Financing in Atlanta : Advice

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Bob Nowak CD…, Real Estate Pro in 53142
Bob Nowak CDPE GRI CRS ABR answered:
Mortgages over 417k in Atlanta for less than 20% down payment available?
Call a local mortgage Co. in you area, they will tell you the limitations of certain programs such as FHA for your area, good luck Bob
0 votes Share Flag Mon Sep 5, 2011 Financing in Atlanta
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
Financing 50K and under...
Yes, we close loans under $50K all of the time. The challenge becomes once the loan amount drops into the $30's. That is typcially when loans begin to fail required state and fed ... more
0 votes Share Flag Wed Jan 23, 2013 Financing in 30349
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Can we get financing if we are holding student visa (F-1)?
Nanzyth, all lenders are not the same as you've learned. However with Fannie Mae & Freddie Mac loan programs, which I suspect is what is being offered to you (with 20% down it ... more
0 votes Share Flag Tue Jun 28, 2011 Financing in 30309
Nick Nicholas, Real Estate Pro in Atlanta, GA
Nick Nicholas answered:
Need a lender who will accept ratios 30/61 - FHA in Georgia.
What 's the credit score?
0 votes Share Flag Tue Feb 25, 2014 Financing in Atlanta
JASON GILLIS,…, Real Estate Pro in Suwanee, GA
JASON GILLIS, answered:
Anyone have a good experience dealing with Wells Fargo in financing a home?
Their horrible. I have one now that has been a nightmare. The loan officer won't return calls or emails, not only to myself but to my client who is his customer. I have also had se ... more
0 votes Share Flag Wed Jan 23, 2013 Financing in Atlanta
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Best kind of loan should I be looking for to buy a Property that was new construction but was never finished has been framed, plumbing done
Your first step should be to meet with a local and trusted mortgage broker, they can prequailify you at no cost, they will look at your credit plus your financials and let you know if t ... more
0 votes Share Flag Wed May 4, 2011 Financing in 30308
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
Can we get payoff amount on loan #0016773632?
Trulia is a a real estate web site. The site contains real estate listings and real estate related infomation. The site doesnt provide other services liek ordering pay offs. Only som ... more
0 votes Share Flag Mon Apr 18, 2011 Financing in 30362
Rudy R. McDo…, Real Estate Pro in Bloomfield Hills, MI
Rudy R. McDowell answered:
On a HUD home Insured with escrow who chooses the contractors to do the work? Lender or buyer? When do we need to have the estimates?
Hi, Carmen. Lender set the qualification criteria from which the contractors is chosen by (i.e. must be licensed, insured, not on a black list ect..). The buyers then find a contracto ... more
0 votes Share Flag Mon Feb 21, 2011 Financing in Atlanta
Andrew Luett, Real Estate Pro in Chicago, IL
Andrew Luett answered:
Lender states that we need a VA Condo ID number to do an appraisal. We have HUD number and builder is VA approved. Your experience?
Hey Tony,

Not sure who told you that if a condo building was built before 2009 that a VA Condo ID number is not necessary, but unfortunately that is incorrect. In order to originate ... more
0 votes Share Flag Tue Aug 20, 2013 Financing in Atlanta
Shawn Rosa, Real Estate Pro in Basking Ridge, NJ
Shawn Rosa answered:
Down payment assistance programs?
these are grant programs where the city will in essence provide the downpayment for you. while it is true that under certain circumstance you will have to pay the grant (downpayment) ba ... more
0 votes Share Flag Tue Dec 6, 2011 Financing in Atlanta
Blasic Smith…, Real Estate Pro in Murrieta, CA
Blasic Smith Team answered:
need mortgage lender in southern California that does Homepath loans for manufactured homes..
Wells Fargo is the only lender I know doing manufactured loans. I would check their data base for a home path Approved lender.

Good luck!
Chris Blasic
0 votes Share Flag Sun Jan 2, 2011 Financing in Atlanta
Ken Cook, Real Estate Pro in Atlanta, GA
Ken Cook answered:
I am a H1 Visa holder and unable to find a lender who can get me a loan without GC/EAD.
What is your I-485 status? Are you working on you H1B?

Georgia FHA Leader
Ken Cook 877-7000-KEN (536)
NMLS ID 208452

Employer: AmericaHomeKey, Inc. 2300 Windy Ridge Parkway, ... more
0 votes Share Flag Mon Oct 14, 2013 Financing in 30328
davidwbrower, Real Estate Pro in Woodstock, GA
davidwbrower answered:
Does anyone know a lender that will do a loan on an apartment complex for ~$100K? There would be no other loans or liens on the property.
Try David Neimark, Southeast Mortgage 770-279-0222
0 votes Share Flag Thu Oct 21, 2010 Financing in Atlanta
Leigh Hays, Real Estate Pro in Atlanta, GA
Leigh Hays answered:
Mid 700 Credit for both of us. Over 60,000 income for both. Foreclosure closing is taking long. Is it the foreclosure freeze the issue?
If the house was foreclosed on already - I doubt the freeze would impact your closing as the freeze is for homes slated to be foreclosed on.

Your real estate agent or the listing age ... more
0 votes Share Flag Fri Oct 22, 2010 Financing in Atlanta
Linda S. Cef…, Real Estate Pro in Oak Creek, WI
Linda S. Cefalu answered:
Could the delay have anything to do with the foreclosure freeze?
Could we get a little more information? What delay?
0 votes Share Flag Fri Oct 22, 2010 Financing in Atlanta
Sally W. Ham…, Real Estate Pro in Atlanta, GA
Sally W. Hamby answered:
Currently under closing for a foreclosure coop. Both me and coapplicant have mid 700 credit scores and good income. why underwriter taking so long?
Dear Home buyer,

A lot more goes into processing and approving a loan than just the credit score and your income. Many reports to prove you are you have to be ordered and received. T ... more
0 votes Share Flag Fri Oct 22, 2010 Financing in Atlanta
Vooris Lockw…, Real Estate Pro in Duluth, GA
Vooris Lockwood And Burns answered:
I'm a LO in the Atl Area and I get calls from folks looking to purchase under $50K and I currently don't have anyone I can refer. Please
Brand Mortgage has the ability to provide loans for less than $50k. You can contact
Trevor Burns
0 votes Share Flag Wed Sep 22, 2010 Financing in Atlanta
Ken Cook, Real Estate Pro in Atlanta, GA
Ken Cook answered:
What are the terms on new construction to permanent financing in Atlanta these days? Will be an REO Lot purchase with new construction home?
Generally 12 months construction and includes land and construction. Plan on a max of 70% of costs though there are solutions that go higher - just don't count on them. Constructio ... more
0 votes Share Flag Mon Sep 20, 2010 Financing in Atlanta
Andrew & Ele…, Real Estate Pro in Naples, FL
Andrew & Elena Ollick answered:
I need some help!! Does any one know if lenders are been more flexible with Conventional loans when it comes to the condition of a house??
Go USDA or conventional. FHA is very strict when it comes to condition.

Elena Ollick
Amerivest Realty
Faith Home Loans
skype: napleshomes
w ... more
0 votes Share Flag Thu Sep 16, 2010 Financing in Atlanta
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