Financing in 93550 : Advice

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Tamara Stoebe, Real Estate Pro in Lancaster, CA
Tamara Stoebe answered:
I want to but a home in Palmdale.My Credit Score in not good but I have a CO signer with good credit.
Hello ajcustomdoors,

You are picking a great time to look at purchasing a home - FICO scores are very important, your first step is speaking with a Lender.

By conversing with a le ... more
0 votes Share Flag Thu Nov 15, 2012 Financing in Palmdale
Laura Coffey, Real Estate Pro in 91355
Laura Coffey answered:
Is it true that you cannot even think about looking at houses until your credit score is at least 650?
You can look at houses all day long if you find a Realtor willing. Most top producing Realtors want their clients qualified through a rebutable lender before they are willing to put the ... more
0 votes Share Flag Sun Oct 7, 2012 Financing in Palmdale
Emily S. Kne…, Real Estate Pro in Huntington Beach, CA
Emily S. Knell answered:
which lenders are doing short pay refi?how do you qualify?
A short pay refinance means an investor is going to negotiate with your mortgage lender to buy your property as a short sale at a price that is reflecting the current market value. The ... more
0 votes Share Flag Thu Sep 2, 2010 Financing in 93551
Jerry Kussy, Real Estate Pro in Park Ridge, IL
Jerry Kussy answered:
7 yr vs. 30yr
It definately makes sense to obtain the 7 year. If it is a 7/1 year ARM, this means your interest rate will stay the same for 7 years then adjust to market conditions every year after t ... more
0 votes Share Flag Fri Apr 16, 2010 Financing in Palmdale
Bill Polack, Real Estate Pro in Atlanta, GA
Bill Polack answered:
I'd like to purchase a homepath fnmae home with 25% down payment. Someone told me I can only put 3% to 10% down but not 25%. Is this true?
No. The question is why would you put that much down when you don't have to? For every $1000 down, you save about $5. Is it worth it to put more down or to use that money for home ... more
0 votes Share Flag Tue Nov 10, 2009 Financing in 93551
Candy Havlock, Real Estate Pro in Lancaster, CA
Candy Havlock answered:
where can i find a GOOD HONEST mortgage broker for the pamldale area that is been on the business for a while?
You want to find a direct lender. Or you can go to www.Gavar.org and look at the vendor roster to see if there is a lender there you can use. We have Bank of America Home Loans, Prosp ... more
0 votes Share Flag Tue Aug 19, 2014 Financing in Palmdale
Jacob Varghe…, Real Estate Pro in San Jose, CA
Jacob Varghese answered:
i have a house now .what do i need to buy another house right now>?
If you have the necessary income to qualify for 2 loans nobody can stop you.

First get your self pre-approved and start looking.

I have been to Palmdale and I feel there is a lo ... more
0 votes Share Flag Thu Nov 15, 2012 Financing in Palmdale
Other/Just L…, Other/Just Looking in Fleming Fitch Grant,...
Other/Just Looking answered:
I currently have 4 mortgages - 3 rentals and my primary residence. Since I am unable to obtain convention
Lending answer:

You are in luck. Beginning March 1, 2009, Fannie Mae will once again purchase loans from lenders for borrowers who have up to 10 financed properties.

Last June, F ... more
0 votes Share Flag Wed Nov 11, 2009 Financing in Palmdale
Lori Rossi, Real Estate Pro in Warwick, RI
Lori Rossi answered:
I am a first time buyer, and i have heard of a program that I may be able to qualify for. What would I need?
Hi Natalie, You need to contact a lender. Talk to friends, relatives, co-workers for a referral. Talk to them about first time buyer programs. I'm sure they can help you. Good luck!
0 votes Share Flag Tue Aug 19, 2014 Financing in 93552
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