94519 : Advice

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Dp2, Other/Just Looking in Virginia
Dp2 answered:
botched "lease to own" im now on title but not on the loan. owner wants to short sale to me. can i get a loan?
Although you intended to do a lease-option, you actually did a subject-to transaction instead. You're no longer renting; you actually own the home. The answers that you received ... more
0 votes Share Flag Fri Jan 14, 2011 Financing in Concord
Jason Stevens, Real Estate Pro in Englewood, FL
Jason Stevens answered:
My sister and I are very interested in buying a house that is for sale next door to our parents. We have the finances but our credit scores are both
Speak to a lender or mortgage broker. They would be your best source of information for your situation.
0 votes Share Flag Thu Oct 21, 2010 Home Buying in Concord
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
my daughter condo mortgage is in my name. she has made pmts for 6 yrs. how can i transfer title and mortgage in her name?
You will first need to check with the mortgage company or bank if the mortgage is transfearable. She would probabily need to show at leats 2 years of canceled checks that she paid the m ... more
0 votes Share Flag Mon Aug 16, 2010 Home Buying in Concord
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Does anyone know about the Concord area condos in the Sierra and Broadway areas? How are the schools in these areas? What type of neighborhoods?
Unfortunately Fair Housing Laws prevent an agent from answering--visit a neighborhood several times and at different times of day to get a sense of belonging. Check out area statistics; ... more
0 votes Share Flag Wed Jun 30, 2010 Home Buying in Concord
Reed, Both Buyer and Seller in Concord, CA
Reed asked:
0 votes Share Flag Sun Jun 13, 2010 Quality of Life in Concord
Dan Chase, Home Buyer in Texas City, TX
Dan Chase answered:
Is this house already sold? I didnt see for sale sign when drivingf by property?
Are you looking at a realtytrack foreclosure listing? Those are NOT for sale, they may never be for sale. What you are seeing is the house is behind on some note.

If you have a real ... more
0 votes Share Flag Sun Aug 22, 2010 Home Buying in Concord
Suzanne Look…, Real Estate Pro in Lafayette, CA
Suzanne Looker, SRES answered:
How has the soil contamination in Hookston Station affected the real estate prices in Colony Park?
Hi M.mcbride,

There is litigation among some of the homeowners agaists the company that contaminated the underground years ago. It has adversely affected home values but not as much ... more
0 votes Share Flag Wed Jun 2, 2010 Home Buying in Colony Park
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
Can anyone explain the Realty Trac listings that appear on Trulia?
You're doing the right thing by ignoring them.

I usually describe RealtyTrack "listings" as inaccurate, incomplete, misleading, outdated, and just plain wrong. Most pe ... more
0 votes Share Flag Sun Aug 22, 2010 Home Buying in 94521
Gene Riemens…, Real Estate Pro in Contra Costa County,...
Gene Riemenschneider answered:
What is mortgage assignment? How do you find properties for mortgage assignment?
Are you looking to purchase Notes on a home. The prices really vary, but can be for less than 50% of value of the home. I have sources for such notes. Contact me directly if you are ... more
0 votes Share Flag Wed Jun 9, 2010 Home Buying in Concord
Mj, Home Buyer in Concord, CA
Mj asked:
0 votes Share Flag Thu May 13, 2010 Home Buying in Concord
Dan Chase, Home Buyer in Texas City, TX
Dan Chase answered:
What are ways to get money to help pay for a house/apartment/condo when your 13 going on 14 years old?
Maybe you could get a part time job somewhere. It will be tough as we have about 10% unemployment and it is closer to 20-25% for the youth. Legally in my state under 18 can only work a ... more
0 votes Share Flag Mon Apr 19, 2010 Rent vs Buy in Concord
Dave Sutton,…, Real Estate Pro in Portland, OR
Dave Sutton, Windermere, Portland answered:
I have a Canadian resident client looking to purchase a property in Northern California. Are there any loan programs out there for this situation?
I don't think you need a special loan program. The key issue is the immigrant status of the borrower. Basically if he has a "green card" he can borrow pretty much like ... more
0 votes Share Flag Fri Mar 26, 2010 Financing in 94520
Pacita Dimac…, Real Estate Pro in Alameda, CA
Pacita Dimacali answered:
I am buying a home from my relative. We agreed on a price. What is the next step?
Presumably, the house you're buying is not being sold as a short sale? Because if it's a short sale, a condition of the the sale is that it's at an arm's length and ... more
0 votes Share Flag Wed Mar 17, 2010 Home Buying in 94520
Erica Starkey, Real Estate Pro in Contra Costa County,...
Erica Starkey answered:
Bank of America Appraisal Issues anyone
We have done an number of deals with B of A and haven't had any issues with appraisal. I would suggest your agent pull comps in the area and have them ready for the apprais ... more
0 votes Share Flag Thu May 1, 2014 Financing in Concord
Vickie Nagy, Real Estate Pro in San Ramon, CA
Vickie Nagy answered:
I received a counter offer from the bank on 1/15/10 and accepted it on 1/19/10. Is the bank obligated to sign the counter offer that I accepted?
Hello Avibe, ask your agent...or your attorney. Most bank documents vary from standard California Association of Realtors.

Vickie Nagy
Realtor® - ABR, CRS, e-PRO, ... more
0 votes Share Flag Tue Feb 16, 2010 Home Buying in Concord
Caden, Home Buyer in Concord, CA
Caden answered:
Lenders refusing GFE because of new RESPA rules.
My question got cut off: Someone had said that you could do that but I might have to pay for 2 appraisals. It seems unfair to me that you have to pay 300-500 just to select a lender.
... more
0 votes Share Flag Fri Nov 12, 2010 Financing in Concord
Voices Member,  in
Voices Member answered:
Can I get a conventional loan with 10%- 15% down?
The DTI for mortgage insurance is 41%, so that would be your biggest obstacle. You also need two months reserves. I'd be happy to talk to you and see if you preapprove for conven ... more
0 votes Share Flag Thu Feb 18, 2010 Financing in Concord
Johnny Huang, Real Estate Pro in Walnut Creek, CA
Johnny Huang answered:
Is my Agent helping or wasting our time?
You should hire your own contractor for a 2nd opinion, even it if it's out of your own money. Send hundreds now to save thousands later. Also, home inspection is a must for any buy ... more
0 votes Share Flag Sat Nov 7, 2009 Home Buying in Concord
Joanna Morris, Real Estate Pro in 34450
Joanna Morris answered:
I want to buy a property by the beach in Florida, where are the best areas to consider as regards pricing and closeness to the beach. I hear horror
There are short sales and foreclosures in the Florida market. Some of these can be damaged or have appliances missing even but there are some that are in move in condition. Do you wan ... more
0 votes Share Flag Thu Nov 12, 2009 Foreclosure in 94519
Catherine Ca…, Real Estate Pro in Freehold, NJ
Catherine Cataletto answered:
Unfortantely if a seller claims they had no knowledge of any defect with the home and if you're unable to prove other wise, then I believe you may be out of luck. What I would HIG ... more
0 votes Share Flag Sat Feb 26, 2011 Home Buying in 94519
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