Caballo : Real Estate Advice

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Michael Emery,  in Minneapolis, MN
Michael Emery answered:
Made a full price offer, with the normal contingencies, on a condo. Seller wants us to remove all our contingencies at 14 days after acceptance.
If you have a finance contingency, you would need to make sure your lender is able to underwrite the loan in that 14 day period. If you remove the finance contingency prematurely and th ... more
0 votes Share Flag Wed Nov 14, 2012 Home Buying in Caballo
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
Do i have to pay income tax on the commission i made buying my own house?
Yes Sir you sure do have to pay it - Income is income and that is why I ask for a reduction in the price and offset it with no commission, on my side, to avoid the tax when I buy real e ... more
0 votes Share Flag Wed Mar 9, 2011 Home Buying in Caballo
Kdog, Home Buyer in Chino Hills, CA
Kdog asked:
0 votes Share Flag Mon Mar 7, 2011 Home Buying in Caballo
BG, Home Buyer in Phoenix, AZ
BG answered:
who will work with me to get pre-qulified?
try a local lender or broker ....
0 votes Share Flag Wed Nov 14, 2012 Home Buying in Caballo
Jonas,  in Houston, TX
Jonas answered:
How much debt ratio that a Buyer can have ? In other words, what is the debt ratio that lender look when funding for a borrower?
Hi San!

The typical debt to income ratio is 28/35-40. It really will depend on the lender and your own financial picture. If you have strong credit they might push the front end to 3 ... more
0 votes Share Flag Mon Mar 14, 2011 Home Buying in Caballo
Tony McMahon, Real Estate Pro in WHITE PLAINS, MD
Tony McMahon answered:
I am buying a bank owned home and I received a notice to perform.
Can't really speak for the bank, but if you provided to their satisfaction the requested items and you will be able to close after your settlement in 2 days. It seems plausible th ... more
0 votes Share Flag Tue Jan 25, 2011 Home Buying in Caballo
Sally Grenier, Real Estate Pro in Longmont, CO
Sally Grenier answered:
help with fha appraisal conversion from conventional leaving original comps
And your specific question is...?
0 votes Share Flag Sun Jan 23, 2011 Home Selling in Caballo
Charles Chang, Real Estate Pro in Fair Lawn, NJ
Charles Chang answered:
Am I obligated to buy a home thru an agent simply because he/she was the one who showed me the house?
This is a yes and no answer.

Yes, for the houses that the agent took you to. Simply because an agency relationship has already been established. In writing or not, chances a co-ope ... more
0 votes Share Flag Wed Nov 14, 2012 Home Buying in Caballo
The Stephen…, Real Estate Pro in Portland, OR
The Stephen FitzMaurice Team answered:
Does anyone know if the Federal gov will come after a seller for the banks loss if they short sale?
Hmm... no answers so far. I think that is because no one seems to know WHAT the federal government is going to do during these turbulent times. However, I think that scenario is very ... more
0 votes Share Flag Thu Nov 4, 2010 Home Selling in Caballo
Ruth and Per…, Real Estate Pro in Los Gatos, CA
Ruth and Perry Mistry answered:
this may sound crazy but who would know about indiviuals like myself taking over an Repo. I,m seeking a taxes lien property i could take over
http://www.tax-lien-certificates.com/tax_lien_certificates_california_ca.html

Good luck.
Perry
0 votes Share Flag Sat Oct 16, 2010 Foreclosure in Caballo
1st Time Hb, Home Buyer in Caballo, NM
1st Time Hb answered:
Confused about who pays commission to buyers agent......
Correction I'm in CA not NM.
0 votes Share Flag Wed Nov 14, 2012 Home Buying in Caballo
Cagrown, Home Buyer in Littleton, CO
Cagrown asked:
0 votes Share Flag Thu Aug 12, 2010 Home Buying in Caballo
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
i bought the foreclosure house in california (city of el monte) in May 2010.I just moved in the house 2 months and found out that there is termite
Where you already closed, and the home was sold 'as is" your options are limited. If there was a warranty with the termite service you may want to let that compnay service th ... more
0 votes Share Flag Mon Jul 26, 2010 Foreclosure in Caballo
Maggie Hawk, Real Estate Pro in New Smyrna Beach, FL
Maggie Hawk answered:
can I use Trulia to make 'heat maps'?
Cliff,
I don't know if this helps, but you can use Trulia to view "heat maps" for different cities. See the reference below. Also, you might want to ask this question ... more
0 votes Share Flag Mon Jul 5, 2010 Market Conditions in Caballo
Bill Eckler, Real Estate Pro in Venice, FL
Bill Eckler answered:
Trying to find advice/data on which US cities provide the best rental return for sums invested purchasing property. Any ideas??
David,

Are you considering annual, seasonal, or both rentals? There are locations in which a seasonal rental will bring in as much or nearly as much as an annual rental. It's to ... more
0 votes Share Flag Mon Jun 21, 2010 Home Buying in Caballo
Joseph Runfo…, Real Estate Pro in Staten Island, NY
Joseph Runfola answered:
Our Broker just flat out does not communicate and we have a forecloser sell date in two weeks ...we want to fire her but she won't pick up the
If the agent won't answer her phone, contact her broker. If that won't work contact your local Real Estate Board, and, or your attorney.
0 votes Share Flag Wed Jun 16, 2010 Home Selling in Caballo
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
As a homebuyer, have you paid a real estate commission to buyer agent?
Generally the commission is set by the seller and his/her agent--if two agents are involved in the sale the commission is shared-- unless of course you have an agreement with your buyer ... more
0 votes Share Flag Wed May 19, 2010 Home Buying in Caballo
Hannah Flieg…, Real Estate Pro in Larkspur, CA
Hannah Fliegel answered:
Distressed Property, Father's retirmemt money in deposit, upside down and losing 300 per month, with a few years left on arm. Can't
Hi Smile,

Sorry to hear about your situation. You have a recourse loan and in the state of Florida the lender foreclosures by Judicial Foreclosure. This means that the lender will ... more
0 votes Share Flag Tue May 18, 2010 Foreclosure in Caballo
Gerard Dunn, Real Estate Pro in Chevy Chase, MD
Gerard Dunn answered:
Looking for Investors that want to buy in Bulk.
Why don't you talk to a local Realtor that may these type of industry and investor connections? You may have to share some of the profit - but some profit is better than no profit ... more
0 votes Share Flag Wed Sep 22, 2010 Home Buying in Caballo
Dan Chase, Home Buyer in Texas City, TX
Dan Chase answered:
What does we will not release contingencies mean?
Contingencies are parts put into a contract to protect you.

Those can include appraisal, financing, house inspection and more. If the house does not meet those contingencies (think ... more
0 votes Share Flag Wed Apr 7, 2010 Home Buying in Caballo
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