Foreclosure in 95206 : Advice

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Homa Moaddel, Real Estate Pro in Ladera Ranch, CA
Homa Moaddel answered:
we have a mortgage that we may soon not be able to pay due to job loss.we also own property outright in ga
Hi Patti,

If you declared that home in ga as your residence and filed homestead, you have some protection. I assume you own that home clear or payment is current.

You need to con ... more
0 votes Share Flag Sat Jul 3, 2010 Foreclosure in 95206
Marcela Abal, Real Estate Pro in Deerfield Beach, FL
Marcela Abal answered:
was called about loan modification loan threw 21st century realestate are they real?
Well, I see them on ripoffreport.com. I'd suggest checking the Better Business Bureau before signing up for ANYTHING. No reputable loan mod company charges an up front fee or tells you ... more
0 votes Share Flag Tue Jul 28, 2009 Foreclosure in 95206
Debbie Atwood, Real Estate Pro in Everett, WA
Debbie Atwood answered:
Can I still qualify for an upside down loan modify if I get a divorce (my income qualifies at current values)?
Well, Wayne- you would pick the most difficult lien holders to work with wouldn't you? LOL kidding... sort of. To be honest with you, Countrywide is in my opinion one of the most dif ... more
0 votes Share Flag Fri Apr 10, 2009 Foreclosure in 95206
Debbie Atwood, Real Estate Pro in Everett, WA
Debbie Atwood answered:
Can I still qualify for an upside down loan modify if I get a divorce (my income qualifies at current values)?
It completely depends on who your lender is. I did one for a client not long ago with the same scenario and it was successful.
0 votes Share Flag Sat Apr 11, 2009 Foreclosure in 95206
Bill Inman, Real Estate Pro in Grapevine, TX
Bill Inman answered:
Do I continue to pay on my second mortgage if I have stopped paying my first mortgage?
Hi Amy,

Stockton is one of the hardest hit areas in the country, but you know that better than I do. With all the changes taking place I would suggest that you talk to a local bankr ... more
0 votes Share Flag Thu Mar 26, 2009 Foreclosure in Stockton
Cindy Mello, Real Estate Pro in 95366
Cindy Mello answered:
Are there any 3 bedroom 2 bath houses in Lincoln district for under 100000? please offer any info available.
Hi Padmini

While there are several homes showing active in Stockton under 100,000.00,There are only 8 listings showing active on the MLS in the Lincoln high school district. Please e ... more
0 votes Share Flag Thu Jan 22, 2009 Foreclosure in Stockton
Rocky G H Ha…, Real Estate Pro in Tracy, CA
Rocky G H Hawrysz answered:
what are the pitfalls to watch out for at a home auction?
Hi Laurie,

Check out

http://www.ushomeauction.com/auction_details.php?show_hide=&dynamicCounter=&jsVenue=&totalVenue=6&stateIDLeft=STOCKTON&countyID=&beds=&baths=&propertyAddress ... more
0 votes Share Flag Sat Jul 4, 2009 Foreclosure in Stockton
Rocky G H Ha…, Real Estate Pro in Tracy, CA
Rocky G H Hawrysz answered:
I am planning to go to a REDC home auction in stockton ca soon what are the chances of being able to get a
Hi Laurie,

It really depends on who attends and the homes that are offered for auction.

Good luck and let us all know how it goes.

Best regards,

Rocky G.H. Hawrysz
Broker A ... more
0 votes Share Flag Tue Jan 27, 2009 Foreclosure in Stockton
Rocky G H Ha…, Real Estate Pro in Tracy, CA
Rocky G H Hawrysz answered:
How do you find out which bank own a foreclosure if it's not listed yet?
Hi Emile,

When you work with a Realtor, they can simply check the tax record. This is public information and is available 24 hours per day.

Now determining when it will come on ... more
0 votes Share Flag Thu Oct 8, 2009 Foreclosure in Stockton
Robbeaux, Real Estate Pro in Lafayette, LA
Robbeaux answered:
What happens to existing financial assets during foreclosure and to Job ?
Chris
Sorry to hear about your situation.
Here is a link that has a lot of info on your states foreclosure processes.

http://www.help-me-shortsale.com/state-foreclosure-laws.html
... more
0 votes Share Flag Sat Feb 12, 2011 Foreclosure in 95206
Wayne, Other/Just Looking in Weston Ranch, Stockton...
Wayne answered:
Help !! I have a VA Loan which went into foreclosure
http://www.homeloans.va.gov/paytrbl.htm
check this site out....Good Luck!
0 votes Share Flag Sun Sep 28, 2008 Foreclosure in Stockton, CA
Jacqueline R…, Real Estate Pro in Delaware
Jacqueline Roark answered:
notice of trustee sale
Emily,

Chances are very good in today's market to keep your home, especially if you can afford some type of payment. Have you talked to the loss mitigation department? They are mor ... more
0 votes Share Flag Mon Feb 4, 2013 Foreclosure in 95209
Sylvia Barry,…, Real Estate Pro in Novato, CA
Sylvia Barry, MAS, CIPS, SRES answered:
I have seen real estate listings on craigslist to take over payments of preforeclosure homes, is this a scam?
Hi Christine:

Unfortunately, along with the short sales and foreclosures, there are a lot of people out there trying to take advantage of the situation and really pry on people who a ... more
0 votes Share Flag Wed Apr 11, 2012 Foreclosure in Stockton
Other/Just L…, Other/Just Looking in Fleming Fitch Grant,...
Other/Just Looking answered:
Is it true I can stay in a foreclosed home and not pay the landlord any rent until its bank owned?
In short: no. As long as your landlord is the legal owner of the property, your contract is enforceable. Once the property is auctioned off, the new owner must honor your current lease ... more
0 votes Share Flag Mon Jun 16, 2008 Foreclosure in 95207
Garrett Smith, Real Estate Pro in Modesto, CA
Garrett Smith answered:
I'm currently renting my home and I just found out that it is in foreclosure.
There are a lot of options, how did you find out? Letter in the mail or did an agent show up? Do you have your original contract when you moved in? I do foreclosures here in Modesto and ... more
0 votes Share Flag Fri May 2, 2008 Foreclosure in 95207
Eric Bryant, Real Estate Pro in Long Beach, CA
Eric Bryant answered:
Houses listed for below 15,000.00..........
Hi Marilyn, where are you getting this info from? Sounds a bit wierd to me? You can access info on my site if you want or call me, I have 300 Agents, one of them will know the answer to ... more
0 votes Share Flag Thu Feb 14, 2008 Foreclosure in Weston Ranch, Stockton, CA
Cj, Real Estate Pro in Esp., New Mexico
Cj answered:
Can anyone recommend a qualified Real Estate Attorney in Stockton, California?......?
In most agencies, it's not really proper to recommend a single professional practicioner for anything, however since one of our duties is to help the public we do provide where you can ... more
0 votes Share Flag Thu Sep 27, 2012 Foreclosure in Stockton
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