Financing in Clearwater : Real Estate Advice

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Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
how long after a foreclosure can you apply for a loan?
You can apply for a loan at any time. Whether you can get approved will depend on your current credit score, income, savings, etc.
0 votes Share Flag Fri Mar 29, 2013 Financing in Clearwater
Gregorio Den…,  in San Diego, CA
Gregorio Denny answered:
Is it possible to get a loan approved through DU after an initial denial ?
The credit card utilization is already calculated into your credit score. Lowering the utilization will raise your score but you would have to do a rapid rescore to see the immediate re ... more
0 votes Share Flag Wed May 2, 2012 Financing in Clearwater
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
How long does it typically take a lender to approve a VA insured short sale?
A short sale, in any form, is the same. You never know. They could drag it out for months or weeks or they may never answer you on your offer. Nothing surprises me on short sales. They ... more
0 votes Share Flag Thu Mar 22, 2012 Financing in 33755
Loretta Buck…, Real Estate Pro in Palm Harbor, FL
Loretta Buckner answered:
I'm looking to find a lease-purchase, land contract, owner financing. I'm a teacher & have a house in foreclosure & divorce am left
Good Evening Lindy:
First, I am so sorry to hear of your situation--this is not a fun place to be!

Lease-options, etc. can be very tricky business, and often may turn out not in you ... more
0 votes Share Flag Sat Jun 4, 2011 Financing in Clearwater
Oggi Kashi, Real Estate Pro in San Francisco, CA
Oggi Kashi answered:
How slow is the bank going through mortgage documents?
Banks have downsized their staff over the past 3-4 years to cut costs and when market activity picks up, especially in spring, the entire loan process is slowed down. You might need a ... more
0 votes Share Flag Sat Mar 26, 2011 Financing in Clearwater
David Kimpton, Real Estate Pro in Safety Harbor, FL
David Kimpton answered:
I have a buyer for my condo and it set to close next week. Now the HOA is saying they have first right of
Depends on what your condo documents say. You may want to talk to a real estate lawyer to try and save your deal.
0 votes Share Flag Tue Aug 18, 2009 Financing in Clearwater
David Chambe…, Other/Just Looking in Saint Petersburg, FL
David Chamberlain answered:
Statistically, how often are pre-approved buyers denied loans?
I have seen loans in underwriting from 2-15 bus. days, FHA Takes a while with a lot of lenders right now. If the loan passed the AUS you have a high chance.
0 votes Share Flag Fri Sep 27, 2013 Financing in Clearwater
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