Financing in 92660 : Real Estate Advice

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Alex Vargas, Real Estate Pro in Irvine, CA
Alex Vargas answered:
What is the most someone could currently borrow using an 80-10-10 or 80-15-5 loan – assuming they had excellent credit and sufficient income.?

I just spoke with my lender and you can borrower the following amounts.
97% upto $417K, 90% upto $625,500K, 80% upto a Million.

Although there are other programs avai ... more
0 votes Share Flag Thu Dec 27, 2012 Financing in 92662
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
What's the average rate difference between conforming jumbo and jumbo mortgages? zip is 92663, LTV 30%, 800 FICO. What do I save under 625K?
Our rate difference would be 1/2%, but we couldn't do a 15-year fixed above $625,500 and get you that much cash out, it'd have to be on a portfolio 5/1 or 7/1 ARM, and >$62 ... more
0 votes Share Flag Fri Oct 21, 2011 Financing in 92663
Carl Snyder, Real Estate Pro in San Diego, CA
Carl Snyder answered:
Attn: Mortgage Lenders. Is there such a thing as a 203k type loan for Commercial properties?
A 203k can be used on a "mixed use residential property” provided it meets the following requirements:

The floor space used for commercial purposes does not exceed...

... more
0 votes Share Flag Tue Sep 13, 2011 Financing in Newport Beach
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