Financing in Bucks County : Advice

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Frank Dolski…, Real Estate Pro in Lahaska, PA
Frank Dolski Associate Broker answered:
my score is 620. FTHB. I have $15000 saved. looking at $185000 house. lot of inquiries on my credit. Can i be qualified for a home loan.?
The best recommendation that I can make is to speak with a mortgage loan officer. They will give you the best advice and hopefully you will qualify.

Good luck!
0 votes Share Flag Thu Oct 24, 2013 Financing in 19067
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
How much time has to be served in the National Guard to qualify for a VA loan?
Members of the Reserves and National Guard, who are not otherwise eligible for loan guaranty benefits, are eligible upon completion of 6 years service in the Reserves or Guard (unless r ... more
0 votes Share Flag Thu Oct 4, 2012 Financing in Quakertown
Eric Axelson, Real Estate Pro in 19103
Eric Axelson answered:
Do I have to have a mortgage application filled out if I am a cash buyer in Pa?
No. You should fill out a buyers financial statement. Your realtor can provide.
0 votes Share Flag Fri Nov 22, 2013 Financing in New Hope
Annette Levi…, Real Estate Pro in New York, NY
Annette Levinson answered:
Do senors on S S get a school tax break?
Many areas give seniors a discount on real estate taxes. To check if yours does call the office of your local elected official. They will be able to answer that for you and if you can h ... more
0 votes Share Flag Thu Jun 21, 2012 Financing in 19053
Frank Dolski…, Real Estate Pro in Lahaska, PA
Frank Dolski Associate Broker answered:
Excellent credit history/score, still need to buy down the rate(from 3.75-3.5)? does this sound accurate?
My recommendation is to contact 2-3 Mortgage companies to see if there are like answers to your question. i am not a mortgage person, but many factors are taken into consideration when ... more
0 votes Share Flag Mon Jun 4, 2012 Financing in 18960
Kim Rock, Real Estate Pro in 19067
Kim Rock answered:
I have been working 2 years at the same job, my husband has just started a new job after being laid off for a year but he is working in the same
I believe if he is working in the same field it should carry over, but I can't be 100% positive - I do have a lender I work closely with that I would be happy to put you in touch w ... more
0 votes Share Flag Sat Mar 17, 2012 Financing in Levittown
Keith &…, Real Estate Pro in Verona, WI
Keith & Kinsey Schulz answered:
i want to purchase a mobile home but i have barley any credit established for being so young but a good down payment what should I do?
There's lots of people out there doing seller financing on mobile homes. Drive around the mobile home parks and look for for sale signs, and see if you can work a deal where the se ... more
0 votes Share Flag Sat Mar 10, 2012 Financing in Quakertown
Alexander Sh…, Real Estate Pro in Philadelphia, PA
Alexander Shulzhenko answered:
Does anyone know of a lender that will do an FHA mortgage on a home in Bucks that had a previous deed transfer less then 90 days?
Try:
Edward Dubinsky
Branch Manager
Office: 267-296-9309
Cell: 215-808-5353
Fax: 215-701-9198
E-MaIl: edubinsky@ahmcloans.com
Web Site: edubinsky.ahmcloans.com

See me more abo ... more
0 votes Share Flag Wed Feb 29, 2012 Financing in 19053
Blasic Smith…, Real Estate Pro in Murrieta, CA
Blasic Smith Team answered:
What is the down payment, & points for the VA on $260,000.00?
Hi Airborne,

VA typically has no down payment unless you have lost some of your eligibility on a previous VA loan. Points depend solely on each lender. Usually there is one point for ... more
0 votes Share Flag Thu Dec 22, 2011 Financing in 19056
Frank Dolski…, Real Estate Pro in Lahaska, PA
Frank Dolski Associate Broker answered:
I was told by a mortgage broker that the USDA loan has run out of money. Can anyone confirm or deny this?
I have not heard this but I would suggest confirming this with another mortgage broker. Feel free to check my website and contact Christa Kusler from Mortgage Mobility with the same qu ... more
0 votes Share Flag Tue Nov 15, 2011 Financing in Warminster
June K. Will…, Real Estate Pro in Maryland
June K. Williams answered:
My husband, who passed away, served 4 years in the army/national guard My question is, would I be able to buy a home under the va loan?
You have my deepest sympathy on your loss.
Your family made the ultimate sacrifice in defense of his country.
I had a buyer who was Surviving VA Benefits to get a VA Home loan.
The ... more
0 votes Share Flag Wed Dec 26, 2012 Financing in Quakertown
Tracy R Robi…, Real Estate Pro in Philadelphia, PA
Tracy R Robinson answered:
I need to find a home to rent ASAP in Levittown PA with at least 4 bdrs and help with security payment. Is there anyone out there who can help?
I would love to give it a shot and help you with a rental if you are still in need of one. My name is Tracy Robinson and I am a Realtor with Realty Mark in Southampton, Pa (Bucks Count ... more
0 votes Share Flag Mon Aug 27, 2012 Financing in 19067
Chad Bahnsen…, Real Estate Pro in Exton, PA
Chad Bahnsen , Loan Officer answered:
preapproval question
Ohmandy,

I'd be happy to assist you. I do no cost/no obligation pre approvals and will let you know where you stand the same day I receive your application. I can e-mail you an ... more
0 votes Share Flag Mon Apr 18, 2011 Financing in 19053
Jon Christop…, Real Estate Pro in 19428
Jon Christopher answered:
Is there a chart which lists what the taxes are for each municipality in Bucks County?
Hi There,

Here is what I found: http://www.buckscounty.org/government/departments/finance/boardofassessment/MillageRates.aspx

Let me know if I can be of any help to you. Thanks! ... more
0 votes Share Flag Thu Dec 2, 2010 Financing in 19067
The Kim Tokar…, Real Estate Pro in Langhorne, PA
The Kim Tokar Team answered:
Is it possible to get a home equity loan with a low credit score or wait and go to a credit repair company?
Yes it is possible to get it if it is not too low but you pay the price for it .with a higher interest rate

Really you should go to a credit repair and get it fixed so that you don&# ... more
0 votes Share Flag Sat Nov 6, 2010 Financing in 19053
Ian A. Wolf,…, Real Estate Pro in Morristown, NJ
Ian A. Wolf, ABR SFR answered:
Mortgage Refinancing - Brokers or Lenders
I think that you should first try where you currently bank, because often they have special rates for their current customers. In general I would stick to names you know bank or broker. ... more
0 votes Share Flag Tue Sep 27, 2011 Financing in Newtown
Sean Dawes, Other/Just Looking in Philadelphia, PA
Sean Dawes answered:
we are looking for a 203k loan .. we are going to put an inlaw suite on and do renovations to our current home so far we are having alot of problems
Sally,

Give Mike McKeown a call over at Allied Mortgage Group a call. 856-782-2740 is his office number or call his cell at 609-206-1973 and mike.mckeown@mindspring.com

He should ... more
0 votes Share Flag Mon Jul 5, 2010 Financing in Langhorne
Alan Openshaw, Real Estate Pro in Warminster, PA
Alan Openshaw answered:
I have a low credit score, some charge-offs. A FHA mortgage balance of $4,000. I want to knock the house down since its becoming in bad shape
Hello Shalena,

Legally you cannot knock down your house whilst it has a mortgage on it.
If your credit score is low you also may have a difficult time getting construction financi ... more
0 votes Share Flag Sat May 15, 2010 Financing in Feasterville-Trevose
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
If we can get a mortgage,with bad credit, good income, what kind of rate would it be?
You need to visit with any qualified loan officer(s) first, see if in fact you qualify, and have your credit score checked--their scoring is different--your loan officer will then be ab ... more
0 votes Share Flag Sun Apr 25, 2010 Financing in Feasterville-Trevose
Alan Openshaw, Real Estate Pro in Warminster, PA
Alan Openshaw answered:
Both my husband and I have a bad credit score, because of our late mortgage payments. Do to lowered income in the past two years, we closed our?
Diane,

It is difficult to tell without actually looking at your credit history. FHA does not want to see any mortgage lates in the last 12 months. You need to speak with an experien ... more
0 votes Share Flag Sun Apr 25, 2010 Financing in Feasterville-Trevose
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