Albany County : Advice

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First Last, Other/Just Looking in 90002
First Last answered:
We have owned our home for 30 years. Both on the mortgage. My husband recently applied for refinance. I cannot. bad credit. We are in upstate NY.
I'm speculating as to why, but I do know for a fact that when they pull your husband's credit history, they pull yours as well on anything you own jointly. So I think they are ... more
0 votes Share Flag Tue Jan 3, 2012 Financing in Albany
Darrell Hess, Real Estate Pro in Marietta, GA
Darrell Hess answered:
I've sold my house and am waiting for the closing. Can I take my outdoor and surround speakers if they are screwed to the wall?
I would advice you talk to your realtor on this. My truIia answer would be the following...

I think if they are not considered a fixture and if you did not included them in the sale ... more
0 votes Share Flag Tue Aug 17, 2010 Home Selling in Albany
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
if the house cost 199,000 and 7,500 sellers concession.how much i'm asking the bank for?
Much will depend on your downpayment--your agent and or loan officer can accurately answer your question.
0 votes Share Flag Wed Aug 11, 2010 Financing in Albany County
Ralph Windsc…, Real Estate Pro in Hauppauge, NY
Ralph Windschuh answered:
Can I get an opinion form someone in New York? Whathappens if a tenant occupies a property without siging any lease or rental agreement.
You don't necessarily need a lease - you can be month to month. With respect to the deposit and deposit, if there's no damage or valid reason to retain those funds, I would g ... more
0 votes Share Flag Fri Jul 2, 2010 Rentals in Albany
Mack McCoy, Real Estate Pro in Seattle, WA
Mack McCoy answered:
If an seller's "exclusive" agent is uninformed and not helpful to me, the buyer, and I am interested in a home, can I make contact
Jan, consider the owner completely unaccessible until the agent puts you two together, if ever.

Placing a home on the market does not obligate the owner to deal directly with the pub ... more
0 votes Share Flag Mon May 31, 2010 Home Buying in Albany County
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
how is the summit ave. area in albany?
Keep in mind opinions are often subjective--visit the area more than once and at different times of day, look at everything of importance to you, and then make your determination.
0 votes Share Flag Thu Jul 14, 2011 Rental Basics in Menands
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
Why is this house only $75,000? Most houses that I have seen in Albany for this price are in horrible condition. Does it have a bad furnace? Bad
You didn't provide the location of the house, or a link to it.

One tip: If it's a foreclosure listed on RealtyTrac, it's not real. The house probably isn't for sa ... more
0 votes Share Flag Wed Apr 28, 2010 Home Buying in Delaware Avenue
Sean Dawes, Other/Just Looking in Philadelphia, PA
Sean Dawes answered:
Are there any states where your Section 8 voucher can be used towards buying a home?
In order to get a section 8 voucher you qualify due to income. How would you be able to buy a home if your qualify for section 8 to begin with?

Sean
0 votes Share Flag Tue Apr 27, 2010 Home Buying in Albany
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
what happened to the house at 24 S Pine Ave? The listing is gone but it still is vacant?
It's possible that it's in contract, sold, withdrawn from the market, etc--any local agent can help you--contact any realty office(s) and inquire or contact any local Trulia c ... more
0 votes Share Flag Mon Apr 26, 2010 Market Conditions in Pine Hills
Shelley Engl…, Real Estate Pro in Glens Falls, NY
Shelley Englert answered:
What are the issue to buy a property that has wetlands on it ?
Hello Rooster69,

Please see the link below. It will answer your questions.

http://www.epa.gov/region02/water/wetlands/dryfact.pdf

Thank you,

Shelley Englert, Realtor
All-A ... more
0 votes Share Flag Mon Apr 19, 2010 Home Buying in Guilderland
Sean Dawes, Other/Just Looking in Philadelphia, PA
Sean Dawes answered:
Why doesn't my home appear on trulia? It's mls 201015838 in Albany, NY. Thanks
When was it listed with a realtor?

Also does that realtor have a feed setup to go to trulia or did they manually enter it?

It might just take a little bit as it can take up to 72h ... more
0 votes Share Flag Thu Apr 15, 2010 Home Selling in 12208
Chris Lefebv…, Real Estate Pro in Methuen, MA
Chris Lefebvre answered:
who will give me a mortgage with not great credit?
I recommend that you talk with several mortgage brokers about your situation and see what they can do for you. If you find them in the phone book or online, it is always a good idea to ... more
0 votes Share Flag Thu Apr 15, 2010 Financing in Albany County
Shelley Engl…, Real Estate Pro in Glens Falls, NY
Shelley Englert answered:
Looking for a real estate professional to help in a house rental search.
Hello Chris,

My contact information is

Shelley Englert, Realtor
All-American Properties
518 812-5510
shelley@all-americanproperties.com
0 votes Share Flag Tue Sep 17, 2013 Rentals in Albany County
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
Looking for a Good Mortgage Broker in Albany, NY area
Matt, A good resource for this will be your local Realtor. We deal with various lenders all the time and have experience with good ones and bad.
Another alternative is to check out ... more
0 votes Share Flag Sat Sep 21, 2013 Financing in Albany County
Ryan Walley, Real Estate Pro in Amherst, NY
Ryan Walley answered:
We are thinking of purchasing a home in Center Square in Albany. Can anyone provide me with their experiences living there?
I used to live there - born and raised in Albany but I live in Buffalo now. My father is actually selling his house in Center Square - It will be listing within the next two weeks. It ... more
0 votes Share Flag Sat Jun 30, 2012 Quality of Life in 12210
Vassi Saviano, Real Estate Pro in Elk Grove Village, IL
Vassi Saviano answered:
Is it possible to get a mortgage with some underemployment in the past two years?
You should consult with a lender who can assess your personal financial profile. Did your freelancing and consulting work that was related to your line of work produce an income that w ... more
0 votes Share Flag Wed Mar 24, 2010 Financing in Albany County
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
What are the best towns in the capital district to rent out property?
Depends on your lifestyle, wants and needs--why not do some homework first, drive through neighborhoods more than once and at different times of day, look at everything of importance t ... more
0 votes Share Flag Tue Sep 17, 2013 Rental Basics in Albany
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Converting a two family to a one family???
If you do convert, it is best that you check beforehand with your local building's departments regarding any permits that may be needed. As far as the cost, it depends on exactly w ... more
0 votes Share Flag Wed Mar 10, 2010 Remodel & Renovate in Ravena
Tonya Brobeck, Real Estate Pro in Everett, WA
Tonya Brobeck answered:
More current paychecks/ comissions.....
Property managers here are commission based like agents....perhaps a processor gets paid a regular salary

I can't think of any other positions right at the moment
0 votes Share Flag Fri Feb 26, 2010 Home Buying in Loudonville
Mack McCoy, Real Estate Pro in Seattle, WA
Mack McCoy answered:
Starting out in the Real Estate Business
You call everybody you know and tell them that you've just joined Real Estate Company as a Sales Associate, and ask them if they can think of anybody who is talking about buying or ... more
0 votes Share Flag Tue Feb 23, 2010 Foreclosure in Loudonville
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