Home Buying in Carson : Advice

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Jenny A. Le, Real Estate Pro in California
Jenny A. Le answered:
What is considered a moderate income?
The banks look for the borrower's 4 Cs:

1. Character (credit payment history...NO credit is better than late payement history)
2. Capacity (verifiable income history and stability)
... more
0 votes Share Flag Tue Aug 11, 2009 Home Buying in Carson
Dorene Slavi…, Real Estate Pro in Culver City, CA
Dorene Slavitz answered:
I'm looking for a townhouse for less than $100,000 in Carson, CA with an estimate of $10K downpayment. I'm
Dear Anne,
I found 19 condo/townhouses in the 100-200 thousand dollar range in the Carson area. If you would like to see property in Carson, you can access the MLS from my website belo ... more
0 votes Share Flag Sun Aug 9, 2009 Home Buying in Carson
M.D.J, Real Estate Pro in Los Angeles, CA
M.D.J answered:
I am a Real Estate Broker in California. I have LLC. We want to purchase run down houses, fix up and resell
Yes, typically at least one person or more from the LLC is needed to sign for the loan because the income it generates is usually passed through to the partners on the K-1's.

If that ... more
0 votes Share Flag Thu Jul 30, 2009 Home Buying in Carson
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
Question on closing costs-What is the usual closing cost amount.
Hi Zacreal, the $8K credit can only be used for closing costs, not downpayment.

A 3% estimate is fairly conservative, but it really depends on what makes up the closing costs and th ... more
0 votes Share Flag Wed Jul 22, 2009 Home Buying in 90745
Shel-lee Dav…, Real Estate Pro in 90274
Shel-lee Davis - BRE #01817412 answered:
iam looking for a home in carson or lakewood surounding areas for 200,000 or less
Starlynn:

In Carson or Lakewood, you will be hard pressed to find a home for $200,000 or less unless they are a real fixer upper and then they would not qualify for a standard FHA lo ... more
0 votes Share Flag Thu Jul 30, 2009 Home Buying in 90745
Shel-lee Dav…, Real Estate Pro in 90274
Shel-lee Davis - BRE #01817412 answered:
I am looking for a PUD or a single family home in Carson or San-pedro preferably . My budget is $380,000
Zachreal:

There are several nice homes in your price range in the Carson and San Pedro area (areas of specialty for me). Are you working with an agent to help you identify your drea ... more
0 votes Share Flag Sat Jul 4, 2009 Home Buying in 90745
Rebecca Cham…, Real Estate Pro in Palos Verdes Estates,...
Rebecca Chambliss answered:
Question for all Socal Agents. I have had 15 offers rejected up-till now, not sure what to do.
In that price range, there have been multiple offers. Often times the Seller looks at not only the price, but the terms. FHA loans are more difficult to fund than traditional loans an ... more
0 votes Share Flag Wed Mar 24, 2010 Home Buying in Carson
Michael Magaw, Real Estate Pro in 90505
Michael Magaw answered:
Looking to purchase a condo in Carson. Interested in one that is currently bank owned. The asking price is
It would help if you gave the address of the property or a link to it. I am very familiar with homes in Carson and I would be happy to give you my opinion on the values.

Based on wh ... more
0 votes Share Flag Mon Feb 25, 2013 Home Buying in 90746
Luke Allison, Real Estate Pro in Asheville, NC
Luke Allison answered:
Hi,I'm planning to puchase a home by Winter of 2009. Assuming I have good credit, a FICO score above 620,
Ricky-
A decision on an "Escrow Waiver" is going to be made from lender to lender. You definitely cleared one hurdle by putting 20% down but the exception will also need to be made ba ... more
0 votes Share Flag Wed Apr 29, 2009 Home Buying in Carson
Lezlie Brazil, Real Estate Pro in Culver City, CA
Lezlie Brazil answered:
Hello. Does the first time buyer down payment assistance program in Carson, CA still exist?
Hi!,

Yes, the first-time buyer program does still exist in Carson for low to moderate income qualified applicants who have not owned ahome in the past 3 years, who are purchasing a ... more
0 votes Share Flag Mon Jun 22, 2009 Home Buying in Carson
Lezlie Brazil, Real Estate Pro in Culver City, CA
Lezlie Brazil answered:
i currently rent and the home owner has offered me to lease to buy her home i live in carson, ca
Hi Patty,

A lease to buy situation can be a win-win for both parties...as long as your contracts are written carefully.

Here's some advice: 1) Make sure that your "option" money ... more
0 votes Share Flag Fri Jun 5, 2009 Home Buying in Carson
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
would i qualify for any home loan?
Hi John,

Our recommendation is to start shopping around and collecting information and knowledge about the borrowing process. Ask about details for an FHA loan that will require appr ... more
0 votes Share Flag Fri Jun 5, 2009 Home Buying in Carson
Shel-lee Dav…, Real Estate Pro in 90274
Shel-lee Davis - BRE #01817412 answered:
Has the home at 22002 Neptune been sold?
Don:

I am showing that the Trustee Sale on this property was postponed to 10/14/08. I am also showing that the listing was cancelled on 09/11/08. If you are interested in the prope ... more
0 votes Share Flag Sun Sep 28, 2008 Home Buying in Carson, CA
M.D.J, Real Estate Pro in Los Angeles, CA
M.D.J answered:
How does the FHA 203k Loan works? What are the requirements?
They are based off of future value and cost of the repairs or improvements for owner occupied purchases. Feel free to contact me to find out more about how they work and other convent ... more
0 votes Share Flag Wed May 6, 2015 Home Buying in 90745
Shel-lee Dav…, Real Estate Pro in 90274
Shel-lee Davis - BRE #01817412 answered:
Am looking for a three bedroom costing $200,000 and below in area code 90745 .Is it posssible to get one at?
Yoruba Ann:

You can find a townhome in the Scottsdale area for that price, but currently that is too low to buy a home. I would be happy to send you what is available in Carson. It ... more
0 votes Share Flag Mon Apr 18, 2011 Home Buying in 90745
Voices Member,  in
Voices Member answered:
Is it mandatory for the seller to provide a transfer disclosure document to the buyer before the removal of?
Hello Ignatius,

When it's a bank owned property the seller has no knowledge of the property and is exempt from a Transfer Disclosure Statement. What you will most likely receive is t ... more
0 votes Share Flag Mon May 5, 2008 Home Buying in Carson, CA
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