Financing in Alameda : Advice

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Brian LeBars, Real Estate Pro in Pleasanton, CA
Brian LeBars answered:
Jumbo (portfolio) loan with 20% down, 2 years after short sale
Hi William...

We currently have a lender that if the file recieves a desk top approval they can do the loan. That is an IF though. If you have further questions feel free to let me k ... more
0 votes Share Flag Sun Sep 28, 2014 Financing in 94501
Shawn Sidhu, Real Estate Pro in San Jose, CA
Shawn Sidhu answered:
When homebuyer assistance programs list HUD income limits, is the amount before tax or after tax?

For lending qualifications gross income (before taxes) is always used.

0 votes Share Flag Sat Aug 14, 2010 Financing in 94501
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
Where do you think mortgage rates will be in summer 2010?
Roger...........If I could predict the answer to that, I'd buy a lottery ticket instead, or head to Atlantic City and the roulette table.!

Do I personally think the rates will ... more
0 votes Share Flag Mon Jun 28, 2010 Financing in 94501
Jacob Varghe…, Real Estate Pro in San Jose, CA
Jacob Varghese answered:
Is .75% for LTV more than 0.8 a reasonable way to calculate ballpark PMI cost?
Hello Ebdb,

You can use this link and calculate. In case you have any question please feel free to contact me.
0 votes Share Flag Sun Jul 28, 2013 Financing in 94501
Dan Castagna, Real Estate Pro in Mount Laurel, NJ
Dan Castagna answered:
What's the process for "shopping around" for a loan?
Thats exactly what shopping around is. you can contact a couple of lenders directly, or you can have them contact you by using a couple of different websites such as or ... more
0 votes Share Flag Tue Aug 11, 2009 Financing in 94501
Chuck Bianchi, Real Estate Pro in Alameda, CA
Chuck Bianchi answered:
Should I go to a mortgage broker or a bank for a loan?
No I don't suggest lending tree because the people you may speak to may be across the country and not readily available. I do suggest a broker over a bank because a bank is going to sho ... more
0 votes Share Flag Thu Sep 26, 2013 Financing in 94501…, Real Estate Pro in Dallas, TX Dallas Realtor answered:
FHA Home financing
Your better option where NO ONE will misunderstand YOUR well author statement speak with mortgage broker review entire file. Lender will require 2 years of employment, HOWEVER contact ... more
0 votes Share Flag Fri Jun 5, 2009 Financing in Alameda
Eric H Wong, Real Estate Pro in 94704
Eric H Wong answered:
I need to know approx value of my home to see if I can re-fi for a better rate
Hi Norman;
Please realize that this is a complete seat of the pants estimate. It is always difficult to get the value of a home without seeing it. Also, the value an appraiser working ... more
0 votes Share Flag Sat Feb 9, 2008 Financing in 94502
Chuck Bianchi, Real Estate Pro in Alameda, CA
Chuck Bianchi answered:
What are the tax implications of buying real estate in California?
Property taxes are approximately assessed at .0121 X purchase price. City and county transfer taxes are added at the close of a transaction and vary by area.
0 votes Share Flag Fri Jan 11, 2008 Financing in Alameda, CA
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