorney who specializes in real estate before considering the idea, he/she can best advise as it relates to your specific situation.
0 votes Share Flag Wed Feb 23, 2011 Home Buying in Dearborn
Fred Glick, Real Estate Pro in Los Angeles County, CA
Fred Glick answered:
I will occupy the home but only every 3 months when i come home from my overseas job what are the rules for occupancy ?
You will be fine.

The lenders just wants to make sure that you are not going to rent it out.
0 votes Share Flag Tue Oct 8, 2013 Home Buying in 48126
Sherri Gradi…, Real Estate Pro in 49461
Sherri Gradisher answered:
Can i purchase a home with a FHA loan while im working overseas and cant occupy the home? lender said it isnt possible if i cant occupy upon closing.
Lenders do not loan on properties if they are not going to be occupied. There must be someone living in the home. The reasoning is simple. They are lending money for an asset they will ... more
0 votes Share Flag Sat Jan 15, 2011 Home Buying in Dearborn
Cicely Brook…, Real Estate Pro in Birmingham, MI
Cicely Brookover answered:
are there any legal issues on paying cash for a short sale?
No. Just make sure that you/your agent/your attorney checks that you are getting "good" title. When in doubt - pay your own title company to be a a part of the transaction.
0 votes Share Flag Fri Nov 26, 2010 Home Buying in 48126
Phil Rotondo, Real Estate Pro in 32940
Phil Rotondo answered:
how soon can i sell a short saled home back to the original owner?
All parties on the contract to purchase and sell the short sale must be at "Arms Length". I would suggest that you contact the lender with this information and proceed accord ... more
0 votes Share Flag Mon Nov 22, 2010 Home Buying in 48126
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
i have bad credit need a loan
Without knowing your overall finances, if you haven't visited with any qualified loan officer(s) yet, do so--see if you qualify for a loan, how much and have your credit score chec ... more
0 votes Share Flag Mon Sep 13, 2010 Home Buying in 48126
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Whats the going rate for a 1500 sq ft condo in dearborn (48214). I was thinking in the 60k ballpark, just want to be spot on with my offer...thoughts.
What is your agent advising--in order to determine a fair offer, review recently closed similar units in the immediate area, see what the data suggests as to a fair price, and go from t ... more
0 votes Share Flag Sun Jul 11, 2010 Home Buying in Dearborn
Cindi Hagley, Real Estate Pro in San Ramon, CA
Cindi Hagley answered:
Appraisal just came back 20k less than the purchase price on a bank owned foreclosed condo. Is this deal dead? Thoughts?
No. The listing agent should present the appraisal to the bank that owns the home...hopefully they will adjust the price.
0 votes Share Flag Sun Jun 27, 2010 Home Buying in 48126
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