Home Buying in 94611 : Advice

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Jackie Care, Real Estate Pro in 94602
Jackie Care answered:
I have mediocre credit (650-700) but could pay $2200 a month. Without down payment, is it impossible to get a mortgage? Want a starter home 300k-ish
I would recommend speaking with a mortgage broker and going over the various costs associated with buying a home. It's risky to be responsible for owning a home when you have very ... more
0 votes Share Flag Tue Nov 5, 2013 Home Buying in Oakland
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
Do you need a lawyer to buy a home?
No, though a lawyer can be useful.

In some areas of the country (as I understand it, the New York metro area, for instance), lawyers are almost always involved in the process. In oth ... more
0 votes Share Flag Fri Nov 14, 2014 Home Buying in Montclair
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
I am in the process of buying a home that was built in the 1930s and has "knob and tube" wiring. How much of a problem is this and should I?
Well, it's been Ok for 80 years.
And it's "Grandfathered" in.
You might want to a historical expert before you do anything; maybe This Old House would be interested, or HGTV.
0 votes Share Flag Thu Apr 11, 2013 Home Buying in Oakland
Jackie Care, Real Estate Pro in 94602
Jackie Care answered:
I want to make an offer on a BMR unit in Emeryville, CA..how do I determine how much to offer?
The market is going up so many sellers are listing based on old data and buyers currently feel they need to overbid as thats been the trend in competition in a rising market. If a selle ... more
0 votes Share Flag Mon Apr 8, 2013 Home Buying in Oakland
Deborah Rigs…, Real Estate Pro in 27705
Deborah Rigsbee Miller answered:
What are some reasons why an FHA appraiser might require repairs?
M2aj - I am in the NC Market, but I have had appraisers for a FHA loan require flooring be repaired, windows be painted (and I even painted the exterior of the windows) to get this comp ... more
0 votes Share Flag Fri Apr 5, 2013 Home Buying in Oakland
Keith Jean P…, Real Estate Pro in East Brunswick, NJ
Keith Jean Pierre answered:
How does one know when they are ready to buy a house?
The most important factor is your mental state. Are YOU ready to purchase? If you are ready, I would suggest calculating the mortgage payment you are comfortable with. There are many di ... more
0 votes Share Flag Tue Apr 2, 2013 Home Buying in Oakland
Simon Campbe…, Real Estate Pro in Miami Beach, FL
Simon Campbell answered:
I am a landlord in Oakland. My rents are even with my expenses but I have several hundred dollars a month in maintenance for plumbing, electrical,
The City of Oakland does allow rent increases above and beyond the CPI allowance. I checked on their site and this is what it says:

"The justifications that will establish rental in ... more
0 votes Share Flag Thu Mar 28, 2013 Home Buying in Oakland
Gina Odom, Real Estate Pro in 95003
Gina Odom answered:
Rental house in Oakland,Ca
Hi soon to be landlord,

Below are a few links that should help you answer some questions regarding tenant-law. If you want to use a screening company to help you determine tenant cre ... more
0 votes Share Flag Fri Feb 22, 2013 Home Buying in Oakland
Joy Mercedes, Real Estate Pro in Oakland, CA
Joy Mercedes answered:
can a bedroom not have a ceiling/?
I have a great contractor you can talk to. 510-502-7811

Sounds like a great idea. Do these rooms have closets or windows?
0 votes Share Flag Tue Feb 12, 2013 Home Buying in Oakland
Tracy Lee Bu…, Real Estate Pro in Piedmont, CA
Tracy Lee Butler answered:
where is Gunn dr open this week end??
Hi Beatrice, 6890 Gunn Drive in Oakland is open this Sunday, 1-5pm. List price is $1,185,000, 4 bedroom, 2.5 bath, 3115 sq. ft. If you'd like I can send you the listing of Sunday Ope ... more
0 votes Share Flag Sat Feb 9, 2013 Home Buying in Oakland
Eric H Wong, Real Estate Pro in 94704
Eric H Wong answered:
sewer lateral inspection we did not know, in Oakland
Oakland's sewer lateral ordinance has been around for almost a year now. Either your agent or the title company should have warned you that you would need either an EBMUD certificate of ... more
0 votes Share Flag Wed Jun 25, 2014 Home Buying in 94603
CLAIRE WILLS…, Real Estate Pro in Alameda, CA
CLAIRE WILLS ® answered:
We put an offer on a short sale condo with the listing agent. It was chosen by the seller, but now the agent is ignoring us - are we getting scammed?
I definitely would, I would also recommend finding a qualified agent on Trulia that is around your area that could work for you on your behalf. I'm sorry you're dealing with such a hea ... more
0 votes Share Flag Thu Feb 7, 2013 Home Buying in Oakland
John Souerbry, Real Estate Pro in Palo Alto, CA
John Souerbry answered:
investment house is it worth to buy if I need to replace the roof?
The biggest consideration is whether or not your investment numbers still work for you after you spend $10k (or more) on the roof. I'd ask for the complete cost of the roof as a credit ... more
0 votes Share Flag Tue Feb 5, 2013 Home Buying in Oakland
Laura Coffey, Real Estate Pro in 91355
Laura Coffey answered:
Why do short sale negotiations take so long?
First of all you are banking on the listing agent being experienced and putting together a solid package. If one document is missing the package goes to the bottom of the pile. The bank ... more
0 votes Share Flag Thu Oct 24, 2013 Home Buying in 94602
Jodi Selene, Real Estate Pro in 94530
Jodi Selene answered:
transit score. how is it calculated? what does it mean when it says rail? how far would that be from a bart station?
Transit score is part of a walk score, which is a wonderful tool for determining where a property is from vital services and places of interest, such as transit, libraries, cafes, store ... more
0 votes Share Flag Wed Dec 5, 2012 Home Buying in Oakland
Jackie Care, Real Estate Pro in 94602
Jackie Care answered:
Loan Qualification - Use projected rental income from subject property?
You should check with your lender on all these questions. I'd suggest also speaking with your tax person/accountant on the second question, it may be a combination but probably depends. ... more
0 votes Share Flag Tue Nov 27, 2012 Home Buying in Oakland
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
I am interested in purchasing foreclosure properties...but they are owner occupied and only to be purchased via auction site unseen. How to find info?
WHOA!!!
You are looking at a Pandora's Box:
Foreclosed houses are sold at TRUSTEE SALES, which is also referred to as the Courthouse Steps. Usually, you can preview these houses with ... more
0 votes Share Flag Fri Nov 30, 2012 Home Buying in Oakland
Fred Shelton, Real Estate Pro in Oakland, CA
Fred Shelton answered:
Has anyone else had problems with Oakland's low income/disabled home ownership program?
Visit www.naca.com As long as he can show stable income, they will be able to qualify him for a loan.
0 votes Share Flag Fri Nov 9, 2012 Home Buying in Oakland
Eric H Wong, Real Estate Pro in 94704
Eric H Wong answered:
Necessity of earthquake insurance?
Earthquake insurance can double the cost of your home insurance, and the deductible is huge. Before you take the plunge, I would have a reputable earthquake retro fitter take a look at ... more
0 votes Share Flag Fri Jun 26, 2015 Home Buying in Oakland
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