92705 : Real Estate Advice

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Dave Heck,  in Arcadia, CA
Dave Heck answered:
IM STRESSED, FRUSTRATED, P/OFF!!! AND IF I EVER GET APPROVED I DONT KNOW IF I SHOULD BE EXCITED P.O'D
The old saying, "it's darkest before dawn" holds a lot of truth. How many times have you held on just a little longer and been successful. I don't know what you would gain by quitting. ... more
0 votes Share Flag Fri Mar 27, 2009 Home Buying in Santa Ana
The Hagley G…, Real Estate Pro in Pleasanton, CA
The Hagley Group answered:
For tax reassessment purposes, how do I find the exact prices of homes sold in my neighborhood?
go to zillow.com and type in your property address. You'll have the option to "search comparables"...those are similiar homes that have sold...along with the dates of sale.

Your best ... more
0 votes Share Flag Mon Mar 23, 2009 How To... in Santa Ana
Karen Parsons…, Real Estate Pro in Laguna Beach, CA
Karen Parsons Fiddler answered:
Is it a good idea to take over the mortgage payments from a house that is in danger of foreclosure?
Hi Ana,

Oh this sounds scary! The only way to do this and be protected is to assume the mortgage. But that would involved qualifying for the loan and there are probably much better r ... more
0 votes Share Flag Tue Mar 17, 2009 Home Buying in Santa Ana
Steven Ornel…, Real Estate Pro in Fremont, CA
Steven Ornellas answered:
can you buy a house without papers?
Hi Manny, if you are not a US you are not a citizen and want to buy property, using a FHA loan with 3.5% minimum down, you must be a:

1) Lawful Permanent Resident Alien.

2) Non-Pe ... more
0 votes Share Flag Fri Feb 6, 2009 Home Buying in 92799
Karen Parsons…, Real Estate Pro in Laguna Beach, CA
Karen Parsons Fiddler answered:
WHAT IF I ALREADY DID MY TAXES?
Hi Anthony,

If you bought the home in 2008, then you need to refile....simply pick up the forms at the library and refile. No big deal. If someone does your taxes for you, then they ... more
0 votes Share Flag Fri Feb 6, 2009 Home Buying in Santa Ana
Joe Homs, Real Estate Pro in Laguna Niguel, CA
Joe Homs answered:
does anyone have a direct website for properties in the 100k in orange county?? or website besides this
Pricilla,

Just log into my website at www.joehoms.listingbook.com and you can search for homes in your price range. click on the cities and price and have a look.

Thanks

Joe H ... more
0 votes Share Flag Fri Feb 6, 2009 Home Buying in 92703
Jeremy Lehman, Real Estate Pro in Anaheim Hills, CA
Jeremy Lehman answered:
YEAH! GOT MY HOUSE!!! FINALLY!!! THANKS EVERYONE FOR THE SUPPORT.
Congrats! Buying a home can be one of the most emotional and exciting things you can do. I'm glad it worked out for you.
0 votes Share Flag Tue Jan 27, 2009 Home Buying in Santa Ana
Karen Parsons…, Real Estate Pro in Laguna Beach, CA
Karen Parsons Fiddler answered:
IS FHA LOAN STILL REQUIRE 3% LOAN OR HAS THAT CHANGED?
Hi Anthony,

I'm starting to hear this...and have not heard of any city wanting to buy the home, they really don't want to be in the home ownership business.

As far as FHA down pa ... more
0 votes Share Flag Mon Jan 26, 2009 Home Buying in Santa Ana
Karen Parsons…, Real Estate Pro in Laguna Beach, CA
Karen Parsons Fiddler answered:
THOM I JUST TALKED TO MY LENDER AND HE SAID THEY HAVE NOTHING?
Hi,

I'm not completely sure what you are asking. If the agent has not forwarded the contracts, you can contact escrow and have them send them off to the lender. Sometimes an agent di ... more
0 votes Share Flag Mon Jan 19, 2009 Home Buying in Santa Ana
Tony Vega, Both Buyer and Seller in Irvine, CA
Tony Vega answered:
THE UNDERWRITER WHO IS THIS ?
The person at the bank or with the investor that is actually working on your loan. See the link...
0 votes Share Flag Fri Jan 16, 2009 Home Buying in Santa Ana
Tony Vega, Both Buyer and Seller in Irvine, CA
Tony Vega answered:
Is RealtyTrac the only forclosures trulia lists? If so where would I find a broader listing?
From the county you are interested in. It is all public information. Good luck.
0 votes Share Flag Mon Mar 29, 2010 Foreclosure in 92707
Karen Parsons…, Real Estate Pro in Laguna Beach, CA
Karen Parsons Fiddler answered:
I AM SURE THIS PROPERTY IS AN REO AND NOT A SHORT SALE.
Hi Anthony,

I'm glad you like this! I'm just getting going on this myself! I think it's going to end up being a very helpful site. The Question and Answer format is really helpful. O ... more
0 votes Share Flag Fri Jan 16, 2009 Home Buying in Santa Ana
Steven Ornel…, Real Estate Pro in Fremont, CA
Steven Ornellas answered:
WHAT IS AN INVESTOR AND WHAT DOES AN INVESTOR HAVE TO DO WITH THE SALE?
Anthony, it sounds like you may have made an offer on a Short Sale and not an REO, but here's some clarification:

When dealing with a Short Sale your offer is made to the current own ... more
0 votes Share Flag Thu Jan 15, 2009 Home Buying in Santa Ana
Dallas Texas, Real Estate Pro in Dallas, TN
Dallas Texas answered:
HOW LONG DO I HAVE TO WAIT TO HEAR SOMETHING?
Your listing agent should be updating your buyers agent. Bank is much different than working with seller who has immediate response. It can take from 24 hours up to several week. Bank ... more
0 votes Share Flag Fri Jan 16, 2009 Home Buying in Santa Ana
Shel-lee Dav…, Real Estate Pro in Rolling Hills Estates,...
Shel-lee Davis answered:
TAX CREDIT FOR HOME OWNER
Anthony:

Congratulations on the purchase of your new home. I know you will have many years of enjoyment. Home ownership is still the American Dream.

My understanding is that the ... more
0 votes Share Flag Sat Jan 17, 2009 Home Buying in Santa Ana
Nathan Kramer,  in Orange County, CA
Nathan Kramer answered:
Looking for a realtor to find a duplex in Santa Ana/Fullerton? Walking distance to downtown.
Hi John,
You are looking for Duplexes in Santa Ana/Fullerton area. The rents in those areas will differ depending on area and the condition of the rental. As you know everything in r ... more
0 votes Share Flag Mon Jan 12, 2009 Home Buying in Santa Ana
Dana Schuster, Real Estate Pro in Slidell, LA
Dana Schuster answered:
What type of brokers/realtors do not charge the home buyer? Where is a site that rates brokers/realtors?
Realtors are paid by the seller and only when the house sells. There is no charge to the buyer.
0 votes Share Flag Sun Jan 11, 2009 Home Buying in Santa Ana
Dave Osborne, Real Estate Pro in Orange, CA
Dave Osborne answered:
Fixer Upper home in nice neighborhood. 3 car garage, 5 bedroom, rv parking? Tustin, Irvine, Fountain Valley
Yes there are..I know specifically of 1 in Fountain Valley. Write me at DaveO@theOCmls.com if you would like the address.

You could search for this type of home yourself at http://w ... more
0 votes Share Flag Mon Jan 12, 2009 Home Buying in Santa Ana
Thom Colby, Real Estate Pro in Irvine, CA
Thom Colby answered:
what is home warranty plan?
A Home Warranty is issued by a 3rd party at the time of closing. This is typically paid by the seller and negotiated within the sales contract. The price ranges from a low of about $300 ... more
0 votes Share Flag Mon Oct 24, 2011 Home Buying in Santa Ana
Dallas Texas, Real Estate Pro in Dallas, TN
Dallas Texas answered:
FHA LOAN WITH ENERGY EFFICIENT LOAN
Speak with you mortgage broker regarding what will be accepted by the lender. WOW great for REO close fast .
0 votes Share Flag Sun Jan 11, 2009 Home Buying in Santa Ana
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