Foreclosure in Berwyn : Advice

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Bubbles, Home Buyer in Berwyn, IL
Bubbles asked:
0 votes Share Flag Thu Aug 2, 2012 Foreclosure in 60402
Suzanne Hami…, Real Estate Pro in Orland Park, IL
Suzanne Hamilton answered:
wont lowering interest rate down to 2% help to make mortgage payment?
Sorry for your troubles, and unfortunately, that is the million dollar question. But lowering the interest rate is in itself a loan modification. It seems many banks are not intereste ... more
0 votes Share Flag Mon Jul 2, 2012 Foreclosure in 60402
John Potter, Real Estate Pro in Cook County, IL
John Potter answered:
can't afford house.
The owner decides short sale yet the bank must approve and may not. A bank forecloses and they decide to sue the owner for non payment of mortgage. The owner decided not to pay mortga ... more
0 votes Share Flag Mon Feb 20, 2012 Foreclosure in 60402
Carlos Valen…, Real Estate Pro in Orlando, FL
Carlos Valentin answered:
forclosure
This is something that I don't think is set into stone on any documents and it really varies with what homeowners decide to do when this time comes (foreclosure). I have seen homes ... more
0 votes Share Flag Mon Dec 12, 2011 Foreclosure in Berwyn
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
When loan Modification Denied.?
Bubbles you need to call your bank back, ask for the home retention department, tell them your situation. The key is if you have any ability to pay, they should be able to help you. Oft ... more
0 votes Share Flag Fri Dec 2, 2011 Foreclosure in Berwyn
Alex Pereira, Real Estate Pro in Livonia, MI
Alex Pereira answered:
Forbearence plans are they good or not?
all a forbearance is going to do is allow you to skip or make partial payments for a couple of months and tack the balance to the end of the mortgage. It is meant only as a short term r ... more
0 votes Share Flag Fri Sep 30, 2011 Foreclosure in Berwyn
J R, Real Estate Pro in New York, NY
J R answered:
hello i am sell my house and i want to take the appliances that we gottin when we bought the house, when we
Excluding appliances is not the best way to make your home attractive to a buyer in this market. Buyers expect a home to have all the appliances. If you still decide you want to take yo ... more
0 votes Share Flag Fri Jun 19, 2009 Foreclosure in Berwyn
Randy Hooker, Real Estate Pro in Phoenix, AZ
Randy Hooker answered:
have been qualified for a fha loan is it necessary to also have a down payment
Hi Gloria!

That's a question that your lender should have covered with you. But as of January 1, 2009, a minimum down payment of 3.5% is required n FHA loans. It can be "gifted" to ... more
0 votes Share Flag Sat Feb 28, 2009 Foreclosure in Berwyn
Dana Schuster, Real Estate Pro in 70458
Dana Schuster answered:
2 UNIT PROPERTY WITH OUT APPLIANCES IN EITHER UNIT ,,, DOES IT QUALIFY FOR AN FHA LOAN
Unless you are applying for a 203K(construction/repair) loan the property has to be in liveable condition. It is not liveable if there are no appliances.
0 votes Share Flag Sun Jan 11, 2009 Foreclosure in Berwyn
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