95628 : Advice

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Sue Archer R…, Real Estate Pro in Tampa, FL
Sue Archer Reynolds answered:
is disability short time considered as income if applying for a loan and is unemployment considered income when applying for a loan?
It depends on the lender but assume it isn't. I know that for those trying to complete a loan modification, they will not include unemployment income or short term disability incom ... more
0 votes Share Flag Mon Oct 11, 2010 Home Buying in Fair Oaks
Grace Morioka, Real Estate Pro in Sunnyvale, CA
Grace Morioka answered:
I sold RE in CA 20 yrs ago. I would like to know if it is still state law that a seller's agent must present another offer even if the
Hello Curious and thanks for your question.

Until the seller actually accepts and affixes his/her signature to the bottom of a purchase contract, and unless the seller tells the agen ... more
0 votes Share Flag Tue Apr 10, 2012 Home Buying in 95628
Sean Dawes, Other/Just Looking in Philadelphia, PA
Sean Dawes answered:
My question is why do most banks tell the homeowner "They can't talk to them until they are 90 days late"?
I think its mostly because the banks are overwhelmed as it is with short sales and foreclosures that they just push off the people until they truely are in the hole.
0 votes Share Flag Sun Sep 13, 2009 Credit Score in Fair Oaks
Dante Underw…, Real Estate Pro in Pasadena, CA
Dante Underwood answered:
Would a qualify for a home loan with this situation?
With that type of history I would think you would be able to purchase a home. When did you purchase that 1st home because you may also be able to qualify as a 1st time home buyer again ... more
0 votes Share Flag Tue Apr 10, 2012 Home Buying in 95628
Craig Saxon, Real Estate Pro in Santa Rosa, CA
Craig Saxon answered:
how do i find out about a house that is vacant at one time it was listed by not now though is still vacant i?
You can contact the County Recorder's office and find out who currently owns the house and their address or contact your Realtor and they can do it for you. If the bank owns it your Rea ... more
0 votes Share Flag Tue Jun 9, 2009 Home Buying in Fair Oaks
Sue Archer R…, Real Estate Pro in Tampa, FL
Sue Archer Reynolds answered:
Im looking for 4/2 on1/4acrewith a pool and hot tub. What should I expect to pay,are there still foreclosures?
Prices will be different a year from now. There are always going to be some foreclosures. Recently we've seen our market move towards more short sales, than foreclosures so they make up ... more
0 votes Share Flag Tue Apr 5, 2011 Home Buying in 95628
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
i own a house that needs fixing up alot but i would like to buy a house too can you use one house as a down
Hi,

You can't use equity as a down payment unless you get a mortgage to extract that equity. Do you currently have a mortgage on the house that needs fixing up? What is the loan-to ... more
0 votes Share Flag Sat Nov 22, 2008 Home Buying in 95628
Jim Johnson, Real Estate Pro in 78233
Jim Johnson answered:
My loan payoff is near 380,000, but the market seems to be around 330,000. What options do I have to offset?
If you are contemplating going FSBO, contact an agent in your area for help. Be up-front with the agent about your motives, and make a pledge to yourself and the agent to give that agen ... more
0 votes Share Flag Wed May 28, 2008 Home Selling in Fair Oaks, CA
Erin Stumpf, Real Estate Pro in Sacramento, CA
Erin Stumpf answered:
Can you recommend a good property management company?
Yikes - that is a crazy commute! Arbour Real Estate Management - http://www.arbourpm.com / 888-551-5114.
0 votes Share Flag Wed Jun 26, 2013 General Area in Fair Oaks
Liz Stevens, Real Estate Pro in Berkeley, CA
Liz Stevens answered:
I have a home that I built on the coast of Oregon as a vacation home (possibly retirement.) I own a home in
Yes follow your income until we see if the government programs now being crafted will make any difference. Rent on a month to month basis so that you have flexibility
0 votes Share Flag Fri Jun 19, 2009 Market Conditions in Fair Oaks
Ute Ferdig -…, Real Estate Pro in Newcastle, CA
Ute Ferdig - Atty. Negotiator answered:
What are the listing vs. sales prices for 3/1 homes in Fair Oaks, CA 95628 for the last 3 months?
There are currently 22 active/pending 3/1 in Fair Oaks. Average list price is $352,880 and average square footage is 1,155. Average days on market is 58. Only 1 of the 22 is a pendin ... more
0 votes Share Flag Fri Aug 21, 2009 Market Conditions in 95628
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