Home Buying in 93012 : Advice

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Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
What are utilities like in a single family home in Camarillo? Water, trash, sewer, electric, gas?
We live locally here in Camarillo. Water/Trash and Sewer run apx. $95.-$100./month. Gas in the summertime is for our gas range only and runs apx. $20./month. Winter gas bills will b ... more
0 votes Share Flag Tue Apr 30, 2013 Home Buying in Camarillo
Phil Rotondo, Real Estate Pro in 32940
Phil Rotondo answered:
What is the difference between a Sale and a Resale?
A Sale is the first time the home is sold as in new construction. Resale is for an existing home that has been sold at least once before.
0 votes Share Flag Tue Aug 21, 2012 Home Buying in Camarillo
Chris Chin, Real Estate Pro in Ventura, CA
Chris Chin answered:
In California, is the buyer responsible for a comission on teh purchase,.
Is the clause in the Buyer Representation Agreement or in the Residential Purchase Agreement? Customarily, the seller pays the commission for the selling and listing agent (between 5-6 ... more
0 votes Share Flag Mon Sep 15, 2014 Home Buying in 93012
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
How do I know if I can trust my lender?
I always tell my clients to shop around for a mortgage. I would strongly suggest you call the other lender, the one that gave you the better interest rate and fewer fees last time. Ca ... more
0 votes Share Flag Fri May 3, 2013 Home Buying in Camarillo
Chris Chin, Real Estate Pro in Ventura, CA
Chris Chin answered:
Moving to Los Angeles in the near future. Is the market better to rent a house and wait to buy for another year or to buy now.?
Hi Cathy,

It depends on several factors.
(1) How long you intend to stay in the home.
(2) What the rent to mortgage ratio is in the area and price range you are looking in.
(3) Jo ... more
0 votes Share Flag Tue Mar 27, 2012 Home Buying in Camarillo
Abu Musa, Real Estate Pro in Kensington & Parkville...
Abu Musa answered:
We did a short sale over two years ago. What Calif banks follow the FHA three year wait to get new loan? I'm finding banks impose an even
The best explanation you can get from a mortgage banker. You may talk to a mortgage banker.Thank you.
0 votes Share Flag Sun Aug 4, 2013 Home Buying in Camarillo
Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
Made an offer on an already approved short sale. Was told that it was fast tracked by B of A. What does that really mean in terms of approval time?
You really never know with a short sale. You can definitely have 'expectations' -- but the fact of the matter is that it's up to the seller's lender and/or lenders ... more
0 votes Share Flag Tue May 3, 2011 Home Buying in Camarillo
Fran Rokicki, Real Estate Pro in Manchester, CT
Fran Rokicki answered:
who is the best agent for me?
Ask your friends and family to refer you to someone who they know and trust. That's the best agent that you will find:) Very exciting time to be buying a home! Congratulations ... more
0 votes Share Flag Sun Jun 19, 2011 Home Buying in Camarillo
BG, Home Buyer in Phoenix, AZ
BG answered:
We're planning on buying a house in June. but have very limited time to spend actually looking because i'm in New Orleans now. What can i?
I recommend to spend 1hr every day looking at Trulia listing or MLS listing. By the time you fly out to that location, you will be a much better informed buyer than totally relying on ... more
0 votes Share Flag Tue Mar 26, 2013 Home Buying in Camarillo
Gary Geer, Real Estate Pro in Antioch, IL
Gary Geer answered:
Hello-If I decide to see some of the homes listed on this page, who is it I should cal to set a viewing time? thank you
Suzanne,
You can call any agent to set a viewing time. If it's not their listing they will contact the agency who has the listing and show you the property. The agent who shows y ... more
0 votes Share Flag Sun Jun 5, 2011 Home Buying in Camarillo
Bonnie Sterl…, Real Estate Pro in Simi Valley, CA
Bonnie Sterling answered:
Is buying a home in Spanish hills good investment?
Spanish Hills is ome of the most desirable areas in Camarillo. I think that this will be an excellent investment and I think you will be very happy in this area. It is hard probably to ... more
0 votes Share Flag Wed Feb 16, 2011 Home Buying in Camarillo
Ryan Mills, Real Estate Pro in Westlake Village, CA
Ryan Mills answered:
My Broker is telling me that I have to pay the escrow deposit NOW, even though the Short Sale Agreem. states otherwise. What to do?
You are correct... the SSA supersedes the purchase agreement. A buyer should not have to deposit anything until a written notice of approval is received from the lender. You should b ... more
0 votes Share Flag Mon Sep 20, 2010 Home Buying in 93012
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
iam buying a house close to old town, schools and a easy freeway acces, it location is a good thing to get a good resale value??
Yes.

Generally, location is a very good thing.

The drawback sometimes is traffic congestion and noise.

But, generally, the closer you are to transportation (highways, subways, ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in 93010
Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
see the complete story in the answers " .My offer is accepted by seller &bank. Escrow is openened 5/21 " questions here are limited in
Marzzy,
I would recommend that you set up a face-to-face meeting with your agent and their Broker. You need to have answers based on the signed contract, not on heresay. Obviously, y ... more
0 votes Share Flag Wed May 15, 2013 Home Buying in 93012
Mission Viejo…, Real Estate Pro in Mission Viejo, CA
Mission Viejo Real Estate by Valorie Stover answered:
My offer is accepted by seller &bank. Escrow is openened 5/21 for 30 days. Can I contest these charges/withhold/ pending arbitration??
What charges are you referring to?
0 votes Share Flag Fri May 3, 2013 Home Buying in 93012
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
yes, it is a short sale,
You may still wish to be more specific--keep in mind that short sales are by no means fast sales unless pre-approved by the lender from the very beginning--the seller can accept whateve ... more
0 votes Share Flag Thu Jun 10, 2010 Home Buying in 93012
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I was told by my agent that my offer would not be sumitted unless I agreed to pay 1k for a negotiator.I was not told who the negotiator was repres...
If you are not satisfied with the services rendered by your agent, contact the broker owner of the realty company and explain your concerns--You should not have to pay any up front mone ... more
0 votes Share Flag Sat May 22, 2010 Home Buying in 93012
Joseph Domino, Real Estate Pro in Scottsdale, AZ
Joseph Domino answered:
I really want to purchase the property, I do not want to back out. I just think I am bieng fleesed!
You need to provide more details. How are you being fleeced? Who is fleecing you?

It is very difficult to renegotiate after you have a contract, but canceling may be your best optio ... more
0 votes Share Flag Wed May 15, 2013 Home Buying in 93012
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
And, where can I find the service of a real estate attorney for under the $1000.00 which is in question??
Attorney fees can be negotiable, some are flat fee some are hourly--you can check with your local Legal Aid Society or the Bar Association, etc., for area referrals.
0 votes Share Flag Sat May 22, 2010 Home Buying in 93012
Corey Dwan, Real Estate Pro in Crested Butte, CO
Corey Dwan answered:
I did not pay any upfront money except for the deposit. Can I contact Escrow and put this charge into dispute/withheld???
What is the situation of you pulling out of your contract? Do you have anymore outs like Inspection or Loan Conditions? Earnest money is returnable if you back out appropriately.
Reg ... more
0 votes Share Flag Sun Jan 5, 2014 Home Buying in 93012
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