Home Buying in Albemarle County : Advice

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Darrell D. D…, Real Estate Pro in San Antonio, TX
Darrell D. Drouillard answered:
are there any loans for a single mom with 2 children?
Sure! It must be noted that loans are not based on single versus married, nor mom versus dad, nor number of children. The criteria for loans is based on numbers - credit, payment histo ... more
0 votes Share Flag Sat Oct 4, 2014 Home Buying in 24590
Chris Ognek…, Real Estate Pro in 22407
Chris Ognek Best of Trulia answered:
Is it insane to buy a rental property that has cat urine smells? What's the cost to fix that?
Not at all, the bigger the problems - either real or perceived, the bigger the discount on the sales price should be. The majority of it is probably in the carpets and pads. If it has ... more
0 votes Share Flag Wed Jul 16, 2014 Home Buying in 22911
Jim Duncan, Real Estate Pro in Charlottesville, VA
Jim Duncan answered:
Is this price correct?
There is no house specified. What is the address?
0 votes Share Flag Sun May 9, 2010 Home Buying in Crozet
Robin Silver…, Real Estate Pro in Garden City, NY
Robin Silverberg answered:
how to avoid MI on the monthly instalment, if I'm not able to make 20% down payment?
If you qualify, there are some programs where you pay 1 time MI up-front, and you don't add it to your monthly payment. This can either be built in to your rate, or paid as points.
0 votes Share Flag Fri Mar 26, 2010 Home Buying in 22911
Jim Duncan, Real Estate Pro in Charlottesville, VA
Jim Duncan answered:
Condo, Townhome, or House?I am a 27 y/o single guy looking to buy my first house of some sort in the area. My problem is that I want to make a
If you are very new to the area, my recommendation to all of my buyer clients is to rent for at least 3-6 months to acclimate yourself to where you want to live and where you <i>d ... more
0 votes Share Flag Tue Mar 23, 2010 Home Buying in 22901
Al Akerman, Real Estate Pro in New Jersey
Al Akerman answered:
Banks, etc. aren't lending at the home prices listed today, many way over assessments. Will sellers wise up in 2010?
The assesed value of a house is not necessarily the same as the market value an appraiser would come up with.

While I can't tell you exactly why, there are many townships/cities ... more
0 votes Share Flag Tue Dec 29, 2009 Home Buying in Albemarle County
Charles McDo…, Real Estate Pro in Charlottesville, VA
Charles McDonald answered:
What price range has highest appreciation in a home? 100K? 200K? 300K? Condo or house?
Each home and area are unique. I believe there is no conclusive answer by price range.

good luck in your search
0 votes Share Flag Fri Jun 12, 2009 Home Buying in 22901
Charles McDo…, Real Estate Pro in Charlottesville, VA
Charles McDonald answered:
How can I access property agreements for condominiums to determine how much & what's covered by the fees.?
Find yourself a good buyers agent who specializes in condos. They will assist you with all your purchase needs.

If you need a recommendation just let me know.
0 votes Share Flag Mon Apr 9, 2012 Home Buying in 22911
Jim Duncan, Real Estate Pro in Charlottesville, VA
Jim Duncan answered:
In the Charlottesville, Va. RE market, how much below the tax assessment are homes selling for as a gen'l rule
There is no general rule about assessments' relation to market value in Charlottesville/Albemarle and the surrounding counties.

With the dearth of sold comps, buyers (and sellers) a ... more
0 votes Share Flag Tue Jul 21, 2009 Home Buying in 22901
ValorieLynn, Real Estate Pro in Charlottesville, VA
ValorieLynn answered:
how to find out about foreclosures and liens?
Racket-
Look at The Hook's foreclosure website to see what properties are going to auction. As far as liens, you have to order a title search or go down to the court house and see ... more
0 votes Share Flag Thu Oct 29, 2009 Home Buying in 22901
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
How do I get out of my builder agreement?
Tony there is no simple answer. You will need to review your contract and look for outs. Your buyer broker should be able to assist you. You may have no other choice but to use your fre ... more
0 votes Share Flag Fri Jan 2, 2009 Home Buying in 22911
Charles McDo…, Real Estate Pro in Charlottesville, VA
Charles McDonald answered:
I want to buy a home in the Chrlottesville, Crozet area.
The answer is not a simple number. We actually have a very good market in our area and the best thing to do is to use a true Buyers Agent to run a proper CMA and help you with all aspec ... more
0 votes Share Flag Sat Apr 16, 2011 Home Buying in Crozet
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