Financing in 92620 : Advice

change location

cancel or

Activity

15
charles lee, Real Estate Pro in Irvine, CA
charles lee answered:
Condo with HOA litigation
tough! most lenders req condo certification which involves a list of questions on litigation, rental vs owner-occupied ratio, delinquency, etc. only a handful of lenders don't ask for ... more
0 votes Share Flag Tue Dec 17, 2013 Financing in Irvine
Felix Hung, Real Estate Pro in Irvine, CA
Felix Hung answered:
Docs out, buyers native language is Mandarin, escrow doesn't have a Mandarin speaking notary, anyone know of a Mandarin speaking Notary in Irvine.
John, call central escrow and they could help refer you a mandarin speaking notary.
0 votes Share Flag Thu Jan 17, 2013 Financing in Irvine
Patrick Fiel…, Real Estate Pro in Dallas, TX
Patrick Fields answered:
I am looking for brokers who would like a place to send their turn downs when they are unable to approve a clients loan request.
Hi Matt,

Please send more information. I am always interested in alternatives for clients who have challenges qualifying for more traditional loan options. In fact, this seems to oc ... more
0 votes Share Flag Mon Mar 18, 2013 Financing in Irvine
Ted Canto -…, Real Estate Pro in Los Angeles County, CA
Ted Canto - The Mobile Mortgage Pro answered:
I am looking for stated income loan, 60% LTV, subject property IRVINE, CA FICO OVER 700, BEING IN BUSINESS OVER 16 YEARS SELF-EMPLOYED
Hi Maggie.. I may have a program. I recommend sending me a private message and I will forward the information to you.
0 votes Share Flag Thu Jul 25, 2013 Financing in Irvine
Annette Levi…, Real Estate Pro in New York, NY
Annette Levinson answered:
Does anyone do stated income mortages anymore?
Yes with at least 40% down and FICO over 720.
0 votes Share Flag Thu Jun 6, 2013 Financing in Irvine Center
Michelle Lyn…, Real Estate Pro in 90638
Michelle Lynch answered:
Who will help me to resolve my High Balance loan? I have 1st and 2nd FRM. 1st balance is 576K and 2nd balance is 72K?
I have a wonderful mortgage broker in the area that I can refer you to. My telephone number is (714) 732-7575.
0 votes Share Flag Sat Jan 19, 2013 Financing in Irvine
Jeffry Lopez, Real Estate Pro in Orange County, CA
Jeffry Lopez answered:
Is anyone doing 75% ARV Hard Money loans in California?? It is an REO with no rehab. I need anything close to $692k.
I will email you,,,, I just want to be clear on what your looking for, however you said ARV,,, has work already been done?
Looks like your just looking for a Hard money Loan to 75% to ... more
0 votes Share Flag Thu May 22, 2014 Financing in 92602
Bob Phillips…, Real Estate Pro in Coto de Caza, CA
Bob Phillips - (949) 887-5305 answered:
We're thinking about buying a house in Mesa Verde in Costa Mesa. We need to get pre-approved and Wells Fargo and a small company called Alpine
One thing that you didn't clarify is this. Does the listing agent of the property you are targeting tell you that you must be pre-approved by either or both of those sources? If ... more
0 votes Share Flag Tue Nov 9, 2010 Financing in Irvine
Thomas Martin…, Real Estate Pro in Fort Lauderdale, FL
Thomas Martin 954-667-9110 answered:
what does "Exception" mean after my mortgage broker run the loan application?
WIth a 720 you should deffinelty qualify for a home loan as long as your DTI, Debt to income ratio is not to high. Mortgage lenders determine your capacity to repay the mortgage loan by ... more
0 votes Share Flag Sun Nov 15, 2009 Financing in 92618
Kyle, Real Estate Pro in Scottsdale, AZ
Kyle answered:
How to get a mortgage for foreign income?
Do you have US taxes but income is from abroad? Are youa US citizen...Please clarify what you mean specifically. .
0 votes Share Flag Fri Mar 26, 2010 Financing in Irvine
Gary Gukassi…, Real Estate Pro in Pasadena, CA
Gary Gukassian answered:
If my parents refinance their home to get my name on the title, does that qualify me for the $8000 tax credit?
Hi Mcavallo2010,

The $8,000 tax credit does not apply when a property is being transferred from parent to child. Adding your name on the title will not entitle you to the tax credit ... more
0 votes Share Flag Wed Aug 5, 2009 Financing in 92620
Bob Phillips…, Real Estate Pro in Coto de Caza, CA
Bob Phillips - (949) 887-5305 answered:
Anyone have any experience (good or bad) with Trust One Mortgage bankers?
Elemento, I responded to your other post, with this information. My preferred lender can easily and inexpensively do the refinance you are looking for. I have linked his website below ... more
0 votes Share Flag Sat Apr 18, 2009 Financing in Irvine
Ron Wright, Real Estate Pro in San Diego County, CA
Ron Wright answered:
Has anyone had any success with doing an FHA streamline refinance?
Hi Elemento,

I am a direct lender here in Southern California and handle FHA loans for purchase or refinance. Many banks do not arrange FHA loans so it is no surprise that you have h ... more
0 votes Share Flag Mon Jun 17, 2013 Financing in 92618
Thom Colby 8…, Real Estate Pro in Irvine, CA
Thom Colby 888-391-5245 answered:
Can my interst rate be lowered before I sign my loan doc? Please advise!!!
Since there is no actual loan as yet you could not do a "Loan Modification" that is typically for people who are struggling to make their current mortgage payments.

I suspect your ra ... more
0 votes Share Flag Tue Dec 16, 2008 Financing in Irvine
Dave Osborne, Real Estate Pro in 92867
Dave Osborne answered:
jumbo conforming loans
Per my mortgage broker, today's rate for a 5/1 LIBOR, Jumbo Conforming mortgage is 5.375%, 5.875% on a 30 year fixed rate. Your mileage may vary.

At least it looks like they are f ... more
0 votes Share Flag Tue May 13, 2008 Financing in Irvine, CA
Search Advice

Followers

853
Email me when…

Learn more

Meet the Trulia VIPs
Jason Zwolak and Susan..., Agent in Irvine, CA
Jason Zwolak and Susan...
Agent
Irvine, CA
Jessica Francia, Broker in Anaheim
Jessica Francia
Broker
Anaheim
Nicole Fedorchek, Agent in 92866
Nicole Fedorchek
Agent
92866
Sharon Robinson, Agent in Fallbrook, CA
Sharon Robinson
Agent
Fallbrook, CA
Home > California > Orange County > Irvine > 92620 > Financing in 92620
Copyright © 2015 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer