Financing in 95121 : Real Estate Advice

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Katrina, Home Buyer in New York, NY
Katrina answered:
I'm trying to buy my first real car, all the others were hand-me-downs. I just got two credit cards and I'm a
Awww..
I don't know what you're credit score is..but you will need good credit to get a good interest rate on a car.
If you are a student, I suggest that if you want to finance a car, ... more
0 votes Share Flag Sat Mar 15, 2008 Financing in San Jose, CA
Realtor,  in
Realtor answered:
How much would a mortgage broker lend a 27 year old making $80K a year in Santa Clara County?
Josh, Do you have a good credit history of at least 2 years with a few credit trade lines? It's best to meet with a mortgage broker and a Realtor to figure out what is good for you and ... more
0 votes Share Flag Thu Mar 13, 2008 Financing in San Jose, CA
Mario Pinedo,…, Real Estate Pro in Cupertino, CA
Mario Pinedo, Ccim answered:
Are there still loan programs for 90% LTV in North Valley, San Jose?
Absolutely. You seem like you have the FICO and income to get a 90% loan even in a market that may be "declining" Feel free to email me for my lender who can help
0 votes Share Flag Thu Mar 13, 2008 Financing in North Valley, San Jose, CA
Michael Vale…, Real Estate Pro in Pleasanton, CA
Michael Valentine answered:
Can I refinance my jubmo loan into regular loan if the loan limit raise?
Joyce, yes you can but it depends on the value of your home. If the value of your home has gone down recently you may not be able to. Lenders t ypically will only refinance if your lo ... more
0 votes Share Flag Fri Nov 30, 2012 Financing in San Jose
Dot Chance, Real Estate Pro in Burbank, CA
Dot Chance answered:
Can I get loan?
Hi, Neela. The cash is good. How is your credit? Do you have any other income? I'm not a loan officer but I don't think your income alone will support payments on $640k.

Contact Mari ... more
0 votes Share Flag Thu Mar 13, 2008 Financing in San Jose, CA
Mario Pinedo,…, Real Estate Pro in Cupertino, CA
Mario Pinedo, Ccim answered:
What is the property transfer tax rate in san jose, ca?
County tax rate is $1.10 per thousand dollars. This is usually paid by the seller.
The San Jose City transfer tax rate is $3.30 per thousand dollars. This is usually paid 50/50 by bu ... more
0 votes Share Flag Sun Dec 2, 2007 Financing in San Jose, CA
Ute Ferdig -…, Real Estate Pro in New Castle, DE
Ute Ferdig - Atty. Negotiator answered:
Long distance co-borrower process. How does it work?
Hi Chris. In this day and age, faxing documents that are necessary for a loan application is common procedure. If your co-borrower feels that it's more secure, he/she could also scan ... more
0 votes Share Flag Tue Sep 1, 2015 Financing in 95131
ian cockburn, Real Estate Pro in New Orleans, LA
ian cockburn answered:
Is it wise to get 2-3 quotes from lenders or will it affect my FICO?
Yes, get the quotes to compare and contrast. It will not lower your score.
0 votes Share Flag Sun Jan 25, 2009 Financing in 95124
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