Foreclosure in 94108 : Real Estate Advice

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Bob Georgiou, Real Estate Pro in Danville, CA
Bob Georgiou answered:
Do any of you Realtors have experience dealing with loan modification agencies?
Mario,

First off I have no knowledge of anyone using these companies though my experience with these debt resoution companies is they are running on the edge of fraud capitalizing on ... more
0 votes Share Flag Thu Dec 23, 2010 Foreclosure in San Francisco
J Mario Preza, Real Estate Pro in Burlingame, CA
J Mario Preza answered:
Which professionals do most borrowers go to when they need help with loan modifications?
This is a sub-industry in the real estate arena brought on by the dramatic changes in either the real estate market or the stifled economy as a whole, however, typically such metamorpho ... more
0 votes Share Flag Thu Mar 31, 2011 Foreclosure in San Francisco
Uche Nchekwu…,  in San Francisco, CA
Uche Nchekwube answered:
What's the truth about the ongoing loan modifications and "forensic audits"? Many are still being victimized by unscrupulous
What any professional should do is tell that person the truth. It is possible that a violation of certain laws like HOEPA and TILA made by the lender could be the loophole a homeowner ... more
0 votes Share Flag Fri Nov 26, 2010 Foreclosure in San Francisco
Joanna Jensen, Real Estate Pro in Livermore, CA
Joanna Jensen answered:
Can business letters pose as personal letters?
Hi Johnny,

There is nothing illegal about that.

However, when a realtor or anyone solicits a homeowner who (May) be in distress they should always say the information is not accu ... more
0 votes Share Flag Thu Nov 11, 2010 Foreclosure in 94132
Lance King, Real Estate Pro in San Francisco, CA
Lance King answered:
What would you recommend to a homeowner who lost his house in foreclosure while attempting to modify the loan?
With my knowledge of how the foreclosure process works, it seems difficult to believe that anyone would not know that foreclosure was eminent, regardless of whether he was working on a ... more
0 votes Share Flag Thu Oct 28, 2010 Foreclosure in 94122
Pacita Dimac…, Real Estate Pro in Oakland, CA
Pacita Dimacali answered:
how can u sell your home as and just walk away even though you got a loan modifactin?
A bit unsure of what you're asking....

If you got a loan modification approved already, and you still want to walk away....

Have you tried to do a short sale first? Although ... more
0 votes Share Flag Thu Aug 15, 2013 Foreclosure in San Francisco
Mark Overhol…, Real Estate Pro in Clovis, CA
Mark Overholtzer answered:
where can i go to verify the accurate loan amount owed, on a property i want to bid on, at auction?
You could enlist the help of a Realtor in your area, they should be able to access that information pretty quickly and easily.
You could also go down to the County Recorder's offi ... more
0 votes Share Flag Mon May 16, 2011 Foreclosure in San Francisco
Pacita Dimac…, Real Estate Pro in Oakland, CA
Pacita Dimacali answered:
MY GRANDMOTHER CAN NOT AFFORD HER HOUSE NOTE ANYMORE, CAN I TAKE OVER HER NOTES? IF SO WILL I BE THE NEW OWNER? HOW CAN THAT WORK IF EVERYTHING WAS?
This is the type of question best answered by a real estate attorney who will look into:
1. tax ramifications (your CPA can address this)
2. transfer of title
3. transfer of obligati ... more
0 votes Share Flag Sat May 22, 2010 Foreclosure in San Francisco
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
We have a defaulting owner in our TIC. We do not have a fractionalized loan. Can we foreclose on this owner ourselves and auction her unit?
Heather your best bet is to meet with a real estate attorney in your area, in most cases your first meeting is free that will give you some direction. They can review your documents and ... more
0 votes Share Flag Sun May 9, 2010 Foreclosure in San Francisco
Dan Chase, Home Buyer in Texas City, TX
Dan Chase answered:
Ethical comments please about a strategic foreclosure
If I was in charge my solution would be simple. A minimum of 10 years before buying again after foreclosure. No exceptions. After 10 years you might be able to. But you would only be ab ... more
0 votes Share Flag Sun Apr 25, 2010 Foreclosure in San Francisco
CCC, Home Owner in San Diego, CA
CCC answered:
we want a VA home to buy for a 68 year old vet and wife, w/ a place that allows pets...we are VA approved, want a yard, and just a place to call home
So what are you watting for? Hire a Realtor!
A Realtor will ask you the information of your finance to check on the details, such as max purchase price.

Great for you, been pre app ... more
0 votes Share Flag Sun Apr 4, 2010 Foreclosure in North Beach
Keith Manson-…,  in Milwaukee, WI
Keith Manson- Metro Milwaukee Wisconsin answered:
If a bank takes possession of a foreclosed condo, are they responsible for paying the HOA dues?
Once the sale is comfirmed the bank is responsible for making sure all condo dues are paid from when they acquired to the date they sell it to a new buyer.



Keith Manson
First We ... more
0 votes Share Flag Wed Feb 10, 2010 Foreclosure in 94110
Don Tepper, Real Estate Pro in Burke, VA
Don Tepper answered:
I don't understand how to purchase a home in foreclosure. Specifically, 15 St #3, San Francisco CA 94114 is up for sale, but the sale price
I'm not positive who's supplying the figure of $20,000, though I'd guess it might be RealtyTrac. There have been many, many threads here about the erroneous, misleading, ... more
0 votes Share Flag Sat Feb 6, 2010 Foreclosure in Duboce Triangle (Deco Ghetto)
Robin Wilson, Real Estate Pro in Winnetka, IL
Robin Wilson answered:
Hpw do you purchase a home in fore closure?
Homes in foreclosure are often owned by the bank or an intermediate. You can purchase it the same way you buy a home from a seller. Collect your down payment, get pre-approved and fin ... more
0 votes Share Flag Tue May 26, 2015 Foreclosure in Central Richmond
Jeff Woo, Real Estate Pro in San Francisco, CA
Jeff Woo answered:
how long dose a person have to move when it is foeclose and no notice from the bank because i have my grandaughter with her son and also my son?
I assume that your grandaughter is the owner of the property that was foreclosed. Assuming so, a three day notice must first be served after the foreclosure. At the end of the expiratio ... more
0 votes Share Flag Thu Jan 7, 2010 Foreclosure in 94117
blaison samu…, Real Estate Pro in Fremont, CA
blaison samuel answered:
HOW DO I CONTACT A COUNSELOR ABOUT MY LOAN MODIFICATION MY NACA ID# 801699? HOW DO I FOLLOW INSTRUCTIONS AOBUT THE PROPOSAL THAT YOU HAVE SUBMITTED?
Coronette,

Loan modification is taking longer times, sometimes more than 2-3 months. Try the NACA's direct toll-free number 1-888-404-6222 or (510) 652-6622 since your location ... more
0 votes Share Flag Wed Dec 23, 2009 Foreclosure in San Francisco
Jed Lane, Real Estate Pro in San Francisco, CA
Jed Lane answered:
i want to buy a property in san francisco not more than $125000/- any foreclosure property available at this price, please help, pasubu@hotmail.com
Only option is a lot at 109 Roscoe listed at $69,000. Nothing else is available for that price, you will need to come up to $185,000 minimum for etiher a TIC or condo.
0 votes Share Flag Mon Oct 26, 2009 Foreclosure in San Francisco
The Laugesen…, Real Estate Pro in Burlingame, CA
The Laugesen Team answered:
I am interested in a forclosed home held by Deutsche bank national trust company, is there a quicker way to contact and get info other than writing
Dear Dlec50

Maybe you can try asking the title company to provide you with all the information of the legal owner, possibly a phone number may come up for Deutsche Bank., or go to co ... more
0 votes Share Flag Tue Jun 19, 2012 Foreclosure in 94117
James Ryan, Real Estate Pro in Leesburg, VA
James Ryan answered:
who may provide short term loan for buying at auction?
If you are pre-approved, can that lender not close your loan fast enough? Here, in the Mid Atlantic area, foreclosure sales have usually 15 days to close, more than enough time for a le ... more
0 votes Share Flag Tue May 26, 2015 Foreclosure in 94117
blaison samu…, Real Estate Pro in Fremont, CA
blaison samuel answered:
In SF, CA the tenant in a SF residence is not paying his rent and as landlord I cannot pay the mortgage, how can I get him out?
Mary,

Sorry to hear that! You can give him notice to move out since he breached the contract by not paying your monthly rent. Contact an attorney so that attorney can give them legal ... more
0 votes Share Flag Thu Oct 8, 2009 Foreclosure in San Francisco
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