Chantilly : Advice

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Vicky Chrisn…, Real Estate Pro in Leesburg, VA
Vicky Chrisner answered:
The new tax assessment for 2010 shows big drop in 20152. How will this value influence the market price? Should I buy now or wait and see?
No, there's nothing wrong with that community, it's just not part of South Riding. I know it well. Some great homes there. The tax value, in and of itself, has no bearing o ... more
0 votes Share Flag Thu Feb 9, 2012 Home Buying in 20152
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
Went looking at new homes w/out my Buyer's agent...
HI Nek

Did you mention that you had an agent?
Does the builder cooperate with agents?

In my experience, your agent would have had to take you to the site, and sign you in, in ord ... more
0 votes Share Flag Thu Sep 22, 2011 Home Buying in 20152
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
I've noticed that the listing price for houses in 20152 is around 15-20% lower than its '09 assessment. Is there any wrong with the area or?
Neither.

Assessments have absolutely nothing to do with what a home is worth. Nothing. Nada. Zilch.

Prices have declined in Loudoun County (as well as Prince William and most area ... more
0 votes Share Flag Sat Dec 5, 2009 Home Buying in 20152
Andy Krumholz…, Real Estate Pro in Reston, VA
Andy Krumholz, GRI, CDPE answered:
5% down payment for a TH - any loan product out there?
Hi Zaid,

There are three ways to do a 5% down payment (DP) or less these days. The obvious answer is to do an FHA loan which requires a minium of 3.5% down payment. You can put dow ... more
0 votes Share Flag Wed Jan 30, 2013 Financing in 20151
Andy Krumholz…, Real Estate Pro in Reston, VA
Andy Krumholz, GRI, CDPE answered:
Conventional Vs FHA
Hi Zaid,

While it often times doesn't seem fair, a seller may favor the conventional loan over an FHA loan for a couple of reasons.

Typically, a borrower taking out a conve ... more
0 votes Share Flag Wed Sep 9, 2009 Home Buying in 20151
Kristal Wils…, Real Estate Pro in Long Beach, CA
Kristal Wilson answered:
we made an offer on a short sale and we are pre approved. Why did bank ask for last two months of pay stubs?
Every short sale transaction appears to be different but I would consider this a positive sign. The bank would ask for most recent paystubs to verify the amount of your income and that ... more
0 votes Share Flag Thu Dec 17, 2009 Home Buying in 20152
Monika Kumar…, Real Estate Pro in 22182
Monika Kumar & Realty Geeks answered:
Question on short sales
Lenders are little easier now than they were a year ago. But it is still as good as the listing agent or person negotiating.

It does take longer than resale - about 2-4 months av ... more
0 votes Share Flag Thu Sep 22, 2011 Home Buying in 20151
Daniela Mate…, Real Estate Pro in Nutley, NJ
Daniela Mateescu answered:
what is a short sale? What's the time frame ? What does bank approved mean? What is an approval letter?
A short sale is a slae where your lender accepts less that what is owed to them. There are usually two causes: one is that you buy a house at he height of the market and then a couple o ... more
0 votes Share Flag Fri Mar 20, 2009 Home Buying in Chantilly
theBIGstep, Home Buyer in Prince William County,...
theBIGstep answered:
Looking for a townhouse near Chantilly
you may want to try south riding - which is right next to chantilly. Must caution though most townhouses in the area will go closer to the high 200K but there are several foreclosures a ... more
0 votes Share Flag Thu Sep 22, 2011 Home Buying in 20151
Glenda Cherry, Real Estate Pro in Herndon, VA
Glenda Cherry answered:
Need offer advice. ZIP: 20151, Chantilly VA, 3 levels, 2175 sq w bsmt, 4 bedrooms 1 rm in bsmt, family rm
Oliver, you should be asking your agent to provide you with this information. He/she can look at recent sales in the same area (foreclosure, short sales & traditional sales) to come up ... more
0 votes Share Flag Sat Feb 28, 2009 Home Buying in Chantilly
Alan Strange, Real Estate Pro in Broomfield, CO
Alan Strange answered:
New home sales occupancy clause
As with anything of this nature, consult an attorney. My opinion is that they put that clause in there for a reason and I'm sure it has teeth. I would recommend doing whatever you can ... more
0 votes Share Flag Thu Feb 19, 2009 Home Buying in 20152
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
What happens after I submit an offer on a Short Sale and the seller accepts?
Knick,

In our opinion, the very next step is to make sure your offer was presented to the bank and they have it. These are difficult time for the banking industry, complicated by vol ... more
0 votes Share Flag Fri Oct 17, 2008 Home Buying in 20152
Cynthia Flem…, Real Estate Pro in 92651
Cynthia Fleming answered:
Is there anything I can do to speed up a Short Sale transaction?
That is what I hear from anyone doing short sales - they just drag out indefinitely. I try to stay away from them for this exact reason. I tend to guide my buyers towards REO's since th ... more
0 votes Share Flag Fri Apr 17, 2009 Home Buying in 20152
Jeff Royce, Real Estate Pro in Fairfax, VA
Jeff Royce answered:
Are there any benefits to buying a new townhouse, as opposed to buying an older single family detached house?
Big N....generally if you look at townhouses and detached homes at the same price level, the townhouses are going to be larger, nicer, and newer. If you go with a detached house with a ... more
0 votes Share Flag Tue Feb 1, 2011 Home Buying in Chantilly
Cindy Jones, Real Estate Pro in Alexandria, VA
Cindy Jones answered:
What happens when 2 appraisals were ordered by the lender and one cames at the sales price and the second?
SInce you are the buyer this is a question you should ask your lender. Are you being charged for each of these appraisals? The seller can not order an independent appraisal and expect ... more
0 votes Share Flag Wed Aug 3, 2011 Home Buying in 20152
Cindy Jones, Real Estate Pro in Alexandria, VA
Cindy Jones answered:
I'm interested in a townhome that's in foreclosure. What do banks require before they'll consider my offer?
Most lenders with a property in foreclosure will not consider a contingent contract. Have YOUR agent get in touch with the listing agent and find out if there is any flexibility. The ... more
0 votes Share Flag Tue May 6, 2008 Foreclosure in Chantilly, VA
Glenda Marks, Real Estate Pro in Charlotte, NC
Glenda Marks answered:
Purchasing a new house in Chantilly, VA (RyanHomes).
Read the builder's contract to see if that is an option. Hope you have a buyers agent to represent your interests.
0 votes Share Flag Thu Feb 19, 2009 Home Buying in Chantilly, VA
Glenda Cherry, Real Estate Pro in Herndon, VA
Glenda Cherry answered:
What are the pros and cons of manufactured housing?
There are several factors involved in purchasing a manufactured home. First, the purchase price is only for the dwelling itself - you also have to know the charge for the "ground rent" ... more
0 votes Share Flag Wed Apr 17, 2013 Home Buying in Chantilly
Danilo Bogda…, Real Estate Pro in Loudoun County, VA
Danilo Bogdanovic answered:
What is the virginia law on removel of sale contingency as the seller? If we accept a contract with the
It all depends on the contract language in your specific situation. Some contracts say that you are able to continue marketing your home for sale, but as "Contingent with a Kick Out". S ... more
0 votes Share Flag Tue Feb 26, 2008 Home Selling in Chantilly, VA
FrankyRealty, Real Estate Pro in Arlington, VA
FrankyRealty answered:
What is the virginia law on removel of sale contingency as the seller?
Hey Lance,
I need more information.

As a listing broker, I require that a house under contract is always listed as Under Contract with No Kickout versus the "Under Contract" since t ... more
0 votes Share Flag Tue Feb 26, 2008 Home Selling in Chantilly, VA
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