Bloomington : Advice

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Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
How do I go about trying to apply for a loan? My credit score isn't great by any means,640. So do I stand a chance of getting a loan? Let me
There are other factors besides credit that determine loan qualification, therefore do visit any loan officer; 640 should get you a decent rate...
0 votes Share Flag Mon Oct 31, 2011 Credit Score in Bloomington
John Armstro…, Real Estate Pro in Bloomington, IL
John Armstrong answered:
Calling all realtors in the Bloomington-Normal, IL. area
Brittany, I spoke with a guy that owns rental property in Hudson. He needs a larger downpayment on his. He wants $7,500. Is that possible?
0 votes Share Flag Thu Aug 11, 2011 Home Buying in Bloomington
Rachel Radcl…, Real Estate Pro in 61701
Rachel Radcliffe answered:
Trying to find contract for deed in bloomington-normal, I've talked to a realtor and looked at houses only for them to give up. Need help!
there are some options with investors that will do a contract for deed, but realistically, for that price range, it will most definitely be a fixer upper, are you able to fix up a ... more
0 votes Share Flag Thu May 8, 2014 Home Buying in 61701
Greg Lee, Real Estate Pro in Bloomington, IL
Greg Lee answered:
How is the current market in Bloomington, IL to sell a 3 bedroom single family home?.?
The short and to the point answer is that I would need to see the home to know where it would compare or "comp" to the rest of the market. Having built for over thirty years ... more
0 votes Share Flag Fri May 11, 2012 Market Conditions in Bloomington
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I am looking to lease a home in the bloomington/normal area. Any suggestions on where I can find more listings?
Contact local realty offices, check local print media for by owner rentals, word of mouth, etc.
0 votes Share Flag Sat Sep 22, 2012 Rentals in 61704
Laura Karamb…, Real Estate Pro in Downers Grove, IL
Laura Karambelas answered:
are any of these townhomes rentals?
Hi Tiffany-

I would recommend contacting a local real estate office to help with your rental search. In Chicago, many of our rentals are listed on our Multiple Listing service.
0 votes Share Flag Sun Mar 13, 2011 Home Buying in Bloomington
Linda Lorenzo…, Real Estate Pro in 75002
Linda Lorenzo - (214) 578-3131 answered:
i bought a house in davers the water is not drinkable due to arcinic what recourse do i have
Hopefully you used a Realtor to buy your home. I would contact your agent immediately and they will guide you through what you need to do. Did you get a seller's disclosure? This ... more
0 votes Share Flag Thu Feb 3, 2011 Home Buying in Bloomington
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
how to calculate fair market value of a house with lots of upgrades in this down market?
Do keep in mind that most upgrades don't always give you a full return. In order to determine value, one needs to be aware of comps--recently sold similar properties in the immedia ... more
0 votes Share Flag Thu Dec 9, 2010 Home Selling in 61704
Jean Steichen, Real Estate Pro in Bloomington, IL
Jean Steichen answered:
We're relocating and looking for a house to rent iin Bloomington, any suggestions?
Hi and welcome to the Bloomington-Normal area!
Feel free to give me a call aand I can discuss some rentals with you.

Sincerely,
Jean Steichen Realtor
309-824-1461
Prudential Snyd ... more
0 votes Share Flag Mon Aug 23, 2010 For rent in Bloomington
Jean Steichen, Real Estate Pro in Bloomington, IL
Jean Steichen answered:
Is there any financing availible to those who are seeking a first home loan after bankruptcy after only 2 years, with a full time job & money?
Hi and thank you for your email.
I kinow a loan officer who may be able to help you.

Just contact me for details.

309-824-1461

Jean
0 votes Share Flag Thu Jul 1, 2010 Home Buying in Bloomington
Greg Zavitz, Real Estate Pro in Bloomington, IL
Greg Zavitz answered:
We are moving to the Bloomington area due to a job relocation. We are hoping to find an area of Bloomington which would be equivalent to Scarsdale NY
Hello Scarsdale...

I can send you a link of listings that may appeal to your needs, but I need an email address. I can not send it from this site very easily. Please reply to my priv ... more
0 votes Share Flag Wed Aug 25, 2010 Home Buying in Bloomington
Dan Chase, Home Buyer in Texas City, TX
Dan Chase answered:
My husband, my 5 year old son and I are thinking of moving to Bloomington. We haven't yet decided if we will rent for a little while then buy or
The site below may give you an idea of house prices being stable or not.
http://www.housingpredictor.com/illinois.html

Renting to get a feel for an area short term is not a bad idea ... more
0 votes Share Flag Tue Jul 5, 2011 Home Buying in Bloomington
Charlie Roos, Real Estate Pro in Rockford, IL
Charlie Roos answered:
I was wondering if there is a certain amount of time for an FHA loan that you must live in the house before you can sell it?
The only rules that FHA has for quick sales like yours apply to home "flippers". They must own the home for 90 days before they can sell to an FHA buyer. The only thing that y ... more
0 votes Share Flag Fri Mar 5, 2010 Home Selling in Bloomington
Melanie Walk…, Real Estate Pro in Bloomington, IL
Melanie Walker answered:
How negotiable are homes in the Bloomington area? Are sellers getting close to their asking price? I'm looking at a house for 229,900. Offer?
Prices are negotiable but in deciding what to offer you must consider several factors. This is why a licensed Realtor on your side is always a plus. Please call me at 309-261-4073 to d ... more
0 votes Share Flag Thu May 27, 2010 Home Buying in Bloomington
Guy Gimenez…, Real Estate Pro in 78704
Guy Gimenez ABR, CRS, GRI answered:
can a house be advertised for sale and the realtor hasn't got ok to sell from bank?
Does the bank "own" the house? If so, the agent should definitely have a contract to sell the home prior to advertising it. If the bank doesn't own the home (ie. they hav ... more
0 votes Share Flag Fri Oct 16, 2009 Home Selling in 61701
Melanie Walk…, Real Estate Pro in Bloomington, IL
Melanie Walker answered:
i have seen alot of properties that seem to be overpriced , so how low could i offer a bid without offending the seller?
When you are working with a professional real estate professional part of the services you receive should include doing a CMA of the property you are intersted in. This should assure yo ... more
0 votes Share Flag Fri Dec 11, 2009 Home Buying in Bloomington
Greg Zavitz, Real Estate Pro in Bloomington, IL
Greg Zavitz answered:
how are property taxes determined in the bloomington/normal area?
Sean, how they are figured and how you can figure them are 2 different ways. An easy shortcut is to figure about 2.2-2.4 % of the sales price per year. So a $100,000 home would be about ... more
0 votes Share Flag Fri May 29, 2009 Home Buying in Bloomington
Greg Zavitz, Real Estate Pro in Bloomington, IL
Greg Zavitz answered:
Can I list my house For Sale by Owner at the same time while its selling with realtor to increase my chances.?
Mike,

Not sure how that would increase your chances since all buyers in our market that want to look at a Realtor listed home have to work with a Realtor to show them those listed pr ... more
0 votes Share Flag Fri Nov 26, 2010 Home Selling in 61701
Keith Manson-…, Real Estate Pro in Milwaukee, WI
Keith Manson- Metro Milwaukee Wisconsin answered:
we are 2 months behind with late fees adding up. The bank won't work with me . I'v asked to move the payments
The first question you want to understand is who the investor on your loan. If the investor in FNMA, FHLMC or FHA the government is involved. If it is some other investor there may so ... more
0 votes Share Flag Fri Mar 6, 2009 Foreclosure in Bloomington
Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
Is it a good idea to use Flat Fee MLS Listing such as OpenTheHome?
Realize you are still probably going to have to pay the buyer's agent his commission - otherwise a lot of those agents won't show your home to prospective buyers. In addition, you ONLY ... more
0 votes Share Flag Mon Jun 16, 2014 Home Selling in 61704
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