Home Buying in 92869 : Advice

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Claudia Mull…, Real Estate Pro in Fremont, CA
Claudia Muller Gravelle answered:
do unpaid internships count as employment history?
Absolutely! I am assuming you were interning while going to school for same line of work. I would write a very strong letter to the underwriter showing that not only does your internsh ... more
0 votes Share Flag Sat Nov 17, 2012 Home Buying in Orange
Sinead McAll…, Real Estate Pro in Oceanside, CA
Sinead McAllister answered:
How can we get our deposit back because we did not qualify for loan?
Depends on how your contract is written....
0 votes Share Flag Sat Sep 8, 2012 Home Buying in Orange
Ingrid Ski 9…, Real Estate Pro in Irvine, CA
Ingrid Ski 949-874-0432 answered:
I am interested in buying my grandfather's house. Is there any benefit concerning taxes I might have?
HI Tiffany,

Yes you can! Between parent child and grandparent and grandchild.... Porp 193 (BOE-58G, Rev 06-11)
I do have the information about all of the transferring. Conta ... more
0 votes Share Flag Sat Sep 8, 2012 Home Buying in Orange
Michelle Car…, Real Estate Pro in Cupertino, CA
Michelle Carr-Crowe answered:
my husband is working,but i'm not. i'm going to school and looking for job.i wondering can we buy a house if my husband earn around 28,000
You'll need to get pre-approved. If you have no other debts, lenders can allow up to ~36% of your income for housing costs. Then you need to find what homes at that price point are ... more
0 votes Share Flag Sat Sep 8, 2012 Home Buying in Orange
Michelle Car…, Real Estate Pro in Cupertino, CA
Michelle Carr-Crowe answered:
Buying a vacation home in Michigan. I need to switch brokers.
You will need some help with this one. A broker I trust told me the seller does have the right to control the lender, so talk with your RE agent's broker and see what can be arrang ... more
0 votes Share Flag Tue Jun 5, 2012 Home Buying in Orange
Karen Fenn, Real Estate Pro in Anaheim Hlls, Anaheim,...
Karen Fenn answered:
No Seller Property Questionnaire?
Hi Cahomebyr,

Technically, an investor is not exempt from disclosure. In your purchase agreement, you had the option of requesting an SPQ or a SSD. If you asked for a SPQ and the s ... more
0 votes Share Flag Mon Jun 30, 2014 Home Buying in Orange
Mahesh Mike…, Real Estate Pro in Anaheim Hills, CA
Mahesh Mike Patel answered:
Hello,I am trying to get a pre-approval for a loan around 230-240k. However, when I turned in my w-2 for 2008 and 2009. The loan officer said I do
I am not a loan officer, but I would talk to another lender and get a 2nd opinion.
Good luck.

Mike Patel
0 votes Share Flag Thu Sep 22, 2011 Home Buying in Orange
Faith, Home Buyer in Brentwood, NY
Faith asked:
0 votes Share Flag Tue Jun 22, 2010 Home Buying in Orange
Mahesh Mike…, Real Estate Pro in Anaheim Hills, CA
Mahesh Mike Patel answered:
Please Help: I'm purchasing a home and am in escrow. The 1st lien holder will be paid in full. The 2nd lien holder is short to close & has
Hope you can close the escrow! Verbal approval don't mean much.. so my guess docs will not be ordered. Hopefully the 2nd will let go some and take what they can.

How long hav ... more
0 votes Share Flag Mon May 17, 2010 Home Buying in Orange
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
Getting ready to sign escrow papers. One page has 4 different alias' they say I am know as and they want my signature for each alias. What do I?
If the papers are incorrect, don't sign.

Usually, that's not a significant part of closing. If your name is Jonathan, the alias typically would be "Jon" and mayb ... more
0 votes Share Flag Wed Mar 24, 2010 Home Buying in Orange
Jane Grant, Real Estate Pro in Temecula, CA
Jane Grant answered:
Home buying advice for multi-layered goals
The time is now as prices in California are going up. California has always been popular and now that everyone knows there are many foreclosures and that a buyer can buy a home here fo ... more
0 votes Share Flag Thu Sep 22, 2011 Home Buying in Orange
Mahesh Mike…, Real Estate Pro in Anaheim Hills, CA
Mahesh Mike Patel answered:
I have a client that own a condo and has fha loan and chfa loans and are upside down, they dont have a hardship but need to sell in order to buy a
The big question is does the Seller have financial or medical hardships,are they behind on payments. It sounds like if they are willing to buy a house, they may not be in a financial h ... more
0 votes Share Flag Thu Sep 22, 2011 Home Buying in Orange
Grace Morioka…, Real Estate Pro in Sunnyvale, CA
Grace Morioka (408-426-1616) answered:
does anyone know the address of the foreclosure home E Indian Hills Road,orange.92869.is this house still available or sold out?
Hello Sheeba:

To get more information about REO properties currently for sale in your area, contact your local Realtor for assistance. We will gladly provide this information to you ... more
0 votes Share Flag Fri Oct 23, 2009 Home Buying in Orange
Maryann Hard…, Real Estate Pro in Orange County, CA
Maryann Hardwick answered:
Is 1454 Cleveland, Orange, CA 92865 under contract or have any existing offers? A short sale? We are
Its a short sale and they do currently have an offer, waiting for bank approval.
0 votes Share Flag Fri Mar 28, 2014 Home Buying in 92865
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
Changing realtors from one who is a personal friend
State YOUR SON made decision work with another realtor, since you son is over age of 21 he makes his own decision TRUST me if we had any buyer qualified with $$$$$$ they would be closed ... more
0 votes Share Flag Sun Jan 22, 2012 Home Buying in Orange
Cheryl R. Su…, Real Estate Pro in Schwenksville, PA
Cheryl R. Supplee answered:
New Home Owner but Laid Off - Now What?
She can back out since their was an offer contingent on her obtaining a mortgage. If she can no longer obtain a mortgage, she should notify the seller immediately via her agent. This se ... more
0 votes Share Flag Thu Sep 22, 2011 Home Buying in Orange
Ellen Boswor…, Real Estate Pro in Laguna Beach, CA
Ellen Bosworth answered:
What if the bank that owns the foreclosed home I want to buy, goes bankrupt before I close?
Hi Sam,
I am assuming you are not obtaining the loan with Washington Mutual, but that they are the owners of the property you are interested in. If the bank taht holds the property f ... more
0 votes Share Flag Thu Sep 22, 2011 Home Buying in Orange
Linsey Plane…, Real Estate Pro in Rancho Santa Margarita...
Linsey Planeta answered:
WHERE DO YOU FIND A TAKE OVER PAYMENTS HOME?
In the past several years, and probably still, it is difficult to find a home that you can simply take over payments. The homeowner must have an assumable loan and most of them are not ... more
0 votes Share Flag Sat Dec 7, 2013 Home Buying in Orange
CJ Brasiel, Real Estate Pro in San Jose, CA
CJ Brasiel answered:
The seller has accepted our counter-offer...but didn't date it.
Selina -

Generally speaking it is best to have any contract completed with signature and date. Have your agent get the date on the document. Item 5 on the counter offer is an accep ... more
0 votes Share Flag Thu Sep 22, 2011 Home Buying in Orange
Joe Homs, Real Estate Pro in Mission Viejo, CA
Joe Homs answered:
Will the bank appraisal use seller supplied comps?
Selina,

The appraiser is an independent third party to assist the bank in evaluating the "fair market value" since they are loaning the money. The appraiser is also there to protect ... more
0 votes Share Flag Thu Sep 22, 2011 Home Buying in Orange
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