95838 : Advice

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Nancy Bergman, Real Estate Pro in San Diego, CA
Nancy Bergman answered:
Is it possible to qualify for an fha home loan with a 569 credit score if I have my father as co signer who has excellent credit?
It depends on your lender. I just completed working with a buyer who had a credit score similar to your's and we found a lender that was able to help. She didn't have the greatest credi ... more
0 votes Share Flag Mon Dec 17, 2012 Home Buying in 95834
Joseph Drew, Real Estate Pro in Sacramento, CA
Joseph Drew answered:
What's the increase in prices of homes in 95624 Calvine/Sheldon the last 6 mo.s and what's the outlook for next year. My home 1800 sq ft
Kenny:

The market has kind of fluctuated within the 95624 the last six months. But specifically for homes ranging from 1600 - 2000 square feet the average sold price for August is ... more
0 votes Share Flag Fri Sep 21, 2012 Market Conditions in Sacramento
Nancy Bergman, Real Estate Pro in San Diego, CA
Nancy Bergman answered:
how much have the home prices gone up in the meadowview area and what do forsee in the next year?
Homes are going up throughout Sacramento. We have seen prices rise between 10%-15% within the past 3 months. Some areas more than others. I can't speak directly for the Meadowview area; ... more
0 votes Share Flag Thu Oct 11, 2012 Market Conditions in Sacramento
Elizabeth We…, Real Estate Pro in ,
Elizabeth Weintraub answered:
Doing a Short Sale and Loan Mod at the same time.
You should ask the bank if you have relinquished your rights for a loan modification because if you would prefer to do a loan modification, you might be able to work something out with ... more
0 votes Share Flag Thu Mar 21, 2013 Foreclosure in Sacramento
Teri Andrews…, Real Estate Pro in Auburn, CA
Teri Andrews-Murch answered:
My husband (70) and I (66) recently married and both on Social Security. We want to very badly buy a used mobile home in a senior only park.
There can be, but more common is owner financing.

The first thing you want to do is make sure you qualify income wise for the park you want to live in. Visit the park manager and p ... more
0 votes Share Flag Tue Sep 18, 2012 Home Buying in Sacramento
Michael Cheng, Real Estate Pro in San Jose, CA
Michael Cheng answered:
Are Lender's even looking at the contractual closing date on resale property these days?
That seems to be my usual experience as well. It takes a diligent agent just to close a deal within a few weeks of the closing date. Sometimes, when I get to work with loan agents wit ... more
0 votes Share Flag Tue Sep 18, 2012 Home Buying in Sacramento
Elizabeth We…, Real Estate Pro in ,
Elizabeth Weintraub answered:
Is it possible?????
I think the reason you have a real estate agent is for that agent to assist you, and you should ask your agent. I can also tell you that it is very rare and unusual today for a seller t ... more
0 votes Share Flag Thu Sep 13, 2012 Home Buying in Sacramento
Bruce Slaton,  in Elk Grove, CA
Bruce Slaton answered:
How can I find housing on extremelylow income ssi ?
I'm thinking you have a typo there with a 17,000 square foot home, maybe you meant 1,700?. CA is not known for cheap rents but I've seen many posts where relocating to another state ma ... more
0 votes Share Flag Mon Oct 28, 2013 For Rent in Southern Pacific / Richards
Bruce Slaton,  in Elk Grove, CA
Bruce Slaton answered:
MY HOME IS BEING FORECLOSED ON IN 2 DAYS HOW LONG DO I HAVE TO MOVE I LIVE IN NH
This would better be posted in New Hampshire as California has different laws regarding evictions and it can be different even down the counties

Maybe this link could assist you: htt ... more
0 votes Share Flag Tue Aug 27, 2013 Foreclosure in 95828
Michele Pete…, Real Estate Pro in Rocklin, CA
Michele Peterson answered:
I am facing foreclosure but have a loan with the city of Sacramento & a SMUD loan, anyone can tell me if these go away with foreclosure?
Becca,
Hello
With Foreclosure the only thing that will potentially go away is your home loan and there are many details needed before you could get definite answers on the home loan. ... more
0 votes Share Flag Mon May 27, 2013 Foreclosure in 95816
Jim Walker, Real Estate Pro in Roseville, CA
Jim Walker answered:
Looking for a buyer agent
some great answers from agents to the same question from earlier Trulia posts:


http://www.trulia.com/voices/Home_Buying/Looking_for_cash_flow_investment_home-401679

http://www.t ... more
0 votes Share Flag Wed Sep 12, 2012 Home Buying in Sacramento
Peter Mohyls…, Real Estate Pro in Destin, FL
Peter Mohylsky answered:
What title companies are issuing policy over this state tax lien.?
We need more information prior to giving a detailed answer on this situation
0 votes Share Flag Wed Aug 29, 2012 Home Buying in Sacramento
Jim Walker, Real Estate Pro in Roseville, CA
Jim Walker answered:
I would like some info on 4101 47th street sacramento california 95820
This is a Single-Family Home located at 4101 47th Street, Sacramento CA. 4101 47th St has 2 beds, 2 baths, and approximately 1,247 square feet. The property has a lot size of 5,227 sqft ... more
0 votes Share Flag Thu Aug 23, 2012 Crime & Safety in 95820
Michele Pete…, Real Estate Pro in Rocklin, CA
Michele Peterson answered:
Does anyone have a contact number for Green River Capital?
Were you able to get your question answered?
0 votes Share Flag Tue Jul 23, 2013 Foreclosure in Sacramento
Ute Ferdig -…, Real Estate Pro in ,
Ute Ferdig - Atty. Negotiator answered:
LOAN AFTER A SHORT SALE FOR A PURCHASE IN NJ Any knowledge regarding who will qualify us?
Depends on how long ago your short sale closed and whether you are going with conventional (20% down payment) or FHA financing. Waiting period is 2-3 years depending on your situation. ... more
0 votes Share Flag Sun Feb 2, 2014 Financing in 95818
Elizabeth We…, Real Estate Pro in ,
Elizabeth Weintraub answered:
Young professional moving to Sacramento. Where are the hot spots to rent in the Downtown area?
I don't know about you, but if I was twenty-something again and looking for a hot area that vibrates at night, I'd be headed for Midtown over downtown. And I'd want to live on a north-s ... more
0 votes Share Flag Mon Aug 20, 2012 General Area in Sacramento
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
low or zero mortgage down payment
It's possible to get financing with as little as 3% down, whether through Fannie Mae or 3.5% with FHA. The more pertinent question is whether you should buy a house if you haven't foun ... more
0 votes Share Flag Mon Aug 27, 2012 Home Buying in Sacramento
Jaime Becker, Real Estate Pro in Sacramento, CA
Jaime Becker answered:
I've created my listing for renting my home. Why doesn't it show up when I search for it in the green search box?
Hi Melissa

This might be a technical issue to ask Trulia. Are you in need of property management? Here at Lyon we have an excellent property management team with great exposure.
... more
0 votes Share Flag Wed Feb 19, 2014 For Rent in 95841
Kylee Roe, Real Estate Pro in Sacramento, CA
Kylee Roe answered:
When does a "charge-off" become a foreclosure?
That does not sound normal, but might be lucky if that bad word "foreclosure" isn't there. Still suspect it will be very negative on your credit. Did you short sell? If so, than "forecl ... more
0 votes Share Flag Sat Aug 25, 2012 Foreclosure in Sacramento
Laura Coffey, Real Estate Pro in Santa Clarita, CA
Laura Coffey answered:
pest inspection - who pays? in so cal, in nor cal?
It is always negotiated. Standard in southern Ca. Is seller unless its a short sale & sometimes REO.
0 votes Share Flag Fri Mar 6, 2015 Home Buying in Sacramento
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