You find a good real estate agent and work with them. It does not cost you anything to work with a buyers agent.. The only requirement I have for folks I work with is that they have at least contacted a banker/mortgage person to see how much they would qualify for. I check my local Mulitple Listing Service hot sheets online every morning to see whats out there for clients of mine that might be new, reduced, short sale, or otherwise of interest. For houses that have been foreclosed on, HUD repos, sheriff sales, etc, your agent can also find out about those.
Good luck in finding someone to work with, if you want to come to Elkhart County, let me know :)... more