It is a great program however There is always a cost, in most case sit is pay now or pay later meaing you are allowed to finance soem costs instea dof paying them upfront. Your best bet is to sit down with a local and trusted mortgage broker, they can prequailify you at no cost, they will look at your credit plus your financials and let you know what other programs there are, and show you the costs of each.
Please see my blog for a list of tips and advice on getting a mortgage... more
If you are looking for crime stats in the Tucson area please go to my website where you will find links with information on crime rates and school information. As a realtor I can not make a direct comment on these things but can direct you to the information.... more