Home Insurance in California : Real Estate Advice

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Lily Remound…, Real Estate Pro in San Francisco, CA
Lily Remoundos answered:
recently gusty winds damaged the wooden fence of my house in SF. Is the damage covered by Home Owner's Insurance Policy as an standard loss?.?
Of course document the damage in photos and look at your policy first.
Your homeowner's policy should cover this!
If you have a large deductible, it may not make sense to make a claim ... more
0 votes Share Flag Tue Feb 24, 2015 Home Insurance in 94110
John & Janis…, Real Estate Pro in Encinitas, CA
John & Janis Arendsen answered:
What is average cost of manufactured home insurance in Cooke County Texas?
Wish I could help you but I'm a San Diego based Manufactured Home dealer, real estate broker and contractor. Don't think I'd be able to help you much in Texas albeit I love your State.
0 votes Share Flag Sat Apr 6, 2013 Home Insurance in 94110
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
will my insurance rate go down if I replace my wood shake roof with a Class A Fire rated Metal roof?
You need to ask your insurance agent to be sure.
0 votes Share Flag Tue Apr 2, 2013 Home Insurance in Santa Clara County
Michelle Tho…, Real Estate Pro in El Dorado Hills, CA
Michelle Thompson answered:
Ahs flex plan combo- is it legitimate
My sales rep from AHS is more then welcome to talk to you :) I have received great customer service from them.
0 votes Share Flag Thu Jul 25, 2013 Home Insurance in Sacramento
Ingrid Ski R…, Real Estate Pro in Mission Viejo, CA
Ingrid Ski Realtor answered:
is it obligatory in San Francisco?
Hi margarita

Is what obligatory in San Francisco?
Need more info pls. I know you have asked several questions already.
Please email me with your specific question

Ingri ... more
0 votes Share Flag Thu Mar 14, 2013 Home Insurance in 92630
Keith Jean-P…, Real Estate Pro in East Brunswick, NJ
Keith Jean-Pierre answered:
pmi on 5% down conventional loan
We would need to know other factors in order to give you a good idea of the PMI but you can try for yourself using a PMI Calculator. Here is a link to a good one:

http://www.goodmort ... more
0 votes Share Flag Wed Feb 27, 2013 Home Insurance in Santa Clarita
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Anyone know what basis is used for determining the replacement value of a 3 unit Edwardian condo?
I would think that it would depend on the Insurance Company:
Both ways:
Some companies will reinburse the value at some previous date, (when the policy was written), and some will esc ... more
0 votes Share Flag Fri Feb 22, 2013 Home Insurance in 94117
Terri Vellios, Real Estate Pro in Campbell, CA
Terri Vellios answered:
Purchased townhouse IN '84 and have typical HOA policy as well as personal inside policy. Complex is 3 separate units. (4-4-2)
What is your question? You should have rules and HOA fees for shared walls and common areas. If the HOA is asking for insurance change I recommend you discuss this with your insuranc ... more
0 votes Share Flag Sun Feb 17, 2013 Home Insurance in 95050
Melvin A. Ca…,  in Los Angeles, CA
Melvin A. Castro answered:
Approximately how much would homeowners insurance be for a single two-story family home built in 1917 in 90023
from $ 255.00 to $350.00 a year for plumbing and electrical
0 votes Share Flag Wed Mar 27, 2013 Home Insurance in 90023
The Medford…, Real Estate Pro in Fremont, CA
The Medford Team answered:
Are you a homeowner in the San Francisco Bay Area and do you have earthquake insurance?
Philip:

As a realtor, you are most likely that only about 10% of homeowners in the Bay Area have earthquake insurance. There are many reasons for that:

• Extremely high cos ... more
0 votes Share Flag Wed Dec 26, 2012 Home Insurance in Santa Clara County
Laura Coffey, Real Estate Pro in Santa Clarita, CA
Laura Coffey answered:
Is buying a foreclosed home the same as buying a home for sale?
If you buy it through listing agents. You can also buy foreclosed homes through auction.
0 votes Share Flag Mon Dec 17, 2012 Home Insurance in Delano
Sue Archer R…, Real Estate Pro in Palm Harbor, FL
Sue Archer Reynolds answered:
What are the typical insurance policies a home owner should hold?
That's personalized to what you need to protect. The lender will require standard Property and liability insurance for the home. You might also consider other insurance if you have alot ... more
0 votes Share Flag Tue Dec 18, 2012 Home Insurance in Sacramento
Brian Byhower, Real Estate Pro in Hermosa Beach, CA
Brian Byhower answered:
Approximately, how much would a earthquake ins be for an 8 unit condo with a subterranean garage, security building, that is 33 years old in 91607.
You should be asking that question to your insurance agent, not us. He or she can give you an exact quote.
0 votes Share Flag Fri Dec 7, 2012 Home Insurance in Los Angeles
Elena Talis,  in Palo Alto, CA
Elena Talis answered:
how to buy a townhouse insurance in 94085???
Talk to your auto insurance agent. There is a good chance they will wire you a home owner policy and will give you a discount for multiple policies.
0 votes Share Flag Mon Dec 3, 2012 Home Insurance in 94085
Julie Wyss, Real Estate Pro in Los Gatos, CA
Julie Wyss answered:
Need recommendation for reputable and reliable home warranty provider
here is who i reccomend, with Old Republic

Art Pratt
800-282-7131, ext 1232
artp@orhp.como
0 votes Share Flag Thu Apr 28, 2016 Home Insurance in 95030
Eric H. Wong , Real Estate Pro in Albany, CA
Eric H. Wong answered:
What are the average rates for condo insurance in Ardenwood? Is it recommended to have flood insurance? What about earthquake insurance?
Usually hazard insurance is not required for condo owners. The association pays for property insurance. The only insurance a condo owner usually gets is personal property insurance. Tha ... more
0 votes Share Flag Sun Oct 14, 2012 Home Insurance in Fremont
Astrid Lacit…, Real Estate Pro in San Francisco, CA
Astrid Lacitis answered:
can i purchase insurance if i'm still on bank's loan?
Not only can you but you MUST. That is part of the requirement to obtain a loan.

Astrid Lacitis
Keynote Properties
415 860 0765
0 votes Share Flag Mon Dec 3, 2012 Home Insurance in Lower Pacific Heights
Troy  Daniels, Real Estate Pro in Upland, CA
Troy Daniels answered:
What is average cost of Landlord's Rental Condominium Insurance in Upland, ca?
It all depends on what type of coverage you will have. Normally its about $300 - $600
0 votes Share Flag Thu Sep 13, 2012 Home Insurance in 91786
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
cost to replace flooring per square ft
What type of flooring are you going to use? Between carpeting, hardwood, tile, marble or tempered glass and heated or not, you could be looking at between $2-50/sqft for material and l ... more
0 votes Share Flag Tue Jul 17, 2012 Home Insurance in San Francisco
Sona Gallatin, Real Estate Pro in Santa Clarita, CA
Sona Gallatin answered:
For earthquake insurance, is "loss assessment" coverage not applicable for condominiums that have no association?
Did you try gettIng clarification through your policy holder? When was your policy written? Isnt it renewed at the end if the term? Dud something happen recently that prompted this inqu ... more
0 votes Share Flag Mon Oct 29, 2012 Home Insurance in Los Angeles
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