Home Buying in Chicago : Real Estate Advice

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Jessica John…, Home Buyer in Chicago, IL
Jessica Johnson answered:
Can I Change Realtors while under contract for a property?
Can I have another Realtor** Sorry Typo
0 votes Share Flag Sat Aug 15, 2015 Home Buying in 60653
Manuel Brown, Real Estate Pro in Chicago, IL
Manuel Brown answered:
FHA 203K or Conventional Renovation Mortgage Brokers/ Originators Referrals?
HI Jessica,

I have had wonderful experiences working with Tracy Campagna with Guaranteed Rate 773-383-1405.

They really work as team at Guaranteed Rate.

Best of Luck,

Manue ... more
0 votes Share Flag Sun Dec 9, 2012 Home Buying in 60653
David Hanna, Real Estate Pro in Chicago, IL
David Hanna answered:
Are there good public schools for elementary education in Lincoln Park/Bucktown area?
As a parent who has had all four of my kids in CPS schools, I can tell you if you do your homework and value living in the city, you will find great schools here.
The top four high sch ... more
0 votes Share Flag Wed Dec 12, 2012 Home Buying in Chicago
Matt Laricy, Real Estate Pro in Chicago, IL
Matt Laricy answered:
Can you leave items, against condo rules, in your deeded parking spot?
Sure, your condo board can create condo rules regarding this.
0 votes Share Flag Fri Sep 20, 2013 Home Buying in 60654
Sam Sharp, Real Estate Pro in Chicago, IL
Sam Sharp answered:
You where co-barrower for your parent and they let the house go into Foreclosure, how long do I have to wait to get into a house of my own?
3 years from the sale date - transfer of deed - for the peroperty.
0 votes Share Flag Mon Jan 27, 2014 Home Buying in Chicago
Philip Sencer, Real Estate Pro in Chicago, IL
Philip Sencer answered:
2150 West Devon Avenue #5W, Chicago IL 60659. Right time to buy this property?
You need to do some homework on the HOA as it is unclear if they allow rentals or if the commercial units are part of the association or if you can get financing in the building. If you ... more
0 votes Share Flag Thu May 16, 2013 Home Buying in West Rogers Park
Bill Eckler, Real Estate Pro in Venice, FL
Bill Eckler answered:
For vacant homes, what's your favourite theft deterrent tip or gadget?
The standard placing a few lights in the property on a timer so they go and off on at dfferent times. Doing the same with a radio and keeping the window blinds shut. Don't let mail, new ... more
0 votes Share Flag Sun Dec 9, 2012 Home Buying in Chicago
Joel Raynes, Real Estate Pro in Wilmette, IL
Joel Raynes answered:
Hello fellow Brokers:) Does anyone have a good commercial lender? Thanks!
I do! Please email me what type of project you are looking at for the lending. It will depend who I suggest you call.
0 votes Share Flag Wed Dec 5, 2012 Home Buying in Near South Side
Armond Rainey, Real Estate Pro in Houston, TX
Armond Rainey answered:
Any company provide loan to new immigrants (i.e no credit score) ? I can put up to 25% down payment.
I will get an answer for you in a few
0 votes Share Flag Thu Dec 6, 2012 Home Buying in Chicago
Barbara Bied…, Real Estate Pro in Chicago, IL
Barbara Biederman answered:
chicago loop town homes
Marina, what is your question? Barbara Biederman 773-914-5309, bbiederman@citypointrealty.com
0 votes Share Flag Wed Dec 5, 2012 Home Buying in Near South Side
Bill J Delig…, Real Estate Pro in Naperville, IL
Bill J Deligiannis answered:
Loan approval to buy a 3bedroom townhome. When one is self employed (cab driver)?
Yes you can be approved.

Your lender will verify your reported income (last 2 tax returns + YTD P&L statement), credit scores, assets and amount of down payment.

If the numbers ma ... more
0 votes Share Flag Tue Oct 8, 2013 Home Buying in West Rogers Park
Matt Laricy, Real Estate Pro in Chicago, IL
Matt Laricy answered:
How soon can you purchase a new home after filing chapter 7 bankruptcy?
After two years you can start the paperwork. Typically takes at least 3 years though.
0 votes Share Flag Thu Feb 26, 2015 Home Buying in Lincoln Square
Dan Simon, Real Estate Pro in Charleston, SC
Dan Simon answered:
Do you need title insurance if you are paying cash for a brand new home?
Title insurance should not be required on a cash purchase.
0 votes Share Flag Wed Jan 23, 2013 Home Buying in Near North Side
Philip Sencer, Real Estate Pro in Chicago, IL
Philip Sencer answered:
I'm looking for foreign national mortgages for investment properties, is there anyone in Chicago who specializes in this area. Thanks.
My web site has some lender references. Give them a call.
0 votes Share Flag Mon Dec 10, 2012 Home Buying in Chicago
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
After you have purchased a home and some how the city inspector have cited that permits were not applied for for a rehab. Can the buyers contract?
You are now asking for legal advice and we can't give that. You had your chance to investigate anything before you closed on the property, since you did close it means you accepted the ... more
0 votes Share Flag Wed Aug 7, 2013 Home Buying in 60622
Ivan Sagel, Real Estate Pro in Chicago, IL
Ivan Sagel answered:
If you have no credit (which obviously means bad credit), can you buy an apartment or town home in full? As in pay it all in one lump sum? Thanks.
Truce,

Even if you have bad credit, you can still pay cash for real estate.

All the best,

Ivan Sagel
312.515.7823
Ivan@atproperties.com
0 votes Share Flag Sun Dec 16, 2012 Home Buying in Chicago
Matt Laricy, Real Estate Pro in Chicago, IL
Matt Laricy answered:
I love where I live, is it wise to buy and combine the connecting townhouse?
You can combine it as long as there isn't any rules about combining units in the complex.

As to costs is tough to say. You should hire an architect and get some quotes. On an investm ... more
0 votes Share Flag Wed Jan 2, 2013 Home Buying in 60607
Philip Sencer, Real Estate Pro in Chicago, IL
Philip Sencer answered:
Loan In Suspension
I just answered this on zillow. Good luck! I think you will need it.
0 votes Share Flag Tue Sep 24, 2013 Home Buying in 60653
David Hanna, Real Estate Pro in Chicago, IL
David Hanna answered:
I'm in the process of signing agreements with a FHA consultant regarding fees charged for an FHA203k contractor draws.
This is not unusual, and you are going to have to pay for this service if ou are doing major work with a 203k.
You can shop this, ask your loan officer for a list of approved consul ... more
0 votes Share Flag Fri Feb 15, 2013 Home Buying in 60624
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