Home Buying in 94130 : Advice

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David Tapper, Real Estate Pro in Burlingame, CA
David Tapper answered:
Aside from having a good credit score, what are significant factors needed for you to get the mortgage or refinance?
Aside from your credit, the other two things are your income and down payment. If you are doing a Refi, it's your equity and income.

Best,

Tap
www.DaivdTapper.com
www.TeamTapper ... more
0 votes Share Flag Tue Mar 19, 2013 Home Buying in San Francisco
Paul Neal,  in San Francisco, CA
Paul Neal answered:
What does a home inspector do, and how does an inspection figure in the purchase of a home?
Home inspections are customary during escrows by buyers or even before by sellers so the buyer will know what the outstanding structural issues are with all elements of the house. Unle ... more
0 votes Share Flag Wed Mar 13, 2013 Home Buying in San Francisco
David Tapper, Real Estate Pro in Burlingame, CA
David Tapper answered:
How can I find out the name of a buyer's agent for a specific property on the Internet?
The best way to find him is to provide the address of the subject property and I'm sure one of us on Trulia will look it up for you.

Cheers.

Tap
www.DavidTapper.com
www.TeamTapp ... more
0 votes Share Flag Tue Mar 12, 2013 Home Buying in San Francisco
Irina Karan, Real Estate Pro in Aventura, FL
Irina Karan answered:
What is the debt-to-income ratio for FHA loans?
Hello Jon,

43%.

Check out http://www.fha.com/fha_requirements_debt

Hope this helps,

Irina Karan
IrinaKaran@gmail.com
Beachfront Realty, Inc.
0 votes Share Flag Wed Jul 22, 2015 Home Buying in Lower Pacific Heights
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Are FHA loans assumable?
Yes they are and they will be a HOT item in a few years when rates are 5-7% and you have a fixed FHA at 4% or less.
0 votes Share Flag Mon Mar 11, 2013 Home Buying in San Francisco
Todd Akes &…, Real Estate Pro in Henderson, NV
Todd Akes & Team answered:
How do I choose the best loan program for me, what factors do I consider?
Sean,
The choice is dictated by your current financial position and your game plan. I prefer to put down the largest down payment you are comfortable making. It will get you into b ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying in San Francisco
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
How can the FHA help me buy a home?
They just allow you to put down 3.5% on a loan. It is better than a conventional that requires 10-20%.
0 votes Share Flag Mon Mar 11, 2013 Home Buying in San Francisco
Steve West, Real Estate Pro in San Francisco, CA
Steve West answered:
Is buying a condo possible with a 180k budget?
You are dead on with being under budget in San Francisco. Unfortunately you will probably not find anything you like in Berkley or near Lake Merritt for that price. If something does ... more
0 votes Share Flag Thu Mar 7, 2013 Home Buying in San Francisco
Kevin Ho, Real Estate Pro in San Francisco, CA
Kevin Ho answered:
I would like to know if the neighborhood is doggie friendly? Does the neighborhood have dog parks and services such as grooming nearby?
Most neighborhoods have a dog park or dog run. In fact, San Francisco you may think dogs are more common than kids. In your area while it's a little more urban jungle like there are sma ... more
0 votes Share Flag Thu Mar 14, 2013 Home Buying in South Beach
Shanna Rogers, Real Estate Pro in Murrieta, CA
Shanna Rogers answered:
What should we do? Can we have back the deposit if we don't want the house?
Hi Carinna.yeh,

Read your purchase contract for contingencies. If you have contingencies that are still in effect (you haven't removed them in writing), you should be able to cancel ... more
0 votes Share Flag Thu Oct 31, 2013 Home Buying in 94110
Jed Lane, Real Estate Pro in San Francisco, CA
Jed Lane answered:
Bidding War Strategy: what is the best approach to winning a real estate bidding war?
The most effective is blow everyone else away! Is that the "best"? That would be up to the buyer.
0 votes Share Flag Fri Jun 5, 2015 Home Buying in Outer Sunset
David Rudd, Real Estate Pro in San Diego, CA
David Rudd answered:
How can you buy foreclosed properties before it's listed?
Each State and County varies. Typically you can obtain a list of properties set to be auctioned by the lender. These auctions typically take place on the steps of the courthouse. MOS ... more
0 votes Share Flag Sat Feb 16, 2013 Home Buying in Nob Hill
Jed Lane, Real Estate Pro in San Francisco, CA
Jed Lane answered:
Is there a published list of the top residential brokers in San Francisco? If so, does it differentiate between them for transactions or value?
TOP can be measured in so many different ways that it can be meaningless or meaningful. You've named two different areas only.
Brokerages will tout themselves as the top this or the t ... more
0 votes Share Flag Sat Feb 16, 2013 Home Buying in San Francisco
Rob Spinosa, Real Estate Pro in Mill Valley, CA
Rob Spinosa answered:
What's the difference between a loan originator and mortgage broker?
Alison,

A mortgage loan originator is defined as one who, for compensation or gain (or in the expectation of...), takes a residential mortgage loan application or offers to negotiate ... more
0 votes Share Flag Mon Feb 18, 2013 Home Buying in Nob Hill
Barbara Gran…, Real Estate Pro in Anaheim, CA
Barbara Grandolfo answered:
What are the tax implications of parents buying or helping to buy real estate for their children in California?
That's probably a question best answered by the buyer's tax professional.
0 votes Share Flag Mon Feb 18, 2013 Home Buying in San Francisco
David Rudd, Real Estate Pro in San Diego, CA
David Rudd answered:
If you want to purchase a multi-family property but the seller has a significant mortgage due on the property, what are your buying options?
Hi - in order to truly answer this question more information is needed. Is the purchase price enough to pay off the significant mortgage? If yes, than this would be a 'typical' transa ... more
0 votes Share Flag Sat Feb 16, 2013 Home Buying in San Francisco
Michael Young, Real Estate Pro in San Francisco, CA
Michael Young answered:
We got a letter today saying our backyard is 2 inches over someone's property and they would like to pay for the fence for us.
You would need to hire a surveyor to map out the legal property lines.
0 votes Share Flag Tue Feb 26, 2013 Home Buying in 94110
Gabriel Rojas, Real Estate Pro in 94107
Gabriel Rojas answered:
live in fl and want to buy a house. can i use my son and his ssi money to buy ? he has no credit no job and still in school.
Hello india19723,

First, are you looking to buy in Florida or in San Francisco?

Second, do you have a lender that you are currently working with? If not, I have a great team from ... more
0 votes Share Flag Sat Feb 9, 2013 Home Buying in 94107
Lance King, Real Estate Pro in San Francisco, CA
Lance King answered:
Child day care opening across the street
Rob,

With 20 kids it's hard to say, but I can tell you that traffic jams often occur around schools, especially if they're all being picked up at the same time. If it were me, unless ... more
0 votes Share Flag Mon Sep 22, 2014 Home Buying in San Francisco
Kevin Ho, Real Estate Pro in San Francisco, CA
Kevin Ho answered:
What is the housing supply running at currently? Is it stronger in any particular price point or district?
Right now just like you, agents and buyers all over the city are sifting through inventory that is as much as two thirds less than 'normal' levels. So instead of being able t ... more
0 votes Share Flag Sat Feb 9, 2013 Home Buying in San Francisco
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