Unconfirmed of your question. Do you own the home? If yes, then lender not willing to work a deal refinance or have a foreclosure payment outside of your monthly budget you wont have a choice however do you have equity, could consider a short sale, or attempt to sale the house therefore it does not impact your credit score.
IF you located a home purchase there is drama involved there are other homes listed on the market have your buyers agent continue to work with you locating another property.
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