Financing in Cuyahoga County : Advice

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Cecilia Sher…, Real Estate Pro in Lakewood, OH
Cecilia Sherrard answered:
Buying a house with garnishment on credit
There would be quite a few more questions regarding this situation to determine. Feel free to contact us anytime and we will be able to work with you to decide the best route. We work w ... more
0 votes Share Flag Wed Apr 10, 2013 Financing in 44125
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
will iI be able to get conventional financing 3 years after banruptcy with one paid collection?
Too many unknowns for an accurate answer....was the bankruptcy discharged, current credit score, etc., therefore for a personalized answer visit with any licensed loan officer; be aware ... more
0 votes Share Flag Sat Mar 16, 2013 Financing in Cleveland
Lenderbradfo…, Real Estate Pro in Cleveland, OH
Lenderbradford answered:
Monthly cost of owning a condo
Samosvoja,

What you need to do is to speak with a Lender/Loan Officer. There as some programs for First Time Buyers, however those programs do have Income Limits. Talking with a ... more
0 votes Share Flag Tue Jan 15, 2013 Financing in 44136
Veteran Jose…, Real Estate Pro in 75052
Veteran Joseph Fernandez answered:
I have found a property I would like to purchase (to rent out) that is under $20,000. Any idea of lenders that I can go through for help?
"MEETING YOUR NEEDS AND EXCEEDING YOUR DREAMS!"

That will be a tough one, I have had a few clients find lending through quicken loans online and have seen them lend as low as 35k how ... more
0 votes Share Flag Tue Dec 4, 2012 Financing in Cleveland
Tari Torch S…, Real Estate Pro in Beachwood, OH
Tari Torch Sweeney answered:
Looking for loan provider for non-resident alien in Ohio
I can give you a couple names. I don't put their names out online, though, so if you would like to email me at taritorchsweeney@gmail.com I will give you their names. Do you have a rea ... more
0 votes Share Flag Tue Nov 27, 2012 Financing in Solon
James Deskins, Real Estate Pro in 43082
James Deskins answered:
What are the choices in pursuing home loans? I was preapproved for an FHA Loan. But I find the process of pleasing the underwriters exhausting.
Well, you'll have to please the underwriters no matter what type of loan you pursue. That's just part of the process. Just remember the golden rule: he who has the gold makes the rul ... more
0 votes Share Flag Tue Sep 18, 2012 Financing in Euclid
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
My appraisal came in really low. What now?
The Bank will only finance 80% of the Appraised Value;
$202,000 x 80% = $161,600

You can either accept that,
or find a new Lender and start all over.

Some say that you can cont ... more
0 votes Share Flag Thu Sep 27, 2012 Financing in Strongsville
Cecilia Sher…, Real Estate Pro in Lakewood, OH
Cecilia Sherrard answered:
Will we get approved for a FHA or a first time home buyers loan?
It sounds like you're on track for obtaining an FHA loan. Your best bet is to talk with someone privately about your situation and goals. There are a few different options out there and ... more
0 votes Share Flag Thu Apr 2, 2015 Financing in Cleveland
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
refi/purchase fees
It would not be uncommon to see both an origination fee and points if you were getting a rate below par. As previously mentioned, the details of the transaction are important to determi ... more
0 votes Share Flag Fri May 18, 2012 Financing in 44118
GORDONBOTHE, Home Buyer in Kansas City, MO
GORDONBOTHE asked:
Foreign buyer optaining Equity Loan? I am a foreigner very interested buying in Cleveland Heights. I have no previous assets in the Us nor Credit History.
My scenario: I start a LLC. Buy a multiple occupancy property with ...
0 votes Share Flag Mon Mar 26, 2012 Financing in Cleveland Heights
Mitch Mcfadd…, Real Estate Pro in Cleveland, OH
Mitch Mcfaddden answered:
Looking for a used mobile home mortgage between $15000 and $20000 in 44138. Have 20% down. Credit Score at 736.
I can definitely help you out with your financing if you are still in the market.
0 votes Share Flag Tue Jan 24, 2012 Financing in 44138
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Cleveland, OH. I am looking for a mortage loan for $40,000 or less. Do not have perfect credit but it's not bad. Any advice?
Begin by checking with the bank you currently do business with, or any smaller local community banks, or any credit unions....
0 votes Share Flag Thu Sep 25, 2014 Financing in Cleveland
James Gordon…, Real Estate Pro in Cincinnati, OH
James Gordon ABR PBD SFR SRS answered:
If a condo is FHA approved would it also be VA approved?
Patty in my experience if a condo is FHA approved then the VA has no problem with a unit except for inspections just as FHA would.
0 votes Share Flag Sun Mar 1, 2015 Financing in Parma
Rudy R. McDo…, Real Estate Pro in Bloomfield Hills, MI
Rudy R. McDowell answered:
how much has to be my income if i wanna buy a house and i want to take 90000 loan, please?
Hi, Mimi. That will depend not only on your income but also reporting debts on your credit report. Both these things are taken into consideration when determining your buying power. ... more
0 votes Share Flag Sat Aug 24, 2013 Financing in 44129
Dp2, Other/Just Looking in Virginia
Dp2 answered:
How can I protest the fact that foreclosed home appraisals are ruining Richmond Heights housing values.?
Foreclosed properties aren't ruining property values. Property values go up and down as a function of the real-estate business cycle. Many areas are in the down portion of the cy ... more
0 votes Share Flag Mon Jun 13, 2011 Financing in 44143
Laura Feghali, Real Estate Pro in Stamford, CT
Laura Feghali answered:
have two mortgages with two different lenders how can i refinace with no equity and bad credit and high ltv
Hello Rf,
I suggest that you consult with a mortgage Broker to determine if you might qualify to refinance your 2 mortgages. It appears doubtful that you will be able to so based o ... more
0 votes Share Flag Thu Feb 2, 2012 Financing in Cleveland
Rudy R. McDo…, Real Estate Pro in Bloomfield Hills, MI
Rudy R. McDowell answered:
My credit score is 637 and im unemployed - my wife's score is lower due to id theft but makes $53000 can we get approved for a $69,900 home?
Hi, Kmez. Because you are currently unemployed, you will not be eligble to go on the mortgage. Therefore, and depending on what her credit score and history are like, only your wife w ... more
0 votes Share Flag Wed Jun 1, 2011 Financing in Puritas-Longmead
John Wirsing, Real Estate Pro in Chagrin Falls, OH
John Wirsing answered:
Are there any financing options for which I may be eligible?
Hi Mary,
There are a number of programs available that may be able to assisit you.
If you would like to send me an email at John@CallRealtorJohn.comor call me at 440-487-2193 I can di ... more
0 votes Share Flag Thu Mar 10, 2011 Financing in 44107
Sheila Bradf…, Real Estate Pro in Parma, OH
Sheila Bradford answered:
Own 2 Houses, Selling One
You would need to talk to a lending institution about loans available to help you with financing your way out of the situation.

But, I can help you determine if your house is current ... more
0 votes Share Flag Tue Feb 8, 2011 Financing in 44132
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