Foreclosure in 94277 : Advice

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Patrick O'Ha…, Real Estate Pro in Citrus Heights, CA
Patrick O'Hare answered:
HOA forclosed/purchased at auction, they now responsible for the 1st lein? Must I still pay the 1st or does the HOA now have to pay it?
If there is a foreclosure on the first loan, it will be reported
under the name of the borrower. Talk with an attorney, but
a junior lien foreclosure should not release you of liabili ... more
0 votes Share Flag Wed May 9, 2012 Foreclosure in Sacramento
Ute Ferdig -…, Real Estate Pro in New Castle, DE
Ute Ferdig - Atty. Negotiator answered:
Can a HOA foreclose on a home if the first lein is current w/ $200K negative equity on the first loan? Is the HOA superior to the first?
In CA, if you stop paying your HOA dues, the HOA can record a lien. Yes, they can foreclose and it has nothing to do with whether you are current on your mortgage. Since a foreclosure ... more
0 votes Share Flag Tue Aug 18, 2015 Foreclosure in Sacramento
Erin Stumpf…, Real Estate Pro in Sacramento, CA
Erin Stumpf (Attardi) answered:
Does the FHA/HUD deficiency judgment rule supersede CA law?
Elizabeth is correct. You really should consult an attorney. It sounds as though you may be considering allowing your home to foreclose? There are different tax and legal ramifications ... more
0 votes Share Flag Thu Jun 7, 2012 Foreclosure in Sacramento
Madeleine Se…, Real Estate Pro in Anaheim Hills, CA
Madeleine Semaan answered:
Has anyone here worked with Green River Capital?
Oh no,not the best.that's all what I can say.
0 votes Share Flag Sat Apr 14, 2012 Foreclosure in Sacramento
Walter 'Skip'…, Real Estate Pro in Brea, CA
Walter 'Skip' Kersten answered:
My house was up for Trustee Sale last week. What site can I go to to see the sale information?
ForeclosureRadar.com has the best information. It is a paid site but you can sign up for a free 3 day trial, then cancel.
Good luck,
0 votes Share Flag Thu May 10, 2012 Foreclosure in Sacramento
Bob Willett,  in Sacramento, CA
Bob Willett answered:
I secure a 2nd mortgage on my house for a commercial investment with no dollar amount. can the 2nd mortgager block the sale of my house w/no equity?
I would say yes. In order to sell the property that lein will have to be satisified. The lack of equity may convince the lein holder to release their interest, but it will be up to th ... more
0 votes Share Flag Tue Feb 7, 2012 Foreclosure in Sacramento
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
5% down payment on REO?
You can buy an REO with 100% financing - a VA or USDA loan. Conventional will allow you to put as little as 3% down (excellent credit needed), and FHA financing just 3.5% down.

The ... more
0 votes Share Flag Tue Nov 8, 2011 Foreclosure in Sacramento
Don Maclary, Real Estate Pro in Virginia Beach, VA
Don Maclary answered:
Our house goes to auction tomorrow morning. I am wondering how much time I have to vacate. Las Vegas, NV
My suggestion would be to get your belongings out before the auction!
0 votes Share Flag Tue Aug 20, 2013 Foreclosure in 95828
asked:
0 votes Share Flag Mon Oct 10, 2011 Foreclosure in Sacramento
Larry Passal…, Real Estate Pro in Colorado Springs, CO
Larry Passalacqua answered:
where can i find out all info about a house that has been sold-besides the seller? will it include info about renters able to stay as condition?
Most county's in the U.S. list sale data on the county assessor's website. Just google (yourcounty) assessor. Lots of good information but because leases aren't general ... more
0 votes Share Flag Tue Sep 20, 2011 Foreclosure in Sacramento
Jamie Sachs,  in Sacramento, CA
Jamie Sachs answered:
i called the prior owner. she says the house was sold at a short sale with us to remain renting.not foreclosed.call negotiator monday
You should not have to call the "negotiator", if you mean the lender that approved the short sale. Your only contact would be with the new owners. They will most likely cont ... more
0 votes Share Flag Sun Sep 11, 2011 Foreclosure in Sacramento
Shanna Rogers, Real Estate Pro in Murrieta, CA
Shanna Rogers answered:
i am the renter of foreclosed home.Great tenant.Turned an ugly duckling house 2 home.Why cant i keep renting?
Hi rgonzalez5150,

If you're asking why you can't keep renting the property that was foreclosed, check with the bank who now owns the property, They most likely won't ... more
0 votes Share Flag Thu Sep 8, 2011 Foreclosure in Sacramento
Stephanie  T…, Real Estate Pro in Sacramento, CA
Stephanie Taylor answered:
tenant foreclosure!not fair excellent tenant.cant afford to pay higher rent.why do i have to pay the price?
Do you have a lease agreement?
0 votes Share Flag Thu Sep 8, 2011 Foreclosure in Sacramento
John & Janis…, Real Estate Pro in Encinitas, CA
John & Janis Arendsen answered:
renters foreclosure rights
Once again here's the link for the State of California "Tenants Rights" This should answer all your questions.
http://portal.hud.gov/hudportal/HUD?src=/states/california ... more
0 votes Share Flag Sat Sep 10, 2011 Foreclosure in Sacramento
John & Janis…, Real Estate Pro in Encinitas, CA
John & Janis Arendsen answered:
what if i have the proof from prior management that we definately not being evicted.?
Is this question related to one of your other questions? Need a little more to go on.
0 votes Share Flag Sat Sep 10, 2011 Foreclosure in Sacramento
John & Janis…, Real Estate Pro in Encinitas, CA
John & Janis Arendsen answered:
foreclosed tenant have 7 days to respond to cash 4 keys.rent paid till end sept. can they start procedings now or when ?
rgnonallez5150, you've posted several questions on the same subject but I'm still a little confused as to what it is you are really asking. Could you possibly put all your que ... more
0 votes Share Flag Thu Sep 8, 2011 Foreclosure in Sacramento
Milt Winfrey,  in Sacramento, CA
Milt Winfrey answered:
what if our rent is paid till the end of sept.they can still start the eviction or wait till nov. to be able to start eviction
Hello Ron,
There are laws which protect the renter depending whether he has a lease or a month to month agreement. If you have a lease and the property is foreclosed upon you have unti ... more
0 votes Share Flag Thu Sep 8, 2011 Foreclosure in Sacramento
Jack Gillis, Real Estate Pro in Dallas, TX
Jack Gillis answered:
Does it have to be stated in the CC&R that HOA dues may be pursued as a personal obligation for them to sue?
That is a legal question and not a real estate agent opinion. I would contact an attorney in your jurisdiction that specializes in real estate if you want a reliable answer. Part of the ... more
0 votes Share Flag Thu Aug 11, 2011 Foreclosure in Sacramento
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