Randy Renter - the best person to ask about this is your legal representative a SC lawyer, however if you do not have one then you may want to call the magistrate's office and ask someone on their staff if they will allow you to speak with someone on their staff who can answer this question. As real estate professionals very few of us are attorneys. I own property in SC and have gone through an eviction process there last spring with a tenant and I did find that NC and SC were somewhat different. I imagine you will need to explain more detail when you call the magistrate's office if this is the choice you make to seek your answer. I hope this was helpful.
Deborah Rigsbee Miller, Real Estate Broker
Coldwell Banker HPW... more
I believe the minimum is 10 years but can go up to 20 years, but don't quote me on that. This information can be found in the paperwork provided to you at the time you took out your mortgage...it will tell you how the lender will handle default. It probably won't be easy to find, so you may be better off speaking with a real estate attorney. I'd be happy to make a recommendations if that's what you need.... more