Financing in 94526 : Advice

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Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
Interested in a foreclosed home in California. Priced 750k so plan to use FHA loan. But it's been trashed and we need 30 to 50k to repair. Does?
Last I checked there were 2 different 203K loans. The streamline has a limit of $35,000 for updates and repairs and the full which does not have a set limit. You need to work wit ... more
0 votes Share Flag Fri Dec 30, 2011 Financing in Danville
Steven Ornel…, Real Estate Pro in Fremont, CA
Steven Ornellas answered:
Found home for $625K to buy w/ FHA. But needs $350K remodel/renovation.What are loan options for reno?

I would suggest you speak to to step through your options regarding an FHA 203K "rehab" loan. ... more
0 votes Share Flag Fri Nov 11, 2011 Financing in 94526
Rudy R. McDo…, Real Estate Pro in ,
Rudy R. McDowell answered:
Is it possible to find a loan for a $1million house with only 10% downpayment in California. Highliy qualified w/ income and credit ..
Hi, Hb2011. Typically in cases like this, regardless of credit, all lenders require a mininum of 20% down.
0 votes Share Flag Thu Nov 24, 2011 Financing in 94506
Jeanne (Geni…, Real Estate Pro in ,
Jeanne (Genie) Barfield answered:
Hubby self employed we have a lot of write offs so income is pretty low. Excellent credit 725 66k down. A lot of debt. Likely hood of getting approv
You need to talk to a Loan Officer to be pre-qualified, and if everything is ok pre-approved,
You could contact an agent and ask for a recommendation for a loan officer (always better ... more
0 votes Share Flag Thu Dec 1, 2011 Financing in Danville
C2 Financial…, Real Estate Pro in San Jose, CA
C2 Financial Loans answered:
What lender is best used to finance a purchase of acreage with a manufactured hom eon a permanent foundation???

Yes, there are various lenders which we have a business relationship with that would be able to do a loan for a manufactured home on a permanent foundation. Are you looking to ... more
0 votes Share Flag Wed Feb 23, 2011 Financing in Danville
Gregorio Den…, Real Estate Pro in ,
Gregorio Denny answered:
Are banks in CA writing 95% OR 93% loans on homes in contra costa? (strong credit, $250M income)
Up to 96.5% LTV, up to $729,750 for FHA loans.
Up to 90% LTV for conventional loans to $729,750 and 95% to $417,000.

Gregorio Denny
Tripoint Mortgage Group, Inc.
0 votes Share Flag Sat Jul 24, 2010 Financing in 94526
Herrigel Ken…, Real Estate Pro in Falmouth, ME
Herrigel Kennedy answered:
Home equity line of credit
I would say it all depends on how honest you want to be and what your actual loan documents say. If you were the bank, would you want to know if somebody was not renting it whom has or ... more
0 votes Share Flag Wed Oct 7, 2009 Financing in 94506
Steven Ornel…, Real Estate Pro in Fremont, CA
Steven Ornellas answered:
Home equity line of credit
Hi Gigi,

You DO NOT have to tell the bank you are renting the property.

Best, Steve
Realtor® / Mortgage Broker / Certified Mortgage Planning Specialist®
0 votes Share Flag Mon Nov 30, 2009 Financing in 94506
William Pola…, Real Estate Pro in Roswell, GA
William Polack answered:
Home equity line of credit
It's attached to that property address. You can't move it around. That's called a line of credit which is not attached to anything...and I wouldn't recommend closing ... more
0 votes Share Flag Tue Oct 6, 2009 Financing in 94506
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