Foreclosure in Anne Arundel County : Advice

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Steve Queen, Real Estate Pro in Bowie, MD
Crofton MD Short Sale Information Author: Steve Queen A short sale occurs when a... Read more
Blogged Sun Apr 7, 2013 by Steve Queen Market Conditions Home Selling Foreclosure
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John Newman, Real Estate Pro in Millersville, MD
Fortunately, Litton Loans are one of the best servicers when it comes to short s... Read more
Blogged Mon Mar 15, 2010 by John Newman Foreclosure
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Michael Nolen, Real Estate Pro in Salisbury, MD
Article By: Delmarva Home Relief, LLC, a Maryland Foreclosure & Loss Mitgati... Read more
Blogged Thu May 22, 2014 by Michael Nolen Foreclosure Investment Properties Home Ownership
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Catherine Pu…, Real Estate Pro in Silver Spring, MD
Catherine Purcell answered:
After foreclosure? Ratification process?
Hello Britt,

There have been instances where the bank does not move towards recording the deed in their name because they don't want to be responsible for the taxes on the property. ... more
0 votes Share Flag Sun Jul 14, 2013 Foreclosure in Annapolis
Richard Tayl…, Real Estate Pro in Annapolis, MD
Richard Taylor answered:
How did we miss this foreclosure!!??
Houses are not put up for sale on the day of foreclosure nor is the bank required to put them up for auction. Sometimes the LA will put up a sign in advance of the MLS listing, but not ... more
0 votes Share Flag Sun Apr 7, 2013 Foreclosure in Annapolis
Jackie Kremer…, Real Estate Pro in Pasadena, MD
Jackie Kremer Grove answered:
Short sale. 6mo later we get a counter offer from the bank on the short sale house we are interested in.
The pricing is set not only by the market but also by the investors who own the loan, the type of financing and balance owed by the owner on the note. There may be more then one loan al ... more
0 votes Share Flag Mon Apr 22, 2013 Foreclosure in Anne Arundel County
Robert B. Mc…, Real Estate Pro in Maryland
Robert B. McArtor answered:
In order to get the short sale moving can we contact the seller directly?
I have to ask you. What is your agent telling you? Is your agent asking the Listing Agent for daily up-dates as to what is happening? The Listing Agent is working on behalf of the Selle ... more
0 votes Share Flag Mon Feb 25, 2013 Foreclosure in Annapolis
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
REO sales? How do we make sure we don't miss out on the foreclosure house we want once it becomes an REO home?
Have you spoken to a realtor? Are you sure the home is going to actually be auctioned off? Sometimes the auctions are put off while the bank and the owner attempts a short sale. Are ... more
0 votes Share Flag Sun Feb 10, 2013 Foreclosure in Annapolis
Jessica Hood,…, Real Estate Pro in Odenton, MD
Jessica Hood, Realtor & ASP answered:
Foreclosure auction
Hi Britt,

They will advertise the property in the paper. The auctions are "as-is" and purchasers who did not see the home previously will not be able to access it prior to the aucti ... more
0 votes Share Flag Sun Feb 10, 2013 Foreclosure in Annapolis
Britt Grothe…, Home Buyer in
Britt Grotheet answered:
House was a short sale no opened as a foreclosure
Hi again-Just wanted to give a bit more background in case it helps someone answer the question. The owner abandoned the home about a yr ago. The home set to go to auction 1x before on ... more
0 votes Share Flag Thu Feb 14, 2013 Foreclosure in Annapolis
Jackie Kremer…, Real Estate Pro in Pasadena, MD
Jackie Kremer Grove answered:
How does buying a foreclosed house work? Is it really as cheap as it seems?
The transaction is just like any other except the bank is the owner. I haven't seen any houses in Anne Arundel County for $2000. What area were you looking in?
0 votes Share Flag Mon Jan 21, 2013 Foreclosure in 21401
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
can someone send me information about forclourse and is that the best way to go. First time buyer.Help
What kind of specific information are you looking for--consider working with an agent of your own, he/she can provide any necessary information, schedule showings, provide suitable list ... more
0 votes Share Flag Thu Aug 25, 2011 Foreclosure in Glen Burnie
Gerard J. Ca…, Real Estate Pro in Spring Hill, FL
Gerard J. Carney answered:
HAFA, short sales, foreclosures and Default States.
Yes a bank can, if the House never sells for enough to cover debts incurred then a bank can go after the borrower for the remainder as well as they can in a short sale, so please unders ... more
0 votes Share Flag Mon May 7, 2012 Foreclosure in Pasadena
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I am on the deed, I moved out, she got a hardship but probably cannot afford the house, if she sells do i have any rights
Consider consulting with an attorney, he/she can best advise as it relates to your specific situation.
0 votes Share Flag Thu Apr 14, 2011 Foreclosure in Deale
Lewis Poretz…, Real Estate Pro in Annapolis, MD
Lewis Poretz - MARYLAND 203K Renovation Loans answered:
if you share ownership on title but loose your half in forecloser due to a loan,can the other owner allow you to stay like resighning a lease agreeme
Nat -

If the house is in foreclosure, no matter how many owners there are, everyone loses their interest in the property. You can't foreclose on half a house. Please get a bit c ... more
0 votes Share Flag Mon Feb 14, 2011 Foreclosure in 21403
Brent Mendel…, Real Estate Pro in Bethesda, MD
Brent Mendelson answered:
I have two certifications in Short Sales. If short sales make up 50% or more of our current market, why are agents not following the market and
I am not an agent but have wondered that. Is it the extra work and bother? I know some loan officers that won't take short sale cases. I have wasted timee but learned from them and ... more
0 votes Share Flag Wed Jul 14, 2010 Foreclosure in Maryland City
Lewis Poretz…, Real Estate Pro in Annapolis, MD
Lewis Poretz - MARYLAND 203K Renovation Loans answered:
Question for all the realists out there...What is your opinion on a real time table for market stablity? Including, reduced foreclosures and short
2013 - we have to hit bottom first, then I anticipate we bounce around the bottom for a while.... things are still getting worse
0 votes Share Flag Thu Jul 15, 2010 Foreclosure in Maryland City
Matt Taylor, Real Estate Pro in North Carolina
Matt Taylor answered:
What are the statistics on Strategic defaults in the United States and what is the likelyhood of them increasing in the next few years?
"Strategic Defaults" I love the new terminolgoy that people are using for being worthless. You signed a contract you need to honor it if at all possible.

With that said I ... more
0 votes Share Flag Tue Jul 13, 2010 Foreclosure in Maryland City
Robert B. Mc…, Real Estate Pro in Maryland
Robert B. McArtor answered:
IS THE REMAINING UNPAID DEBT IN A SHORT SALE TREATED AS INCOME IN MARYLAND - (PRIMARY RESIDENCE FOR MORE THAN 2 YEARS?)
Hi Peter, I do not believe so but I would refer that question to your financial advisor or tax consultant.
0 votes Share Flag Tue May 8, 2012 Foreclosure in Pasadena
Voices Member,  in
Voices Member answered:
Are all foreclosed houses listed on Homesdatabase? Are all MLS houses on Homesdatabase?
Any home listed on the MLS is in HomesDatabase....and up-to-date. HomesDatabase is owned and run by MRIS, our local MLS provider. So, all foreclosed homes that are LISTED are on Homes ... more
0 votes Share Flag Wed Jun 24, 2009 Foreclosure in Severn
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