Credit Score in 95835 : Advice

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Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
What is Sacramento's average credit score?
What would Sacto's average make to YOU?
The Bank will look at YOUR score;
they are not grading on the curve!

Besides; this would fall under PERSONAL INFORMATION and I serious doubt ... more
0 votes Share Flag Mon Dec 28, 2015 Credit Score in Sacramento
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
I am 18 and I am thinking about moving out of my house. I have no credit score. How long would it take to get a good credit score for me?
FHA’s TOTAL Scorecard has minimum thresholds, even if you have a decent credit score you must still meet the other requirements, something not discussed much by loan officers. Y ... more
0 votes Share Flag Tue Jun 5, 2012 Credit Score in Sacramento
Nick Seevers, Real Estate Pro in Sacramento, CA
Nick Seevers answered:
My credit score is currently 580, what are my chances for getting pre-approved for a home loan?
You can get an FHA loan but not with 3.5% downpayment. It will be either 5 or 10% down depending on your credit at the time of purchase.
0 votes Share Flag Mon Dec 28, 2015 Credit Score in Sacramento
Michele Pete…, Real Estate Pro in Rocklin, CA
Michele Peterson answered:
I am a young physician with a credit score of 587 - hoping to buy a condo in 3 months. Any thoughts on odds of getting a loan?
Sonia,
Congratulations!
Sounds like you have your dream job lined up and a new home on the horizons.

You have options for getting a loan with many banks and also increasing your ... more
0 votes Share Flag Mon Dec 28, 2015 Credit Score in 95816
simplenickel, Both Buyer and Seller in San Francisco, CA
simplenickel answered:
How does a short sale affect a credit score?
YES. A short sale is considered a type of foreclosure and will negatively impact your credit score. However, there are benefits to a short sale over a foreclosure, namely you avoid the ... more
0 votes Share Flag Tue Oct 9, 2012 Credit Score in Sacramento
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